EQFN (Equitable Financial) PB Ratio: 1.04 (As of Jun. 29, 2026)


EQFN Equitable Financial Corp EQFN
16 GF Score
Price $18.00
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What is Equitable Financial PB Ratio?

Equitable Financial EQFN +0.90% 16 PB Ratio is 1.04 as of Jun. 29, 2026. GuruFocus rates EQFN with a GF Score™ of 16/100.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-29), Equitable Financial's share price is $18.00. Equitable Financial's Book Value per Share for the quarter that ended in Jun. 2023 was $17.34. Hence, Equitable Financial's PB Ratio of today is 1.04.

The historical rank and industry rank for Equitable Financial's PB Ratio or its related term are showing as below:

EQFN's PB Ratio is not ranked *
in the Banks industry.
Industry Median: 1.09
* Ranked among companies with meaningful PB Ratio only.

Back to Basics: PB Ratio


Equitable Financial  (OTCPK:EQFN) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Equitable Financial PB Ratio Related Terms


Equitable Financial PB Ratio Historical Data

* Premium members only.

The historical data trend for Equitable Financial's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Equitable Financial PB Ratio Chart

Equitable Financial Annual Data
Trend Jun14 Jun15 Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.02 0.83 0.88 0.80 0.64

Equitable Financial Semi-Annual Data
Jun06 Jun07 Jun14 Jun15 Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.02 0.83 0.88 0.80 0.64

EQFN vs TBBC, NUBC, GBNY: PB Ratio Comparison

For the Banks - Regional subindustry, Equitable Financial's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Equitable Financial PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Equitable Financial's PB Ratio distribution charts can be found below:

* The bar in red indicates where Equitable Financial's PB Ratio falls into.


EQFN
16GF Score
Equitable Financial Corp EQFN
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Equitable Financial PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Equitable Financial's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Jun. 2023)
=18.00/17.344
=1.04

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 1.04 mean?
Equitable Financial (EQFN) has a PB Ratio of 1.04 as of Jun. 29, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Equitable Financial and its competitors.
Is Equitable Financial's PB Ratio too high?
Equitable Financial's current PB Ratio is 1.04. The Banks industry median PB Ratio is 1.09. Equitable Financial's value of 1.04 is 4.6% below this industry median. Overall, Equitable Financial has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does Equitable Financial's PB Ratio compare to TBBC and NUBC?
Equitable Financial's PB Ratio of 1.04 can be compared against companies in the Banks industry. The industry median PB Ratio is 1.09. Equitable Financial's value of 1.04 is 4.6% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.09, based on 1,519 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Equitable Financial's current PB Ratio of 1.04 is 4.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Equitable Financial and its competitors. For the Banks industry, the median PB Ratio is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Equitable Financial's current PB Ratio is 1.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Equitable Financial stock overvalued right now?
Equitable Financial (EQFN) has a current PB Ratio of 1.04. The current PB Ratio is 1.04 and 4.6% below the Banks industry median of 1.09. Equitable Financial's overall GF Score™ is 16/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Equitable Financial (EQFN), the current PB Ratio is 1.04 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Equitable Financial Business Description

Address 113 North Locust Street, Grand Island, NE, USA, 68801
Equitable Financial Corp is a holding company. The bank is engaged in the business of attracting deposits from the public and using those funds to originate commercial loans, agricultural loans, one- to four-family residential real estate loans and Other, these all activities are conducted through its main offices which are Located in Grand Island, North Platte, Omaha and Elkhorn, Nebraska. The Bank's primary services include accepting deposits, making loans, and investing in securities. It also provides Advisory services and wealth management.
16GF Score

Get the complete analysis for EQFN

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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