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CINSF's PB Ratio is ranked better than 83.87% of 496
companies
in the Insurance industry
Industry Median: 1.4
vs CINSF: 0.72
During the past 12 months, China Taiping Insurance Holdings Co's average Book Value Per Share Growth Rate was 27.60% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 9.80% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 2.80% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 6.00% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of China Taiping Insurance Holdings Co was 47.30% per year. The lowest was -2.10% per year. And the median was 12.20% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
China Taiping Insurance Holdings Co PB Ratio Related Terms
China Taiping Insurance Holdings Co PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
China Taiping Insurance Holdings Co PB Ratio Chart
For the Insurance - Life subindustry, China Taiping Insurance Holdings Co's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
China Taiping Insurance Holdings Co PB Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, China Taiping Insurance Holdings Co's PB Ratio distribution charts can be found below:
* The bar in red indicates where China Taiping Insurance Holdings Co's PB Ratio falls into.
China Taiping Insurance Holdings Co PB Ratio Calculation
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
China Taiping Insurance Holdings Co (CINSF) has a PB Ratio of 0.71 as of Aug. 03, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on China Taiping Insurance Holdings Co and its competitors. This is 15% above median its historical median of 0.62. Over the past decade, China Taiping Insurance Holdings Co's PB Ratio has ranged from 0.22 to 2.05. According to the industry distribution chart, China Taiping Insurance Holdings Co ranks #80 out of 496 companies in the Insurance industry, placing it in the top 16.1%.
Is China Taiping Insurance Holdings Co's PB Ratio too high?
China Taiping Insurance Holdings Co's current PB Ratio of 0.71 is 15% above median its 10-year median of 0.62. Over the past 10 years, this metric has ranged from a low of 0.22 to a high of 2.05. The Insurance industry median PB Ratio is 1.40. China Taiping Insurance Holdings Co's value of 0.71 is 49.3% below this industry median. Based on the distribution chart, China Taiping Insurance Holdings Co ranks #80 out of 496 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, China Taiping Insurance Holdings Co has a GF Score™ of 69/100, reflecting its overall financial health beyond just this single metric.
How does China Taiping Insurance Holdings Co's PB Ratio compare to AFL and MET?
According to the Insurance industry distribution chart, China Taiping Insurance Holdings Co ranks #80 out of 496 companies for PB Ratio. This places China Taiping Insurance Holdings Co in the top 16% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.40. China Taiping Insurance Holdings Co's value of 0.71 is 49.3% below this benchmark. Historically, China Taiping Insurance Holdings Co's own PB Ratio has ranged from 0.22 to 2.05 over the past decade. While the company's 10-year median is 0.62 vs. the industry median of 1.40, China Taiping Insurance Holdings Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.40, based on 496 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. China Taiping Insurance Holdings Co's current PB Ratio of 0.71 is 49.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on China Taiping Insurance Holdings Co and its competitors. For the Insurance industry, the median PB Ratio is 1.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. China Taiping Insurance Holdings Co's current PB Ratio is 0.71, which is 15% above median its own 10-year median of 0.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Taiping Insurance Holdings Co stock overvalued right now?
China Taiping Insurance Holdings Co (CINSF) has a current PB Ratio of 0.71. The stock's GF Value™ is $1.67, compared to a current price of $2.81 — trading 68.3% above its estimated fair value. The current PB Ratio is 0.71, which is 15% above median its 10-year median of 0.62 and 49.3% below the Insurance industry median of 1.40. China Taiping Insurance Holdings Co's overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For China Taiping Insurance Holdings Co (CINSF), the current PB Ratio is 0.71 as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is China Taiping Insurance Holdings Co (CINSF) Overvalued in 2026?
Based on GuruFocus' analysis, China Taiping Insurance Holdings Co stock appears to be overvalued.
The current stock price of $2.81 is trading 68.3% above its estimated GF Value™ of $1.67.
Key valuation signals for CINSF:
PB Ratio: 0.71 (15% above median its 10-year median of 0.62)
GF Value™: $1.67 vs. price of $2.81 (68.3% above fair value)
Industry Position: 49.3% below the Insurance median (#80 of 496)
No single metric tells the full story. See the CINSF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
China Taiping Insurance Holdings Co Ltd is a holding company that, through its subsidiaries, sells insurance products and offers a variety of investment management services. The company sells life, property and casualty, reinsurance, and pension insurance products. The firm also operates asset management and real estate management services. The majority of China Taiping Insurance's income is derived from life insurance, with the People's Republic of China contributing a portion of the company's revenue. The company comprises business segments: the life insurance business, PRC property and casualty insurance business, Overseas property and casualty insurance business, reinsurance business, and Others. The majority of revenue is generated from the life insurance business.
69GF Score
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