Japan SystembankNGO:5530 -0.39%28 PB Ratio is 0.89 as of Jul. 09, 2026, which is 2% above its 10-year median of 0.87. GuruFocus rates NGO:5530 with a GF Score™ of 28/100. The stock has 6 warning signs investors should review. Among 1,720 Construction companies, Japan Systembank ranks better than 65.47% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-09), Japan Systembank's share price is 円1025.00. Japan Systembank's Book Value per Share for the quarter that ended in Dec. 2025 was 円1,156.02. Hence, Japan Systembank's PB Ratio of today is 0.89.
Warning Sign:
Japan Systembank Corp stock PB Ratio (=0.88) is close to 3-year high of 0.97.
The historical rank and industry rank for Japan Systembank's PB Ratio or its related term are showing as below:
NGO:5530'
s PB Ratio Range Over the Past 10 Years
Min: 0.73 Med: 0.87 Max: 1.03
Current: 0.89
During the past 5 years, Japan Systembank's highest PB Ratio was 1.03. The lowest was 0.73. And the median was 0.87.
NGO:5530's PB Ratio is ranked better than 65.47% of 1720
companies
in the Construction industry
Industry Median: 1.32
vs NGO:5530: 0.89
During the past 12 months, Japan Systembank's average Book Value Per Share Growth Rate was 15.80% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 14.00% per year.
During the past 5 years, the highest 3-Year average Book Value Per Share Growth Rate of Japan Systembank was 15.70% per year. The lowest was 14.00% per year. And the median was 14.85% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Japan Systembank PB Ratio Related Terms
Japan Systembank PB Ratio Historical Data
* Premium members only.
The historical data trend for Japan Systembank's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Infrastructure Operations subindustry, Japan Systembank's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Japan Systembank PB Ratio vs Construction Industry
For the Construction industry and Industrials sector, Japan Systembank's PB Ratio distribution charts can be found below:
* The bar in red indicates where Japan Systembank's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Japan Systembank (NGO:5530) has a PB Ratio of 0.89 as of Jul. 09, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Japan Systembank and its competitors. This is near median its historical median of 0.87. Over the past decade, Japan Systembank's PB Ratio has ranged from 0.73 to 1.03. According to the industry distribution chart, Japan Systembank ranks #594 out of 1720 companies in the Construction industry, placing it in the top 34.5%.
Is Japan Systembank's PB Ratio too high?
Japan Systembank's current PB Ratio of 0.89 is near median its 10-year median of 0.87. Over the past 10 years, this metric has ranged from a low of 0.73 to a high of 1.03. The Construction industry median PB Ratio is 1.32. Japan Systembank's value of 0.89 is 32.6% below this industry median. Based on the distribution chart, Japan Systembank ranks #594 out of 1720 companies in the Construction industry, which is above the industry midpoint. Overall, Japan Systembank has a GF Score™ of 28/100, reflecting its overall financial health beyond just this single metric.
How does Japan Systembank's PB Ratio compare to competitors?
According to the Construction industry distribution chart, Japan Systembank ranks #594 out of 1720 companies for PB Ratio. This puts Japan Systembank in the upper half of its industry. The industry median PB Ratio is 1.32. Japan Systembank's value of 0.89 is 32.6% below this benchmark. Historically, Japan Systembank's own PB Ratio has ranged from 0.73 to 1.03 over the past decade. While the company's 10-year median is 0.87 vs. the industry median of 1.32, Japan Systembank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Construction company?
The median PB Ratio among Construction companies is 1.32, based on 1,720 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Japan Systembank's current PB Ratio of 0.89 is 32.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Japan Systembank and its competitors. For the Construction industry, the median PB Ratio is 1.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Japan Systembank's current PB Ratio is 0.89, which is near median its own 10-year median of 0.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Japan Systembank stock overvalued right now?
Japan Systembank (NGO:5530) has a current PB Ratio of 0.89. The current PB Ratio is 0.89, which is near median its 10-year median of 0.87 and 32.6% below the Construction industry median of 1.32. Japan Systembank's overall GF Score™ is 28/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Japan Systembank (NGO:5530), the current PB Ratio is 0.89 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
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