LKSB (Lakeside Bancshares LA) PB Ratio: 1.12 (As of Jul. 03, 2026) — 37% Above Median


LKSB Lakeside Bancshares Inc LA LKSB
59 GF Score
Price $19.25
GF Value $11.98
! 9 Warning Signs
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What is Lakeside Bancshares LA PB Ratio?

Lakeside Bancshares LA LKSB 59 PB Ratio is 1.12 as of Jul. 03, 2026, which is 37% above its 10-year median of 0.82. GuruFocus rates LKSB with a GF Score™ of 59/100 and a GF Value™ of $11.98. The stock has 9 warning signs investors should review.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-03), Lakeside Bancshares LA's share price is $19.25. Lakeside Bancshares LA's Book Value per Share for the quarter that ended in Dec. 2025 was $17.19. Hence, Lakeside Bancshares LA's PB Ratio of today is 1.12.

Warning Sign:

Lakeside Bancshares Inc LA stock PB Ratio (=1.09) is close to 10-year high of 1.09.

The historical rank and industry rank for Lakeside Bancshares LA's PB Ratio or its related term are showing as below:

LKSB' s PB Ratio Range Over the Past 10 Years
Min: 0.55   Med: 0.82   Max: 1.12
Current: 1.12

During the past 7 years, Lakeside Bancshares LA's highest PB Ratio was 1.12. The lowest was 0.55. And the median was 0.82.

LKSB's PB Ratio is not ranked
in the Banks industry.
Industry Median: 1.1 vs LKSB: 1.12

During the past 12 months, Lakeside Bancshares LA's average Book Value Per Share Growth Rate was 6.10% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 6.10% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 6.30% per year.

During the past 7 years, the highest 3-Year average Book Value Per Share Growth Rate of Lakeside Bancshares LA was 6.80% per year. The lowest was 5.40% per year. And the median was 6.40% per year.

Back to Basics: PB Ratio


Lakeside Bancshares LA  (OTCPK:LKSB) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Lakeside Bancshares LA PB Ratio Related Terms


Lakeside Bancshares LA PB Ratio Historical Data

* Premium members only.

The historical data trend for Lakeside Bancshares LA's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lakeside Bancshares LA PB Ratio Chart

Lakeside Bancshares LA Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial 0.82 0.63 0.64 0.74 0.64

Lakeside Bancshares LA Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio Get a 7-Day Free Trial 0.82 0.63 0.64 0.74 0.64

LKSB vs HCBC, EXCH, ANDC: PB Ratio Comparison

For the Banks - Regional subindustry, Lakeside Bancshares LA's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Lakeside Bancshares LA PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Lakeside Bancshares LA's PB Ratio distribution charts can be found below:

* The bar in red indicates where Lakeside Bancshares LA's PB Ratio falls into.


LKSB
59GF Score
Lakeside Bancshares Inc LA LKSB
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Lakeside Bancshares LA PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Lakeside Bancshares LA's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2025)
=19.25/17.189
=1.12

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 1.12 mean?
Lakeside Bancshares LA (LKSB) has a PB Ratio of 1.12 as of Jul. 03, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Lakeside Bancshares LA and its competitors. This is 37% above median its historical median of 0.82. Over the past decade, Lakeside Bancshares LA's PB Ratio has ranged from 0.55 to 1.12.
Is Lakeside Bancshares LA's PB Ratio too high?
Lakeside Bancshares LA's current PB Ratio of 1.12 is 37% above median its 10-year median of 0.82. Over the past 10 years, this metric has ranged from a low of 0.55 to a high of 1.12. The Banks industry median PB Ratio is 1.10. Lakeside Bancshares LA's value of 1.12 is 1.8% above this industry median. Overall, Lakeside Bancshares LA has a GF Score™ of 59/100, reflecting its overall financial health beyond just this single metric.
How does Lakeside Bancshares LA's PB Ratio compare to HCBC and EXCH?
Lakeside Bancshares LA's PB Ratio of 1.12 can be compared against companies in the Banks industry. The industry median PB Ratio is 1.10. Lakeside Bancshares LA's value of 1.12 is 1.8% above this benchmark. Historically, Lakeside Bancshares LA's own PB Ratio has ranged from 0.55 to 1.12 over the past decade. While the company's 10-year median is 0.82 vs. the industry median of 1.10, Lakeside Bancshares LA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.10, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lakeside Bancshares LA's current PB Ratio of 1.12 is 1.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Lakeside Bancshares LA and its competitors. For the Banks industry, the median PB Ratio is 1.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lakeside Bancshares LA's current PB Ratio is 1.12, which is 37% above median its own 10-year median of 0.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lakeside Bancshares LA stock overvalued right now?
Lakeside Bancshares LA (LKSB) has a current PB Ratio of 1.12. The stock's GF Value™ is $11.98, compared to a current price of $19.25 — trading 60.7% above its estimated fair value. The current PB Ratio is 1.12, which is 37% above median its 10-year median of 0.82 and 1.8% above the Banks industry median of 1.10. Lakeside Bancshares LA's overall GF Score™ is 59/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Lakeside Bancshares LA (LKSB), the current PB Ratio is 1.12 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lakeside Bancshares LA (LKSB) Overvalued in 2026?

Based on GuruFocus' analysis, Lakeside Bancshares LA stock appears to be overvalued. The current stock price of $19.25 is trading 60.7% above its estimated GF Value™ of $11.98.

Key valuation signals for LKSB:

  • PB Ratio: 1.12 (37% above median its 10-year median of 0.82)
  • GF Value™: $11.98 vs. price of $19.25 (60.7% above fair value)
  • GF Score™: 59/100 with 9 warning signs
  • Industry Position: 1.8% above the Banks median

No single metric tells the full story. See the LKSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Lakeside Bancshares LA Business Description

Address 4735 Nelson Road, Lake Charles, LA, USA, 70605
Lakeside Bancshares Inc LA, along with its banking subsidiary, provides various traditional and online banking services to commercial, small business, and retail customers. It offers a variety of transaction and savings deposit products, secured and unsecured loan products (including revolving credit facilities), and letters of credit and similar financial guarantees. The company's primary deposit products are demand deposits, savings deposits, and certificates of deposit, and its primary lending products are commercial, business, real estate, and consumer loans. Geographically, it mainly operates in Southwest Louisiana.
59GF Score

Get the complete analysis for LKSB

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.25
Price
$11.98
GF Value