Cathay Financial Holding Co Ltd stock PB Ratio (=1.7) is close to 3-year high of 1.86.
The historical rank and industry rank for Cathay Financial Holding Co's PB Ratio or its related term are showing as below:
LSE:CFHS'
s PB Ratio Range Over the Past 10 Years
Min: 0.6 Med: 1.05 Max: 2.07
Current: 1.7
During the past 13 years, Cathay Financial Holding Co's highest PB Ratio was 2.07. The lowest was 0.60. And the median was 1.05.
LSE:CFHS's PB Ratio is ranked worse than 56.89% of 501
companies
in the Insurance industry
Industry Median: 1.37
vs LSE:CFHS: 1.70
During the past 12 months, Cathay Financial Holding Co's average Book Value Per Share Growth Rate was 4.50% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 16.10% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was -0.90% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 4.60% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Cathay Financial Holding Co was 25.20% per year. The lowest was -11.10% per year. And the median was 10.90% per year.
Back to Basics: PB Ratio
Cathay Financial Holding Co (LSE:CFHS) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Cathay Financial Holding Co PB Ratio Related Terms
Cathay Financial Holding Co PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Cathay Financial Holding Co's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cathay Financial Holding Co PB Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Cathay Financial Holding Co's PB Ratio distribution charts can be found below:
* The bar in red indicates where Cathay Financial Holding Co's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Cathay Financial Holding Co (LSE:CFHS) has a PB Ratio of 0.97 as of Jul. 01, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Cathay Financial Holding Co and its competitors. This is near median its historical median of 1.05. Over the past decade, Cathay Financial Holding Co's PB Ratio has ranged from 0.60 to 2.07. According to the industry distribution chart, Cathay Financial Holding Co ranks #285 out of 501 companies in the Insurance industry, placing it in the top 56.9%.
Is Cathay Financial Holding Co's PB Ratio too high?
Cathay Financial Holding Co's current PB Ratio of 0.97 is near median its 10-year median of 1.05. Over the past 10 years, this metric has ranged from a low of 0.60 to a high of 2.07. The Insurance industry median PB Ratio is 1.37. Cathay Financial Holding Co's value of 0.97 is 29.2% below this industry median. Based on the distribution chart, Cathay Financial Holding Co ranks #285 out of 501 companies in the Insurance industry, which is below the industry midpoint. Overall, Cathay Financial Holding Co has a GF Score™ of 54/100, reflecting its overall financial health beyond just this single metric.
How does Cathay Financial Holding Co's PB Ratio compare to AFL and MET?
According to the Insurance industry distribution chart, Cathay Financial Holding Co ranks #285 out of 501 companies for PB Ratio. This places Cathay Financial Holding Co in the lower half of its industry. The industry median PB Ratio is 1.37. Cathay Financial Holding Co's value of 0.97 is 29.2% below this benchmark. Historically, Cathay Financial Holding Co's own PB Ratio has ranged from 0.60 to 2.07 over the past decade. While the company's 10-year median is 1.05 vs. the industry median of 1.37, Cathay Financial Holding Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.37, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cathay Financial Holding Co's current PB Ratio of 0.97 is 29.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Cathay Financial Holding Co and its competitors. For the Insurance industry, the median PB Ratio is 1.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cathay Financial Holding Co's current PB Ratio is 0.97, which is near median its own 10-year median of 1.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cathay Financial Holding Co stock overvalued right now?
Cathay Financial Holding Co (LSE:CFHS) has a current PB Ratio of 0.97. The stock's GF Value™ is $13.75, compared to a current price of $19.20 — trading 39.6% above its estimated fair value. The current PB Ratio is 0.97, which is near median its 10-year median of 1.05 and 29.2% below the Insurance industry median of 1.37. Cathay Financial Holding Co's overall GF Score™ is 54/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Cathay Financial Holding Co (LSE:CFHS), the current PB Ratio is 0.97 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cathay Financial Holding Co (LSE:CFHS) Overvalued in 2026?
Based on GuruFocus' analysis, Cathay Financial Holding Co stock appears to be overvalued.
The current stock price of $19.20 is trading 39.6% above its estimated GF Value™ of $13.75.
Key valuation signals for LSE:CFHS:
PB Ratio: 0.97 (near median its 10-year median of 1.05)
GF Value™: $13.75 vs. price of $19.20 (39.6% above fair value)
Industry Position: 29.2% below the Insurance median (#285 of 501)
No single metric tells the full story. See the LSE:CFHS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cathay Financial Holding Co Ltd is a financial holding company. It has five operating segments Banking segment is engaged in permitted businesses of commercial banks; Life insurance segments is engaged in traditional insurance, investment-linked insurance and interest-sensitive sales of annuity insurance and providing financial planning services and policy loan services; Property insurance segment is engaged in fire insurance, marine insurance, land and air insurance, liability insurance, financial guarantee insurance, reinsurance and other insurance; Securities segment is engaged in brokerage, dealership, and underwriting business; and Other operating segment of which majority of revenue is from Life insurance. Geographically revenue comes from Taiwan.
54GF Score
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