ALBIS Leasing AGFRA:ALG +1.44%64 PB Ratio is 1.62 as of Jun. 26, 2026, which is 36% below its 10-year median of 2.52. GuruFocus rates FRA:ALG with a GF Score™ of 64/100 and a GF Value™ of €2.59 (Fairly Valued). The stock has 6 warning signs investors should review. Among 523 Credit Services companies, ALBIS Leasing AG ranks worse than 68.07% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-26), ALBIS Leasing AG's share price is €2.82. ALBIS Leasing AG's Book Value per Share for the quarter that ended in Dec. 2025 was €1.74. Hence, ALBIS Leasing AG's PB Ratio of today is 1.62.
The historical rank and industry rank for ALBIS Leasing AG's PB Ratio or its related term are showing as below:
FRA:ALG'
s PB Ratio Range Over the Past 10 Years
Min: 1.34 Med: 2.52 Max: 5.86
Current: 1.61
During the past 13 years, ALBIS Leasing AG's highest PB Ratio was 5.86. The lowest was 1.34. And the median was 2.52.
FRA:ALG's PB Ratio is ranked worse than 68.07% of 523
companies
in the Credit Services industry
Industry Median: 1.07
vs FRA:ALG: 1.61
During the past 12 months, ALBIS Leasing AG's average Book Value Per Share Growth Rate was 7.20% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 8.40% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 9.30% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 9.30% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of ALBIS Leasing AG was 122.50% per year. The lowest was -55.90% per year. And the median was 8.40% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
ALBIS Leasing AG PB Ratio Related Terms
ALBIS Leasing AG PB Ratio Historical Data
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The historical data trend for ALBIS Leasing AG's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, ALBIS Leasing AG's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ALBIS Leasing AG PB Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, ALBIS Leasing AG's PB Ratio distribution charts can be found below:
* The bar in red indicates where ALBIS Leasing AG's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
ALBIS Leasing AG (FRA:ALG) has a PB Ratio of 1.62 as of Jun. 26, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on ALBIS Leasing AG and its competitors. This is 36% below median its historical median of 2.52. Over the past decade, ALBIS Leasing AG's PB Ratio has ranged from 1.34 to 5.86. According to the industry distribution chart, ALBIS Leasing AG ranks #356 out of 523 companies in the Credit Services industry, placing it in the top 68.1%.
Is ALBIS Leasing AG's PB Ratio too high?
ALBIS Leasing AG's current PB Ratio of 1.62 is 36% below median its 10-year median of 2.52. Over the past 10 years, this metric has ranged from a low of 1.34 to a high of 5.86. The Credit Services industry median PB Ratio is 1.07. ALBIS Leasing AG's value of 1.62 is 51.4% above this industry median. Based on the distribution chart, ALBIS Leasing AG ranks #356 out of 523 companies in the Credit Services industry, which is below the industry midpoint. Overall, ALBIS Leasing AG has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does ALBIS Leasing AG's PB Ratio compare to V and MA?
According to the Credit Services industry distribution chart, ALBIS Leasing AG ranks #356 out of 523 companies for PB Ratio. This places ALBIS Leasing AG in the lower half of its industry. The industry median PB Ratio is 1.07. ALBIS Leasing AG's value of 1.62 is 51.4% above this benchmark. Historically, ALBIS Leasing AG's own PB Ratio has ranged from 1.34 to 5.86 over the past decade. While the company's 10-year median is 2.52 vs. the industry median of 1.07, ALBIS Leasing AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Credit Services company?
The median PB Ratio among Credit Services companies is 1.07, based on 523 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ALBIS Leasing AG's current PB Ratio of 1.62 is 51.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on ALBIS Leasing AG and its competitors. For the Credit Services industry, the median PB Ratio is 1.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ALBIS Leasing AG's current PB Ratio is 1.62, which is 36% below median its own 10-year median of 2.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ALBIS Leasing AG stock overvalued right now?
Based on GuruFocus' analysis, ALBIS Leasing AG (FRA:ALG) is currently considered Fairly Valued. The stock's GF Value™ is €2.59, compared to a current price of €2.82 — trading 8.9% above its estimated fair value. The current PB Ratio is 1.62, which is 36% below median its 10-year median of 2.52 and 51.4% above the Credit Services industry median of 1.07. ALBIS Leasing AG's overall GF Score™ is 64/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For ALBIS Leasing AG (FRA:ALG), the current PB Ratio is 1.62 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ALBIS Leasing AG (FRA:ALG) Overvalued in 2026?
Based on GuruFocus' analysis, ALBIS Leasing AG stock appears to be overvalued.
The current stock price of €2.82 is trading 8.9% above its estimated GF Value™ of €2.59.
GuruFocus considers ALBIS Leasing AG to be Fairly Valued.
Key valuation signals for FRA:ALG:
PB Ratio: 1.62 (36% below median its 10-year median of 2.52)
GF Value™: €2.59 vs. price of €2.82 (8.9% above fair value)
Industry Position: 51.4% above the Credit Services median (#356 of 523)
No single metric tells the full story. See the FRA:ALG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ALBIS Leasing AG is in the lease financing services for renewable energy products, forestry, park, and garden equipment; photo and media technology products; catering and food service equipment; crafts equipment; information technology products.
64GF Score
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