CBK (Commercial Bancgroup) PB Ratio: 1.53 (As of Aug. 27, 2026) — 13% Above Median

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CBK Commercial Bancgroup Inc CBK
10 GF Score
Price $33.84
! 5 Warning Signs
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What is Commercial Bancgroup PB Ratio?

Commercial Bancgroup CBK +0.09% 10 PB Ratio is 1.53 as of Aug. 27, 2026, which is 13% above its 10-year median of 1.36. GuruFocus rates CBK with a GF Score™ of 10/100. The stock has 5 warning signs investors should review. Among 1,509 Banks companies, Commercial Bancgroup ranks worse than 77.53% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-08-27), Commercial Bancgroup's share price is $33.84. Commercial Bancgroup's Book Value per Share for the quarter that ended in Jun. 2026 was $22.09. Hence, Commercial Bancgroup's PB Ratio of today is 1.53.

Warning Sign:

Commercial Bancgroup Inc stock PB Ratio (=1.53) is close to 1-year high of 1.6.

The historical rank and industry rank for Commercial Bancgroup's PB Ratio or its related term are showing as below:

CBK' s PB Ratio Range Over the Past 10 Years
Min: 1.16   Med: 1.36   Max: 1.6
Current: 1.53

During the past 3 years, Commercial Bancgroup's highest PB Ratio was 1.60. The lowest was 1.16. And the median was 1.36.

CBK's PB Ratio is ranked worse than
77.53% of 1509 companies
in the Banks industry
Industry Median: 1.12 vs CBK: 1.53

During the past 12 months, Commercial Bancgroup's average Book Value Per Share Growth Rate was 23.70% per year.

Back to Basics: PB Ratio


Commercial Bancgroup  (NAS:CBK) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Commercial Bancgroup PB Ratio Related Terms


Commercial Bancgroup PB Ratio Historical Data

* Premium members only.

The historical data trend for Commercial Bancgroup's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Commercial Bancgroup PB Ratio Chart

Commercial Bancgroup Annual Data
Trend Dec23 Dec24 Dec25
PB Ratio
0.00 0.00 1.18

Commercial Bancgroup Quarterly Data
Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 1.18 1.21 1.46

CBK vs FRBA, GBFH, RBB: PB Ratio Comparison

For the Banks - Regional subindustry, Commercial Bancgroup's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Commercial Bancgroup PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Commercial Bancgroup's PB Ratio distribution charts can be found below:

* The bar in red indicates where Commercial Bancgroup's PB Ratio falls into.


CBK
10GF Score
Commercial Bancgroup Inc CBK
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Commercial Bancgroup PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Commercial Bancgroup's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Jun. 2026)
=33.84/22.087
=1.53

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 1.53 mean?
Commercial Bancgroup (CBK) has a PB Ratio of 1.53 as of Aug. 27, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Commercial Bancgroup and its competitors. This is 13% above median its historical median of 1.36. Over the past decade, Commercial Bancgroup's PB Ratio has ranged from 1.16 to 1.60. According to the industry distribution chart, Commercial Bancgroup ranks #1170 out of 1509 companies in the Banks industry, placing it in the top 77.5%.
Is Commercial Bancgroup's PB Ratio too high?
Commercial Bancgroup's current PB Ratio of 1.53 is 13% above median its 10-year median of 1.36. Over the past 10 years, this metric has ranged from a low of 1.16 to a high of 1.60. The Banks industry median PB Ratio is 1.12. Commercial Bancgroup's value of 1.53 is 36.6% above this industry median. Based on the distribution chart, Commercial Bancgroup ranks #1170 out of 1509 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Commercial Bancgroup has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does Commercial Bancgroup's PB Ratio compare to FRBA and GBFH?
According to the Banks industry distribution chart, Commercial Bancgroup ranks #1170 out of 1509 companies for PB Ratio. This places Commercial Bancgroup in the lower half of its industry. The industry median PB Ratio is 1.12. Commercial Bancgroup's value of 1.53 is 36.6% above this benchmark. Historically, Commercial Bancgroup's own PB Ratio has ranged from 1.16 to 1.60 over the past decade. While the company's 10-year median is 1.36 vs. the industry median of 1.12, Commercial Bancgroup has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.12, based on 1,509 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Commercial Bancgroup's current PB Ratio of 1.53 is 36.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Commercial Bancgroup and its competitors. For the Banks industry, the median PB Ratio is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Commercial Bancgroup's current PB Ratio is 1.53, which is 13% above median its own 10-year median of 1.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Commercial Bancgroup stock overvalued right now?
Commercial Bancgroup (CBK) has a current PB Ratio of 1.53. The current PB Ratio is 1.53, which is 13% above median its 10-year median of 1.36 and 36.6% above the Banks industry median of 1.12. Commercial Bancgroup's overall GF Score™ is 10/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Commercial Bancgroup (CBK), the current PB Ratio is 1.53 as of Aug. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Commercial Bancgroup Business Description

Address 6710 Cumberland Gap Parkway, Harrogate, TN, USA, 37752
Commercial Bancgroup Inc is a bank holding company. Through its subsidiary, it operates as a full-service community banking institution offering traditional consumer and commercial products and services to businesses and individuals in select markets in Kentucky, North Carolina, and Tennessee. In Tennessee, its service areas include the metropolitan statistical areas of Nashville Davidson, Murfreesboro, Franklin, Knoxville, and the Tri Cities region of Kingsport, Bristol, and Johnson City, as well as Claiborne County, Cocke County, Union County, Hamblen County, and their surrounding areas.
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