Ringkjoebing Landbobank AS stock PB Ratio (=3.24) is close to 10-year high of 3.54.
The historical rank and industry rank for Ringkjoebing Landbobank AS's PB Ratio or its related term are showing as below:
CHIX:RILBAc'
s PB Ratio Range Over the Past 10 Years
Min: 1.28 Med: 2.3 Max: 3.54
Current: 3.24
During the past 13 years, Ringkjoebing Landbobank AS's highest PB Ratio was 3.54. The lowest was 1.28. And the median was 2.30.
CHIX:RILBAc's PB Ratio is ranked worse than 96.44% of 1515
companies
in the Banks industry
Industry Median: 1.08
vs CHIX:RILBAc: 3.24
During the past 12 months, Ringkjoebing Landbobank AS's average Book Value Per Share Growth Rate was 8.40% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 12.10% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 11.50% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 12.80% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Ringkjoebing Landbobank AS was 18.60% per year. The lowest was 8.00% per year. And the median was 10.60% per year.
Back to Basics: PB Ratio
Ringkjoebing Landbobank AS (CHIX:RILBAc) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Ringkjoebing Landbobank AS PB Ratio Related Terms
Ringkjoebing Landbobank AS PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ringkjoebing Landbobank AS PB Ratio Competitor Comparison
For the Banks - Regional subindustry, Ringkjoebing Landbobank AS's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ringkjoebing Landbobank AS PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Ringkjoebing Landbobank AS's PB Ratio distribution charts can be found below:
* The bar in red indicates where Ringkjoebing Landbobank AS's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Ringkjoebing Landbobank AS (CHIX:RILBAC) has a PB Ratio of 3.24 as of Jun. 25, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Ringkjoebing Landbobank AS and its competitors. This is 41% above median its historical median of 2.30. Over the past decade, Ringkjoebing Landbobank AS's PB Ratio has ranged from 1.28 to 3.54. According to the industry distribution chart, Ringkjoebing Landbobank AS ranks #1461 out of 1515 companies in the Banks industry, placing it in the top 96.4%.
Is Ringkjoebing Landbobank AS's PB Ratio too high?
Ringkjoebing Landbobank AS's current PB Ratio of 3.24 is 41% above median its 10-year median of 2.30. Over the past 10 years, this metric has ranged from a low of 1.28 to a high of 3.54. The Banks industry median PB Ratio is 1.08. Ringkjoebing Landbobank AS's value of 3.24 is 200% above this industry median. Based on the distribution chart, Ringkjoebing Landbobank AS ranks #1461 out of 1515 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Ringkjoebing Landbobank AS has a GF Score™ of 83/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Ringkjoebing Landbobank AS's PB Ratio compare to competitors?
According to the Banks industry distribution chart, Ringkjoebing Landbobank AS ranks #1461 out of 1515 companies for PB Ratio. This places Ringkjoebing Landbobank AS in the lower half of its industry. The industry median PB Ratio is 1.08. Ringkjoebing Landbobank AS's value of 3.24 is 200% above this benchmark. Historically, Ringkjoebing Landbobank AS's own PB Ratio has ranged from 1.28 to 3.54 over the past decade. While the company's 10-year median is 2.30 vs. the industry median of 1.08, Ringkjoebing Landbobank AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.08, based on 1,515 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ringkjoebing Landbobank AS's current PB Ratio of 3.24 is 200% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Ringkjoebing Landbobank AS and its competitors. For the Banks industry, the median PB Ratio is 1.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ringkjoebing Landbobank AS's current PB Ratio is 3.24, which is 41% above median its own 10-year median of 2.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ringkjoebing Landbobank AS stock overvalued right now?
Based on GuruFocus' analysis, Ringkjoebing Landbobank AS (CHIX:RILBAC) is currently considered Fairly Valued. The stock's GF Value™ is kr1,420.76, compared to a current price of kr1,537.50 — trading 8.2% above its estimated fair value. The current PB Ratio is 3.24, which is 41% above median its 10-year median of 2.30 and 200% above the Banks industry median of 1.08. Ringkjoebing Landbobank AS's overall GF Score™ is 83/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Ringkjoebing Landbobank AS (CHIX:RILBAC), the current PB Ratio is 3.24 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ringkjoebing Landbobank AS (CHIX:RILBAC) Overvalued in 2026?
Based on GuruFocus' analysis, Ringkjoebing Landbobank AS stock appears to be overvalued.
The current stock price of kr1,537.50 is trading 8.2% above its estimated GF Value™ of kr1,420.76.
GuruFocus considers Ringkjoebing Landbobank AS to be Fairly Valued.
Key valuation signals for CHIX:RILBAC:
PB Ratio: 3.24 (41% above median its 10-year median of 2.30)
GF Value™: kr1,420.76 vs. price of kr1,537.50 (8.2% above fair value)
Industry Position: 200% above the Banks median (#1461 of 1515)
No single metric tells the full story. See the CHIX:RILBAC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ringkjoebing Landbobank AS operates as a universal bank serving retail, private, corporate, and SME clients mainly in Jutland, with online banking nationwide. It offers deposits, loans, mortgages, pensions, investments, insurance, and leasing in Denmark. The majority of the bank's income is derived from net interest income. Maximum of the bank's net fees, commissions, and foreign exchange income are derived from asset management, followed by guarantee commissions, securities trading, and custody accounts. The services offered are Online banking, Mobile banking, MasterCard, MobilePay, Currency calculator, Block card, MitID etc.
83GF Score
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