Qatar General Insurance & Reinsurance Co (DSMD:QGRI) PB Ratio: 0.47 (As of Jul. 16, 2026) — 27% Above Median

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DSMD:QGRI Qatar General Insurance & Reinsurance Co DSMD:QGRI
35 GF Score
Price ر.ق1.99
GF Value ر.ق1.23
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Qatar General Insurance & Reinsurance Co PB Ratio?

Qatar General Insurance & Reinsurance Co DSMD:QGRI 35 PB Ratio is 0.47 as of Jul. 16, 2026, which is 27% above its 10-year median of 0.37. GuruFocus rates DSMD:QGRI with a GF Score™ of 35/100 and a GF Value™ of ر.ق1.23 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 498 Insurance companies, Qatar General Insurance & Reinsurance Co ranks better than 92.57% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-16), Qatar General Insurance & Reinsurance Co's share price is ر.ق1.99. Qatar General Insurance & Reinsurance Co's Book Value per Share for the quarter that ended in Mar. 2026 was ر.ق4.24. Hence, Qatar General Insurance & Reinsurance Co's PB Ratio of today is 0.47.

Warning Sign:

Qatar General Insurance & Reinsurance Co stock PB Ratio (=0.47) is close to 5-year high of 0.47.

The historical rank and industry rank for Qatar General Insurance & Reinsurance Co's PB Ratio or its related term are showing as below:

DSMD:QGRI' s PB Ratio Range Over the Past 10 Years
Min: 0.15   Med: 0.37   Max: 0.8
Current: 0.47

During the past 13 years, Qatar General Insurance & Reinsurance Co's highest PB Ratio was 0.80. The lowest was 0.15. And the median was 0.37.

DSMD:QGRI's PB Ratio is ranked better than
92.57% of 498 companies
in the Insurance industry
Industry Median: 1.4 vs DSMD:QGRI: 0.47

During the past 12 months, Qatar General Insurance & Reinsurance Co's average Book Value Per Share Growth Rate was 7.90% per year. During the past 3 years, the average Book Value Per Share Growth Rate was -6.50% per year. During the past 5 years, the average Book Value Per Share Growth Rate was -8.20% per year. During the past 10 years, the average Book Value Per Share Growth Rate was -6.30% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Qatar General Insurance & Reinsurance Co was 34.60% per year. The lowest was -12.70% per year. And the median was -3.00% per year.

Back to Basics: PB Ratio


Qatar General Insurance & Reinsurance Co  (DSMD:QGRI) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Qatar General Insurance & Reinsurance Co PB Ratio Related Terms


Qatar General Insurance & Reinsurance Co PB Ratio Historical Data

* Premium members only.

The historical data trend for Qatar General Insurance & Reinsurance Co's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Qatar General Insurance & Reinsurance Co PB Ratio Chart

Qatar General Insurance & Reinsurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.34 0.28 0.39 0.30 0.36

Qatar General Insurance & Reinsurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.27 0.32 0.32 0.36 0.29

DSMD:QGRI vs BRK.A, AIG, HIG: PB Ratio Comparison

For the Insurance - Diversified subindustry, Qatar General Insurance & Reinsurance Co's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Qatar General Insurance & Reinsurance Co PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Qatar General Insurance & Reinsurance Co's PB Ratio distribution charts can be found below:

* The bar in red indicates where Qatar General Insurance & Reinsurance Co's PB Ratio falls into.


DSMD:QGRI
35GF Score
Qatar General Insurance & Reinsurance Co DSMD:QGRI
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Qatar General Insurance & Reinsurance Co PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Qatar General Insurance & Reinsurance Co's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=1.99/4.243
=0.47

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 0.47 mean?
Qatar General Insurance & Reinsurance Co (DSMD:QGRI) has a PB Ratio of 0.47 as of Jul. 16, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Qatar General Insurance & Reinsurance Co and its competitors. This is 27% above median its historical median of 0.37. Over the past decade, Qatar General Insurance & Reinsurance Co's PB Ratio has ranged from 0.15 to 0.80. According to the industry distribution chart, Qatar General Insurance & Reinsurance Co ranks #37 out of 498 companies in the Insurance industry, placing it in the top 7.4%.
Is Qatar General Insurance & Reinsurance Co's PB Ratio too high?
Qatar General Insurance & Reinsurance Co's current PB Ratio of 0.47 is 27% above median its 10-year median of 0.37. Over the past 10 years, this metric has ranged from a low of 0.15 to a high of 0.80. The Insurance industry median PB Ratio is 1.40. Qatar General Insurance & Reinsurance Co's value of 0.47 is 66.4% below this industry median. Based on the distribution chart, Qatar General Insurance & Reinsurance Co ranks #37 out of 498 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Qatar General Insurance & Reinsurance Co has a GF Score™ of 35/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Qatar General Insurance & Reinsurance Co's PB Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Qatar General Insurance & Reinsurance Co ranks #37 out of 498 companies for PB Ratio. This places Qatar General Insurance & Reinsurance Co in the top 7% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.40. Qatar General Insurance & Reinsurance Co's value of 0.47 is 66.4% below this benchmark. Historically, Qatar General Insurance & Reinsurance Co's own PB Ratio has ranged from 0.15 to 0.80 over the past decade. While the company's 10-year median is 0.37 vs. the industry median of 1.40, Qatar General Insurance & Reinsurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.40, based on 498 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Qatar General Insurance & Reinsurance Co's current PB Ratio of 0.47 is 66.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Qatar General Insurance & Reinsurance Co and its competitors. For the Insurance industry, the median PB Ratio is 1.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Qatar General Insurance & Reinsurance Co's current PB Ratio is 0.47, which is 27% above median its own 10-year median of 0.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qatar General Insurance & Reinsurance Co stock overvalued right now?
Based on GuruFocus' analysis, Qatar General Insurance & Reinsurance Co (DSMD:QGRI) is currently considered Significantly Overvalued. The stock's GF Value™ is ر.ق1.23, compared to a current price of ر.ق1.99 — trading 61.8% above its estimated fair value. The current PB Ratio is 0.47, which is 27% above median its 10-year median of 0.37 and 66.4% below the Insurance industry median of 1.40. Qatar General Insurance & Reinsurance Co's overall GF Score™ is 35/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Qatar General Insurance & Reinsurance Co (DSMD:QGRI), the current PB Ratio is 0.47 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Qatar General Insurance & Reinsurance Co (DSMD:QGRI) Overvalued in 2026?

Based on GuruFocus' analysis, Qatar General Insurance & Reinsurance Co stock appears to be overvalued. The current stock price of ر.ق1.99 is trading 61.8% above its estimated GF Value™ of ر.ق1.23. GuruFocus considers Qatar General Insurance & Reinsurance Co to be Significantly Overvalued.

Key valuation signals for DSMD:QGRI:

  • PB Ratio: 0.47 (27% above median its 10-year median of 0.37)
  • GF Value™: ر.ق1.23 vs. price of ر.ق1.99 (61.8% above fair value)
  • GF Score™: 35/100 with 6 warning signs
  • Industry Position: 66.4% below the Insurance median (#37 of 498)

No single metric tells the full story. See the DSMD:QGRI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Qatar General Insurance & Reinsurance Co Business Description

Address Al Asmakh Street, P.O. Box 4500, Doha, QAT
Qatar General Insurance & Reinsurance Co is an insurance company engaged in providing general insurance and reinsurance services. The company also provides Islamic Takaful insurance, real estate, investment, manufacturing, trading and contracting services. The company has various product lines, which are Property and casualty, Life and medical, Motor and Marine and aviation. The company generates the majority of its revenue from Property and casualty.
35GF Score

Get the complete analysis for DSMD:QGRI

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ق1.99
Price
ر.ق1.23
GF Value