LKSB (Lakeside Bancshares LA) ROE %: 5.36% (As of Dec. 2025) — 13% Above Median


LKSB Lakeside Bancshares Inc LA LKSB
59 GF Score
Price $19.25
GF Value $11.98
! 9 Warning Signs
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What is Lakeside Bancshares LA ROE %?

Lakeside Bancshares LA LKSB 59 ROE % is 5.36% as of Dec. 2025, which is 13% above its 10-year median of 4.76. GuruFocus rates LKSB with a GF Score™ of 59/100 and a GF Value™ of $11.98. The stock has 9 warning signs investors should review.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Lakeside Bancshares LA's annualized net income for the quarter that ended in Dec. 2025 was $1.88 Mil. Lakeside Bancshares LA's average Total Stockholders Equity over the quarter that ended in Dec. 2025 was $35.02 Mil. Therefore, Lakeside Bancshares LA's annualized ROE % for the quarter that ended in Dec. 2025 was 5.36%.

The historical rank and industry rank for Lakeside Bancshares LA's ROE % or its related term are showing as below:

LKSB' s ROE % Range Over the Past 10 Years
Min: 3.57   Med: 4.76   Max: 7.67
Current: 5.36

During the past 7 years, Lakeside Bancshares LA's highest ROE % was 7.67%. The lowest was 3.57%. And the median was 4.76%.

LKSB's ROE % is not ranked
in the Banks industry.
Industry Median: 10.22 vs LKSB: 5.36

Lakeside Bancshares LA  (OTCPK:LKSB) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=1.876/35.021
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(1.876 / 11.341)*(11.341 / 375.598)*(375.598 / 35.021)
=Net Margin %*Asset Turnover*Equity Multiplier
=16.54 %*0.0302*10.7249
=ROA %*Equity Multiplier
=0.5 %*10.7249
=5.36 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=1.876/35.021
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (1.876 / 2.361) * (2.361 / 11.341) * (11.341 / 375.598) * (375.598 / 35.021)
= Tax Burden * Pretax Margin % * Asset Turnover * Equity Multiplier
= 0.7946 * 20.82 % * 0.0302 * 10.7249
=5.36 %

Note: The net income data used here is one times the annual (Dec. 2025) net income data. The Revenue data used here is one times the annual (Dec. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Lakeside Bancshares LA ROE % Related Terms


Lakeside Bancshares LA ROE % Historical Data

* Premium members only.

The historical data trend for Lakeside Bancshares LA's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lakeside Bancshares LA ROE % Chart

Lakeside Bancshares LA Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE %
Get a 7-Day Free Trial 4.76 7.61 7.67 4.62 5.36

Lakeside Bancshares LA Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Get a 7-Day Free Trial 4.76 7.61 7.67 4.62 5.36

LKSB vs HCBC, EXCH, ANDC: ROE % Comparison

For the Banks - Regional subindustry, Lakeside Bancshares LA's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Lakeside Bancshares LA ROE % vs Banks Industry

For the Banks industry and Financial Services sector, Lakeside Bancshares LA's ROE % distribution charts can be found below:

* The bar in red indicates where Lakeside Bancshares LA's ROE % falls into.


LKSB
59GF Score
Lakeside Bancshares Inc LA LKSB
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Lakeside Bancshares LA ROE % Calculation

Lakeside Bancshares LA's annualized ROE % for the fiscal year that ended in Dec. 2025 is calculated as

ROE %=Net Income (A: Dec. 2025 )/( (Total Stockholders Equity (A: Dec. 2024 )+Total Stockholders Equity (A: Dec. 2025 ))/ count )
=1.876/( (33.979+36.063)/ 2 )
=1.876/35.021
=5.36 %

Lakeside Bancshares LA's annualized ROE % for the quarter that ended in Dec. 2025 is calculated as

ROE %=Net Income (Q: Dec. 2025 )/( (Total Stockholders Equity (Q: Dec. 2024 )+Total Stockholders Equity (Q: Dec. 2025 ))/ count )
=1.876/( (33.979+36.063)/ 2 )
=1.876/35.021
=5.36 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is one times the annual (Dec. 2025) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 5.36% mean?
Lakeside Bancshares LA (LKSB) has a ROE % of 5.36% as of Dec. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Lakeside Bancshares LA and its competitors. This is 13% above median its historical median of 4.76. Over the past decade, Lakeside Bancshares LA's ROE % has ranged from 3.57 to 7.67.
Is Lakeside Bancshares LA's ROE % too high?
Lakeside Bancshares LA's current ROE % of 5.36% is 13% above median its 10-year median of 4.76. Over the past 10 years, this metric has ranged from a low of 3.57 to a high of 7.67. The Banks industry median ROE % is 10.22. Lakeside Bancshares LA's value of 5.36% is 47.6% below this industry median. Overall, Lakeside Bancshares LA has a GF Score™ of 59/100, reflecting its overall financial health beyond just this single metric.
How does Lakeside Bancshares LA's ROE % compare to HCBC and EXCH?
Lakeside Bancshares LA's ROE % of 5.36% can be compared against companies in the Banks industry. The industry median ROE % is 10.22. Lakeside Bancshares LA's value of 5.36% is 47.6% below this benchmark. Historically, Lakeside Bancshares LA's own ROE % has ranged from 3.57 to 7.67 over the past decade. While the company's 10-year median is 4.76 vs. the industry median of 10.22, Lakeside Bancshares LA has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Banks company?
The median ROE % among Banks companies is 10.22, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lakeside Bancshares LA's current ROE % of 5.36% is 47.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Lakeside Bancshares LA and its competitors. For the Banks industry, the median ROE % is 10.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lakeside Bancshares LA's current ROE % is 5.36%, which is 13% above median its own 10-year median of 4.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lakeside Bancshares LA stock overvalued right now?
Lakeside Bancshares LA (LKSB) has a current ROE % of 5.36%. The stock's GF Value™ is $11.98, compared to a current price of $19.25 — trading 60.7% above its estimated fair value. The current ROE % is 5.36%, which is 13% above median its 10-year median of 4.76 and 47.6% below the Banks industry median of 10.22. Lakeside Bancshares LA's overall GF Score™ is 59/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Lakeside Bancshares LA (LKSB), the current ROE % is 5.36% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lakeside Bancshares LA (LKSB) Overvalued in 2026?

Based on GuruFocus' analysis, Lakeside Bancshares LA stock appears to be overvalued. The current stock price of $19.25 is trading 60.7% above its estimated GF Value™ of $11.98.

Key valuation signals for LKSB:

  • ROE %: 5.36% (13% above median its 10-year median of 4.76)
  • GF Value™: $11.98 vs. price of $19.25 (60.7% above fair value)
  • GF Score™: 59/100 with 9 warning signs
  • Industry Position: 47.6% below the Banks median

No single metric tells the full story. See the LKSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Lakeside Bancshares LA Business Description

Address 4735 Nelson Road, Lake Charles, LA, USA, 70605
Lakeside Bancshares Inc LA, along with its banking subsidiary, provides various traditional and online banking services to commercial, small business, and retail customers. It offers a variety of transaction and savings deposit products, secured and unsecured loan products (including revolving credit facilities), and letters of credit and similar financial guarantees. The company's primary deposit products are demand deposits, savings deposits, and certificates of deposit, and its primary lending products are commercial, business, real estate, and consumer loans. Geographically, it mainly operates in Southwest Louisiana.
59GF Score

Get the complete analysis for LKSB

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.25
Price
$11.98
GF Value