Lakeside Bancshares LALKSB 54 Return-on-Tangible-Equity is 5.36% as of Dec. 2025, which is 12% above its 10-year median of 4.79. GuruFocus rates LKSB with a GF Score™ of 54/100 and a GF Value™ of $12.51 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 1,521 Banks companies, Lakeside Bancshares LA ranks worse than 81.79% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Lakeside Bancshares LA's annualized net income for the quarter that ended in Dec. 2025 was $1.88 Mil. Lakeside Bancshares LA's average shareholder tangible equity for the quarter that ended in Dec. 2025 was $35.02 Mil. Therefore, Lakeside Bancshares LA's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2025 was 5.36%.
The historical rank and industry rank for Lakeside Bancshares LA's Return-on-Tangible-Equity or its related term are showing as below:
LKSB'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 3.59 Med: 4.79 Max: 7.68
Current: 5.36
During the past 7 years, Lakeside Bancshares LA's highest Return-on-Tangible-Equity was 7.68%. The lowest was 3.59%. And the median was 4.79%.
LKSB's Return-on-Tangible-Equity is ranked worse than 81.79% of 1521
companies
in the Banks industry
Industry Median: 11.19
vs LKSB: 5.36
Lakeside Bancshares LA (OTCPK:LKSB) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Lakeside Bancshares LA Return-on-Tangible-Equity Related Terms
Lakeside Bancshares LA Return-on-Tangible-Equity Historical Data
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The historical data trend for Lakeside Bancshares LA's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lakeside Bancshares LA Return-on-Tangible-Equity Chart
LKSB vs HCBC, EXCH, ANDC: Return-on-Tangible-Equity Comparison
For the Banks - Regional subindustry, Lakeside Bancshares LA's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lakeside Bancshares LA Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Lakeside Bancshares LA's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Lakeside Bancshares LA's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is one times the annual (Dec. 2025) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 5.36% mean?
Lakeside Bancshares LA (LKSB) has a Return-on-Tangible-Equity of 5.36% as of Dec. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Lakeside Bancshares LA and its competitors. This is 12% above median its historical median of 4.79. Over the past decade, Lakeside Bancshares LA's Return-on-Tangible-Equity has ranged from 3.59 to 7.68. According to the industry distribution chart, Lakeside Bancshares LA ranks #1244 out of 1521 companies in the Banks industry, placing it in the top 81.8%.
Is Lakeside Bancshares LA's Return-on-Tangible-Equity too high?
Lakeside Bancshares LA's current Return-on-Tangible-Equity of 5.36% is 12% above median its 10-year median of 4.79. Over the past 10 years, this metric has ranged from a low of 3.59 to a high of 7.68. The Banks industry median Return-on-Tangible-Equity is 11.19. Lakeside Bancshares LA's value of 5.36% is 52.1% below this industry median. Based on the distribution chart, Lakeside Bancshares LA ranks #1244 out of 1521 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Lakeside Bancshares LA has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Lakeside Bancshares LA's Return-on-Tangible-Equity compare to HCBC and EXCH?
According to the Banks industry distribution chart, Lakeside Bancshares LA ranks #1244 out of 1521 companies for Return-on-Tangible-Equity. This places Lakeside Bancshares LA in the lower half of its industry. The industry median Return-on-Tangible-Equity is 11.19. Lakeside Bancshares LA's value of 5.36% is 52.1% below this benchmark. Historically, Lakeside Bancshares LA's own Return-on-Tangible-Equity has ranged from 3.59 to 7.68 over the past decade. While the company's 10-year median is 4.79 vs. the industry median of 11.19, Lakeside Bancshares LA has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.19, based on 1,521 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lakeside Bancshares LA's current Return-on-Tangible-Equity of 5.36% is 52.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Lakeside Bancshares LA and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lakeside Bancshares LA's current Return-on-Tangible-Equity is 5.36%, which is 12% above median its own 10-year median of 4.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lakeside Bancshares LA stock overvalued right now?
Based on GuruFocus' analysis, Lakeside Bancshares LA (LKSB) is currently considered Significantly Overvalued. The stock's GF Value™ is $12.51, compared to a current price of $19.25 — trading 53.9% above its estimated fair value. The current Return-on-Tangible-Equity is 5.36%, which is 12% above median its 10-year median of 4.79 and 52.1% below the Banks industry median of 11.19. Lakeside Bancshares LA's overall GF Score™ is 54/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Lakeside Bancshares LA (LKSB), the current Return-on-Tangible-Equity is 5.36% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lakeside Bancshares LA (LKSB) Overvalued in 2026?
Based on GuruFocus' analysis, Lakeside Bancshares LA stock appears to be overvalued.
The current stock price of $19.25 is trading 53.9% above its estimated GF Value™ of $12.51.
GuruFocus considers Lakeside Bancshares LA to be Significantly Overvalued.
Key valuation signals for LKSB:
Return-on-Tangible-Equity: 5.36% (12% above median its 10-year median of 4.79)
GF Value™: $12.51 vs. price of $19.25 (53.9% above fair value)
Industry Position: 52.1% below the Banks median (#1244 of 1521)
No single metric tells the full story. See the LKSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lakeside Bancshares Inc LA, along with its banking subsidiary, provides various traditional and online banking services to commercial, small business, and retail customers. It offers a variety of transaction and savings deposit products, secured and unsecured loan products (including revolving credit facilities), and letters of credit and similar financial guarantees. The company's primary deposit products are demand deposits, savings deposits, and certificates of deposit, and its primary lending products are commercial, business, real estate, and consumer loans. Geographically, it mainly operates in Southwest Louisiana.
54GF Score
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