FFHMY (First Financial Holding Co) PB Ratio: 0.75 (As of Jun. 25, 2026) — 45% Below Median


FFHMY First Financial Holding Co Ltd FFHMY
76 GF Score
Price $9.77
GF Value $9.05
! 7 Warning Signs
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What is First Financial Holding Co PB Ratio?

First Financial Holding Co FFHMY 76 PB Ratio is 0.75 as of Jun. 25, 2026, which is 45% below its 10-year median of 1.36. GuruFocus rates FFHMY with a GF Score™ of 76/100 and a GF Value™ of $9.05. The stock has 7 warning signs investors should review. Among 1,516 Banks companies, First Financial Holding Co ranks worse than 81.99% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-25), First Financial Holding Co's share price is $9.77104. First Financial Holding Co's Book Value per Share for the quarter that ended in Dec. 2025 was $12.97. Hence, First Financial Holding Co's PB Ratio of today is 0.75.

Warning Sign:

First Financial Holding Co Ltd stock PB Ratio (=1.6) is close to 10-year high of 1.71.

The historical rank and industry rank for First Financial Holding Co's PB Ratio or its related term are showing as below:

FFHMY' s PB Ratio Range Over the Past 10 Years
Min: 1.06   Med: 1.36   Max: 1.71
Current: 1.6

During the past 13 years, First Financial Holding Co's highest PB Ratio was 1.71. The lowest was 1.06. And the median was 1.36.

FFHMY's PB Ratio is ranked worse than
81.99% of 1516 companies
in the Banks industry
Industry Median: 1.08 vs FFHMY: 1.60

During the past 12 months, First Financial Holding Co's average Book Value Per Share Growth Rate was 6.00% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 9.30% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 6.20% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 4.30% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of First Financial Holding Co was 9.30% per year. The lowest was -1.20% per year. And the median was 4.90% per year.

Back to Basics: PB Ratio


First Financial Holding Co  (OTCPK:FFHMY) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


First Financial Holding Co PB Ratio Related Terms


First Financial Holding Co PB Ratio Historical Data

* Premium members only.

The historical data trend for First Financial Holding Co's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Financial Holding Co PB Ratio Chart

First Financial Holding Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.87 0.96 0.88 0.83 0.75

First Financial Holding Co Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.83 0.84 0.79 0.76 0.75

First Financial Holding Co PB Ratio Competitor Comparison

For the Banks - Regional subindustry, First Financial Holding Co's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Financial Holding Co PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, First Financial Holding Co's PB Ratio distribution charts can be found below:

* The bar in red indicates where First Financial Holding Co's PB Ratio falls into.


FFHMY
76GF Score
First Financial Holding Co Ltd FFHMY
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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First Financial Holding Co PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

First Financial Holding Co's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2025)
=9.77104/12.97
=0.75

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 0.75 mean?
First Financial Holding Co (FFHMY) has a PB Ratio of 0.75 as of Jun. 25, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on First Financial Holding Co and its competitors. This is 45% below median its historical median of 1.36. Over the past decade, First Financial Holding Co's PB Ratio has ranged from 1.06 to 1.71. According to the industry distribution chart, First Financial Holding Co ranks #1243 out of 1516 companies in the Banks industry, placing it in the top 82%.
Is First Financial Holding Co's PB Ratio too high?
First Financial Holding Co's current PB Ratio of 0.75 is 45% below median its 10-year median of 1.36. Over the past 10 years, this metric has ranged from a low of 1.06 to a high of 1.71. The Banks industry median PB Ratio is 1.08. First Financial Holding Co's value of 0.75 is 30.6% below this industry median. Based on the distribution chart, First Financial Holding Co ranks #1243 out of 1516 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, First Financial Holding Co has a GF Score™ of 76/100, reflecting its overall financial health beyond just this single metric.
How does First Financial Holding Co's PB Ratio compare to competitors?
According to the Banks industry distribution chart, First Financial Holding Co ranks #1243 out of 1516 companies for PB Ratio. This places First Financial Holding Co in the lower half of its industry. The industry median PB Ratio is 1.08. First Financial Holding Co's value of 0.75 is 30.6% below this benchmark. Historically, First Financial Holding Co's own PB Ratio has ranged from 1.06 to 1.71 over the past decade. While the company's 10-year median is 1.36 vs. the industry median of 1.08, First Financial Holding Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.08, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Financial Holding Co's current PB Ratio of 0.75 is 30.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on First Financial Holding Co and its competitors. For the Banks industry, the median PB Ratio is 1.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Financial Holding Co's current PB Ratio is 0.75, which is 45% below median its own 10-year median of 1.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Financial Holding Co stock overvalued right now?
First Financial Holding Co (FFHMY) has a current PB Ratio of 0.75. The stock's GF Value™ is $9.05, compared to a current price of $9.77 — trading 8% above its estimated fair value. The current PB Ratio is 0.75, which is 45% below median its 10-year median of 1.36 and 30.6% below the Banks industry median of 1.08. First Financial Holding Co's overall GF Score™ is 76/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For First Financial Holding Co (FFHMY), the current PB Ratio is 0.75 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Financial Holding Co (FFHMY) Overvalued in 2026?

Based on GuruFocus' analysis, First Financial Holding Co stock appears to be overvalued. The current stock price of $9.77 is trading 8% above its estimated GF Value™ of $9.05.

Key valuation signals for FFHMY:

  • PB Ratio: 0.75 (45% below median its 10-year median of 1.36)
  • GF Value™: $9.05 vs. price of $9.77 (8% above fair value)
  • GF Score™: 76/100 with 7 warning signs
  • Industry Position: 30.6% below the Banks median (#1243 of 1516)

No single metric tells the full story. See the FFHMY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Financial Holding Co Business Description

Other Exchanges 2892:Taiwan
Address 30, Chung King South Road, Sector 1, Taipei, TWN, 100
First Financial Holding Co Ltd is a financial services holding company that consists of various subsidiaries. The majority of the group's activities are overwhelmingly concentrated in Taiwan. Its key revenue contributing subsidiary, First Bank, derives its net revenue from net interest income through the provision of banking and other financial services. The Group operates globally in three business segments: Banking business, Securities business, Investment trust business and Insurance business. Maximum revenue is generated from the Banking business, which provides various banking and financial services such as corporate and personal banking, internet banking, remittance services, investment products, etc. Geographically, it derives key revenue from Taiwan.
76GF Score

Get the complete analysis for FFHMY

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.77
Price
$9.05
GF Value