Akme Fintrade (India)NSE:AFIL -1.42%37 PB Ratio is 1.05 as of Jun. 26, 2026, which is 15% above its 10-year median of 0.91. GuruFocus rates NSE:AFIL with a GF Score™ of 37/100. The stock has 9 warning signs investors should review. Among 523 Credit Services companies, Akme Fintrade (India) ranks better than 50.67% on this metric.
Akme Fintrade (India) Ltd stock PB Ratio (=1.08) is close to 1-year high of 1.08.
The historical rank and industry rank for Akme Fintrade (India)'s PB Ratio or its related term are showing as below:
NSE:AFIL'
s PB Ratio Range Over the Past 10 Years
Min: 0.72 Med: 0.91 Max: 1.69
Current: 1.03
During the past 7 years, Akme Fintrade (India)'s highest PB Ratio was 1.69. The lowest was 0.72. And the median was 0.91.
NSE:AFIL's PB Ratio is ranked better than 50.67% of 523
companies
in the Credit Services industry
Industry Median: 1.07
vs NSE:AFIL: 1.03
During the past 12 months, Akme Fintrade (India)'s average Book Value Per Share Growth Rate was 10.90% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 15.40% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 21.00% per year.
During the past 7 years, the highest 3-Year average Book Value Per Share Growth Rate of Akme Fintrade (India) was 27.50% per year. The lowest was 15.40% per year. And the median was 21.35% per year.
Back to Basics: PB Ratio
Akme Fintrade (India) (NSE:AFIL) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Akme Fintrade (India)'s PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Akme Fintrade (India) PB Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Akme Fintrade (India)'s PB Ratio distribution charts can be found below:
* The bar in red indicates where Akme Fintrade (India)'s PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Akme Fintrade (India) (NSE:AFIL) has a PB Ratio of 1.05 as of Jun. 26, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Akme Fintrade (India) and its competitors. This is 15% above median its historical median of 0.91. Over the past decade, Akme Fintrade (India)'s PB Ratio has ranged from 0.72 to 1.69. According to the industry distribution chart, Akme Fintrade (India) ranks #258 out of 523 companies in the Credit Services industry, placing it in the top 49.3%.
Is Akme Fintrade (India)'s PB Ratio too high?
Akme Fintrade (India)'s current PB Ratio of 1.05 is 15% above median its 10-year median of 0.91. Over the past 10 years, this metric has ranged from a low of 0.72 to a high of 1.69. The Credit Services industry median PB Ratio is 1.07. Akme Fintrade (India)'s value of 1.05 is 1.9% below this industry median. Based on the distribution chart, Akme Fintrade (India) ranks #258 out of 523 companies in the Credit Services industry, which is above the industry midpoint. Overall, Akme Fintrade (India) has a GF Score™ of 37/100, reflecting its overall financial health beyond just this single metric.
How does Akme Fintrade (India)'s PB Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Akme Fintrade (India) ranks #258 out of 523 companies for PB Ratio. This puts Akme Fintrade (India) in the upper half of its industry. The industry median PB Ratio is 1.07. Akme Fintrade (India)'s value of 1.05 is 1.9% below this benchmark. Historically, Akme Fintrade (India)'s own PB Ratio has ranged from 0.72 to 1.69 over the past decade. While the company's 10-year median is 0.91 vs. the industry median of 1.07, Akme Fintrade (India) has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Credit Services company?
The median PB Ratio among Credit Services companies is 1.07, based on 523 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Akme Fintrade (India)'s current PB Ratio of 1.05 is 1.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Akme Fintrade (India) and its competitors. For the Credit Services industry, the median PB Ratio is 1.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Akme Fintrade (India)'s current PB Ratio is 1.05, which is 15% above median its own 10-year median of 0.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Akme Fintrade (India) stock overvalued right now?
Akme Fintrade (India) (NSE:AFIL) has a current PB Ratio of 1.05. The current PB Ratio is 1.05, which is 15% above median its 10-year median of 0.91 and 1.9% below the Credit Services industry median of 1.07. Akme Fintrade (India)'s overall GF Score™ is 37/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Akme Fintrade (India) (NSE:AFIL), the current PB Ratio is 1.05 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Akme Fintrade (India) Ltd is a non-banking finance company. It is engaged in rural and semi-urban centric lending solutions to look after the needs and aspirations of rural and semi-urban populace. The company's portfolio includes Vehicle Finance and Business Finance Products to small business owners and has footprints in rural and semi-urban geographies in 4 Indian states Rajasthan, Maharashtra, Madhya Pradesh and Gujarat.
37GF Score
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