LKSB (Lakeside Bancshares LA) Pretax Margin %: 20.82% (As of Dec. 2025) — 15% Above Median


LKSB Lakeside Bancshares Inc LA LKSB
59 GF Score
Price $19.25
GF Value $11.98
! 9 Warning Signs
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What is Lakeside Bancshares LA Pretax Margin %?

Lakeside Bancshares LA LKSB 59 Pretax Margin % is 20.82% as of Dec. 2025, which is 15% above its 10-year median of 18.08. GuruFocus rates LKSB with a GF Score™ of 59/100 and a GF Value™ of $11.98. The stock has 9 warning signs investors should review.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Lakeside Bancshares LA's Pre-Tax Income for the six months ended in Dec. 2025 was $2.36 Mil. Lakeside Bancshares LA's Revenue for the six months ended in Dec. 2025 was $11.34 Mil. Therefore, Lakeside Bancshares LA's pretax margin for the quarter that ended in Dec. 2025 was 20.82%.

The historical rank and industry rank for Lakeside Bancshares LA's Pretax Margin % or its related term are showing as below:

LKSB' s Pretax Margin % Range Over the Past 10 Years
Min: 14.43   Med: 18.08   Max: 26.38
Current: 20.82


LKSB's Pretax Margin % is not ranked
in the Banks industry.
Industry Median: 34.715 vs LKSB: 20.82

Lakeside Bancshares LA  (OTCPK:LKSB) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Lakeside Bancshares LA Pretax Margin % Related Terms


Lakeside Bancshares LA Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Lakeside Bancshares LA's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lakeside Bancshares LA Pretax Margin % Chart

Lakeside Bancshares LA Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pretax Margin %
Get a 7-Day Free Trial 17.22 24.05 26.38 18.08 20.82

Lakeside Bancshares LA Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pretax Margin % Get a 7-Day Free Trial 17.22 24.05 26.38 18.08 20.82

LKSB vs HCBC, EXCH, ANDC: Pretax Margin % Comparison

For the Banks - Regional subindustry, Lakeside Bancshares LA's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Lakeside Bancshares LA Pretax Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Lakeside Bancshares LA's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Lakeside Bancshares LA's Pretax Margin % falls into.


LKSB
59GF Score
Lakeside Bancshares Inc LA LKSB
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Lakeside Bancshares LA Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Lakeside Bancshares LA's Pretax Margin for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=2.361/11.341
=20.82 %

Lakeside Bancshares LA's Pretax Margin for the quarter that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=2.361/11.341
=20.82 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 20.82% mean?
Lakeside Bancshares LA (LKSB) has a Pretax Margin % of 20.82% as of Dec. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Lakeside Bancshares LA and its competitors. This is 15% above median its historical median of 18.08. Over the past decade, Lakeside Bancshares LA's Pretax Margin % has ranged from 14.43 to 26.38.
Is Lakeside Bancshares LA's Pretax Margin % too high?
Lakeside Bancshares LA's current Pretax Margin % of 20.82% is 15% above median its 10-year median of 18.08. Over the past 10 years, this metric has ranged from a low of 14.43 to a high of 26.38. The Banks industry median Pretax Margin % is 34.72. Lakeside Bancshares LA's value of 20.82% is 40% below this industry median. Overall, Lakeside Bancshares LA has a GF Score™ of 59/100, reflecting its overall financial health beyond just this single metric.
How does Lakeside Bancshares LA's Pretax Margin % compare to HCBC and EXCH?
Lakeside Bancshares LA's Pretax Margin % of 20.82% can be compared against companies in the Banks industry. The industry median Pretax Margin % is 34.72. Lakeside Bancshares LA's value of 20.82% is 40% below this benchmark. Historically, Lakeside Bancshares LA's own Pretax Margin % has ranged from 14.43 to 26.38 over the past decade. While the company's 10-year median is 18.08 vs. the industry median of 34.72, Lakeside Bancshares LA has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lakeside Bancshares LA's current Pretax Margin % of 20.82% is 40% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Lakeside Bancshares LA and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lakeside Bancshares LA's current Pretax Margin % is 20.82%, which is 15% above median its own 10-year median of 18.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lakeside Bancshares LA stock overvalued right now?
Lakeside Bancshares LA (LKSB) has a current Pretax Margin % of 20.82%. The stock's GF Value™ is $11.98, compared to a current price of $19.25 — trading 60.7% above its estimated fair value. The current Pretax Margin % is 20.82%, which is 15% above median its 10-year median of 18.08 and 40% below the Banks industry median of 34.72. Lakeside Bancshares LA's overall GF Score™ is 59/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Lakeside Bancshares LA (LKSB), the current Pretax Margin % is 20.82% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lakeside Bancshares LA (LKSB) Overvalued in 2026?

Based on GuruFocus' analysis, Lakeside Bancshares LA stock appears to be overvalued. The current stock price of $19.25 is trading 60.7% above its estimated GF Value™ of $11.98.

Key valuation signals for LKSB:

  • Pretax Margin %: 20.82% (15% above median its 10-year median of 18.08)
  • GF Value™: $11.98 vs. price of $19.25 (60.7% above fair value)
  • GF Score™: 59/100 with 9 warning signs
  • Industry Position: 40% below the Banks median

No single metric tells the full story. See the LKSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Lakeside Bancshares LA Business Description

Address 4735 Nelson Road, Lake Charles, LA, USA, 70605
Lakeside Bancshares Inc LA, along with its banking subsidiary, provides various traditional and online banking services to commercial, small business, and retail customers. It offers a variety of transaction and savings deposit products, secured and unsecured loan products (including revolving credit facilities), and letters of credit and similar financial guarantees. The company's primary deposit products are demand deposits, savings deposits, and certificates of deposit, and its primary lending products are commercial, business, real estate, and consumer loans. Geographically, it mainly operates in Southwest Louisiana.
59GF Score

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Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.25
Price
$11.98
GF Value