E. Sun Financial Holding Co (LUX:ESUNF) PB Ratio: 1.66 (As of Jul. 04, 2026) — Near Median


LUX:ESUNF E. Sun Financial Holding Co Ltd LUX:ESUNF
86 GF Score
Price $22.32
GF Value $24.91
! 3 Warning Signs
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What is E. Sun Financial Holding Co PB Ratio?

E. Sun Financial Holding Co LUX:ESUNF 86 PB Ratio is 1.66 as of Jul. 04, 2026, which is 7% below its 10-year median of 1.78. GuruFocus rates LUX:ESUNF with a GF Score™ of 86/100 and a GF Value™ of $24.91. The stock has 3 warning signs investors should review. Among 1,517 Banks companies, E. Sun Financial Holding Co ranks worse than 88.53% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-04), E. Sun Financial Holding Co's share price is $22.3247. E. Sun Financial Holding Co's Book Value per Share for the quarter that ended in Dec. 2025 was $13.45. Hence, E. Sun Financial Holding Co's PB Ratio of today is 1.66.

The historical rank and industry rank for E. Sun Financial Holding Co's PB Ratio or its related term are showing as below:

LUX:ESUNF' s PB Ratio Range Over the Past 10 Years
Min: 1.18   Med: 1.78   Max: 2.37
Current: 2

During the past 13 years, E. Sun Financial Holding Co's highest PB Ratio was 2.37. The lowest was 1.18. And the median was 1.78.

LUX:ESUNF's PB Ratio is ranked worse than
88.53% of 1517 companies
in the Banks industry
Industry Median: 1.1 vs LUX:ESUNF: 2.00

During the past 12 months, E. Sun Financial Holding Co's average Book Value Per Share Growth Rate was 7.60% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 9.70% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 7.60% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 7.00% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of E. Sun Financial Holding Co was 10.80% per year. The lowest was 3.40% per year. And the median was 7.50% per year.

Back to Basics: PB Ratio


E. Sun Financial Holding Co  (LUX:ESUNF) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


E. Sun Financial Holding Co PB Ratio Related Terms


E. Sun Financial Holding Co PB Ratio Historical Data

* Premium members only.

The historical data trend for E. Sun Financial Holding Co's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

E. Sun Financial Holding Co PB Ratio Chart

E. Sun Financial Holding Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.94 1.76 1.74 1.86 1.66

E. Sun Financial Holding Co Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.86 1.81 1.72 1.69 1.66

E. Sun Financial Holding Co PB Ratio Competitor Comparison

For the Banks - Regional subindustry, E. Sun Financial Holding Co's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


E. Sun Financial Holding Co PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, E. Sun Financial Holding Co's PB Ratio distribution charts can be found below:

* The bar in red indicates where E. Sun Financial Holding Co's PB Ratio falls into.


LUX:ESUNF
86GF Score
E. Sun Financial Holding Co Ltd LUX:ESUNF
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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E. Sun Financial Holding Co PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

E. Sun Financial Holding Co's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2025)
=22.3247/13.446
=1.66

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 1.66 mean?
E. Sun Financial Holding Co (LUX:ESUNF) has a PB Ratio of 1.66 as of Jul. 04, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on E. Sun Financial Holding Co and its competitors. This is near median its historical median of 1.78. Over the past decade, E. Sun Financial Holding Co's PB Ratio has ranged from 1.18 to 2.37. According to the industry distribution chart, E. Sun Financial Holding Co ranks #1343 out of 1517 companies in the Banks industry, placing it in the top 88.5%.
Is E. Sun Financial Holding Co's PB Ratio too high?
E. Sun Financial Holding Co's current PB Ratio of 1.66 is near median its 10-year median of 1.78. Over the past 10 years, this metric has ranged from a low of 1.18 to a high of 2.37. The Banks industry median PB Ratio is 1.10. E. Sun Financial Holding Co's value of 1.66 is 50.9% above this industry median. Based on the distribution chart, E. Sun Financial Holding Co ranks #1343 out of 1517 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, E. Sun Financial Holding Co has a GF Score™ of 86/100, reflecting its overall financial health beyond just this single metric.
How does E. Sun Financial Holding Co's PB Ratio compare to competitors?
According to the Banks industry distribution chart, E. Sun Financial Holding Co ranks #1343 out of 1517 companies for PB Ratio. This places E. Sun Financial Holding Co in the lower half of its industry. The industry median PB Ratio is 1.10. E. Sun Financial Holding Co's value of 1.66 is 50.9% above this benchmark. Historically, E. Sun Financial Holding Co's own PB Ratio has ranged from 1.18 to 2.37 over the past decade. While the company's 10-year median is 1.78 vs. the industry median of 1.10, E. Sun Financial Holding Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.10, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. E. Sun Financial Holding Co's current PB Ratio of 1.66 is 50.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on E. Sun Financial Holding Co and its competitors. For the Banks industry, the median PB Ratio is 1.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. E. Sun Financial Holding Co's current PB Ratio is 1.66, which is near median its own 10-year median of 1.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is E. Sun Financial Holding Co stock overvalued right now?
E. Sun Financial Holding Co (LUX:ESUNF) has a current PB Ratio of 1.66. The stock's GF Value™ is $24.91, compared to a current price of $22.32 — trading 10.4% below its estimated fair value. The current PB Ratio is 1.66, which is near median its 10-year median of 1.78 and 50.9% above the Banks industry median of 1.10. E. Sun Financial Holding Co's overall GF Score™ is 86/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For E. Sun Financial Holding Co (LUX:ESUNF), the current PB Ratio is 1.66 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is E. Sun Financial Holding Co (LUX:ESUNF) Overvalued in 2026?

Based on GuruFocus' analysis, E. Sun Financial Holding Co stock appears to be undervalued. The current stock price of $22.32 is trading 10.4% below its estimated GF Value™ of $24.91.

Key valuation signals for LUX:ESUNF:

  • PB Ratio: 1.66 (near median its 10-year median of 1.78)
  • GF Value™: $24.91 vs. price of $22.32 (10.4% below fair value)
  • GF Score™: 86/100 with 3 warning signs
  • Industry Position: 50.9% above the Banks median (#1343 of 1517)

No single metric tells the full story. See the LUX:ESUNF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


E. Sun Financial Holding Co Business Description

Other Exchanges 2884:Taiwan
Address Minsheng East Road, 14th Floor, No. 117 & 1st Floor No. 115, Section 3, Songshan District, Taipei, TWN, 10546
E. Sun Financial Holding Co Ltd provides financial services in Taiwan. The company, through its subsidiaries, offers banking, securities, insurance, and venture capital services. The company has four reportable segments: Corporate banking unit, which handles corporate loans, foreign exchange business, and financial banking operations; Individual banking unit, which handles mortgage, unsecured personal loans (UPLs), wealth management, and credit cards; Overseas branches and subsidiaries, including overseas branches and subsidiaries' business; and Others, including other performance units except for the above operating segments. The company generates the majority of its revenue from Corporate and Individual Banking Units.
86GF Score

Get the complete analysis for LUX:ESUNF

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$22.32
Price
$24.91
GF Value