AL Sydbank A/SFRA:TM2 -1.00%74 PB Ratio is 1.32 as of Jun. 26, 2026, which is 13% above its 10-year median of 1.17. GuruFocus rates FRA:TM2 with a GF Score™ of 74/100 and a GF Value™ of €55.71. The stock has 7 warning signs investors should review. Among 1,516 Banks companies, AL Sydbank A/S ranks worse than 68.47% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-26), AL Sydbank A/S's share price is €73.90. AL Sydbank A/S's Book Value per Share for the quarter that ended in Mar. 2026 was €56.18. Hence, AL Sydbank A/S's PB Ratio of today is 1.32.
The historical rank and industry rank for AL Sydbank A/S's PB Ratio or its related term are showing as below:
FRA:TM2'
s PB Ratio Range Over the Past 10 Years
Min: 0.46 Med: 1.17 Max: 1.85
Current: 1.32
During the past 13 years, AL Sydbank A/S's highest PB Ratio was 1.85. The lowest was 0.46. And the median was 1.17.
FRA:TM2's PB Ratio is ranked worse than 68.47% of 1516
companies
in the Banks industry
Industry Median: 1.09
vs FRA:TM2: 1.32
During the past 12 months, AL Sydbank A/S's average Book Value Per Share Growth Rate was 44.30% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 21.10% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 14.50% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 9.00% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of AL Sydbank A/S was 21.10% per year. The lowest was 2.50% per year. And the median was 5.90% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
AL Sydbank A/S PB Ratio Related Terms
AL Sydbank A/S PB Ratio Historical Data
* Premium members only.
The historical data trend for AL Sydbank A/S's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, AL Sydbank A/S's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AL Sydbank A/S PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, AL Sydbank A/S's PB Ratio distribution charts can be found below:
* The bar in red indicates where AL Sydbank A/S's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
AL Sydbank A/S's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
AL Sydbank A/S (FRA:TM2) has a PB Ratio of 1.32 as of Jun. 26, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on AL Sydbank A/S and its competitors. This is 13% above median its historical median of 1.17. Over the past decade, AL Sydbank A/S's PB Ratio has ranged from 0.46 to 1.85. According to the industry distribution chart, AL Sydbank A/S ranks #1038 out of 1516 companies in the Banks industry, placing it in the top 68.5%.
Is AL Sydbank A/S's PB Ratio too high?
AL Sydbank A/S's current PB Ratio of 1.32 is 13% above median its 10-year median of 1.17. Over the past 10 years, this metric has ranged from a low of 0.46 to a high of 1.85. The Banks industry median PB Ratio is 1.09. AL Sydbank A/S's value of 1.32 is 21.1% above this industry median. Based on the distribution chart, AL Sydbank A/S ranks #1038 out of 1516 companies in the Banks industry, which is below the industry midpoint. Overall, AL Sydbank A/S has a GF Score™ of 74/100, reflecting its overall financial health beyond just this single metric.
How does AL Sydbank A/S's PB Ratio compare to competitors?
According to the Banks industry distribution chart, AL Sydbank A/S ranks #1038 out of 1516 companies for PB Ratio. This places AL Sydbank A/S in the lower half of its industry. The industry median PB Ratio is 1.09. AL Sydbank A/S's value of 1.32 is 21.1% above this benchmark. Historically, AL Sydbank A/S's own PB Ratio has ranged from 0.46 to 1.85 over the past decade. While the company's 10-year median is 1.17 vs. the industry median of 1.09, AL Sydbank A/S has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.09, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AL Sydbank A/S's current PB Ratio of 1.32 is 21.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on AL Sydbank A/S and its competitors. For the Banks industry, the median PB Ratio is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AL Sydbank A/S's current PB Ratio is 1.32, which is 13% above median its own 10-year median of 1.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AL Sydbank A/S stock overvalued right now?
AL Sydbank A/S (FRA:TM2) has a current PB Ratio of 1.32. The stock's GF Value™ is €55.71, compared to a current price of €73.90 — trading 32.7% above its estimated fair value. The current PB Ratio is 1.32, which is 13% above median its 10-year median of 1.17 and 21.1% above the Banks industry median of 1.09. AL Sydbank A/S's overall GF Score™ is 74/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For AL Sydbank A/S (FRA:TM2), the current PB Ratio is 1.32 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AL Sydbank A/S (FRA:TM2) Overvalued in 2026?
Based on GuruFocus' analysis, AL Sydbank A/S stock appears to be overvalued.
The current stock price of €73.90 is trading 32.7% above its estimated GF Value™ of €55.71.
Key valuation signals for FRA:TM2:
PB Ratio: 1.32 (13% above median its 10-year median of 1.17)
GF Value™: €55.71 vs. price of €73.90 (32.7% above fair value)
Industry Position: 21.1% above the Banks median (#1038 of 1516)
No single metric tells the full story. See the FRA:TM2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AL Sydbank A/S is a Danish bank operating in Denmark and with some exposure to Northern Germany. The bank operates through five business segments: Banking, Asset Management, Sydbank Markets, Treasury, and Others. The bank provides various banking and financial advisory services such as mortgage credit, retail banking, investment banking, corporate banking, international banking, and asset management. A vast majority of Sydbank's net revenue is derived from its banking segment, which includes net interest and fee income from retail and corporate clients. The company earns the majority of its revenue in Denmark.
74GF Score
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