DFV Deutsche Familienversicherung AG (HAM:DFV) PB Ratio: 1.04 (As of Jun. 27, 2026)


HAM:DFV DFV Deutsche Familienversicherung AG HAM:DFV
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Price €7.70
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What is DFV Deutsche Familienversicherung AG PB Ratio?

DFV Deutsche Familienversicherung AG HAM:DFV -7.23% 10 PB Ratio is 1.04 as of Jun. 27, 2026. GuruFocus rates HAM:DFV with a GF Score™ of 10/100.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-27), DFV Deutsche Familienversicherung AG's share price is €7.70. DFV Deutsche Familienversicherung AG's Book Value per Share for the quarter that ended in Jun. 2024 was €7.37. Hence, DFV Deutsche Familienversicherung AG's PB Ratio of today is 1.04.

The historical rank and industry rank for DFV Deutsche Familienversicherung AG's PB Ratio or its related term are showing as below:

HAM:DFV's PB Ratio is not ranked *
in the Insurance industry.
Industry Median: 1.38
* Ranked among companies with meaningful PB Ratio only.

Back to Basics: PB Ratio


DFV Deutsche Familienversicherung AG  (HAM:DFV) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


DFV Deutsche Familienversicherung AG PB Ratio Related Terms


DFV Deutsche Familienversicherung AG PB Ratio Historical Data

* Premium members only.

The historical data trend for DFV Deutsche Familienversicherung AG's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

DFV Deutsche Familienversicherung AG PB Ratio Chart

DFV Deutsche Familienversicherung AG Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 3.62 1.79 1.26 0.90

DFV Deutsche Familienversicherung AG Semi-Annual Data
Dec13 Dec14 Dec15 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.33 1.26 1.20 0.90 0.95

HAM:DFV vs BRK.A, AIG, ACGL: PB Ratio Comparison

For the Insurance - Diversified subindustry, DFV Deutsche Familienversicherung AG's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


DFV Deutsche Familienversicherung AG PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, DFV Deutsche Familienversicherung AG's PB Ratio distribution charts can be found below:

* The bar in red indicates where DFV Deutsche Familienversicherung AG's PB Ratio falls into.


HAM:DFV
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DFV Deutsche Familienversicherung AG HAM:DFV
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DFV Deutsche Familienversicherung AG PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

DFV Deutsche Familienversicherung AG's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Jun. 2024)
=7.70/7.373
=1.04

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 1.04 mean?
DFV Deutsche Familienversicherung AG (HAM:DFV) has a PB Ratio of 1.04 as of Jun. 27, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on DFV Deutsche Familienversicherung AG and its competitors.
Is DFV Deutsche Familienversicherung AG's PB Ratio too high?
DFV Deutsche Familienversicherung AG's current PB Ratio is 1.04. The Insurance industry median PB Ratio is 1.38. DFV Deutsche Familienversicherung AG's value of 1.04 is 24.6% below this industry median. Overall, DFV Deutsche Familienversicherung AG has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does DFV Deutsche Familienversicherung AG's PB Ratio compare to BRK.A and AIG?
DFV Deutsche Familienversicherung AG's PB Ratio of 1.04 can be compared against companies in the Insurance industry. The industry median PB Ratio is 1.38. DFV Deutsche Familienversicherung AG's value of 1.04 is 24.6% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.38, based on 497 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. DFV Deutsche Familienversicherung AG's current PB Ratio of 1.04 is 24.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on DFV Deutsche Familienversicherung AG and its competitors. For the Insurance industry, the median PB Ratio is 1.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. DFV Deutsche Familienversicherung AG's current PB Ratio is 1.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is DFV Deutsche Familienversicherung AG stock overvalued right now?
DFV Deutsche Familienversicherung AG (HAM:DFV) has a current PB Ratio of 1.04. The current PB Ratio is 1.04 and 24.6% below the Insurance industry median of 1.38. DFV Deutsche Familienversicherung AG's overall GF Score™ is 10/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For DFV Deutsche Familienversicherung AG (HAM:DFV), the current PB Ratio is 1.04 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

DFV Deutsche Familienversicherung AG Business Description

Address Reuterweg 47, Frankfurt, DEU, 60323
DFV Deutsche Familienversicherung AG is an InsurTech company. As a digital insurance company, the company covers the entire value chain with its products. The company's goal is to offer insurance products that people really need and understand immediately. The company offers its customers multiple supplementary health insurance (dental, health, and long-term care insurance) as well as property/casualty insurance. Its segments are Supplementary Health, Property and Casualty, and Pet Health Insurance.
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