CMS Info SystemsNSE:CMSINFO -3.21%81 PB Ratio is 1.97 as of Jun. 26, 2026, which is 41% below its 10-year median of 3.32. GuruFocus rates NSE:CMSINFO with a GF Score™ of 81/100 and a GF Value™ of ₹465.45 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 1,049 Business Services companies, CMS Info Systems ranks worse than 57.48% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-26), CMS Info Systems's share price is ₹291.10. CMS Info Systems's Book Value per Share for the quarter that ended in Mar. 2026 was ₹147.74. Hence, CMS Info Systems's PB Ratio of today is 1.97.
Good Sign:
CMS Info Systems Ltd stock PB Ratio (=2.03) is close to 5-year low of 1.91.
The historical rank and industry rank for CMS Info Systems's PB Ratio or its related term are showing as below:
NSE:CMSINFO'
s PB Ratio Range Over the Past 10 Years
Min: 1.91 Med: 3.32 Max: 4.6
Current: 1.96
During the past 8 years, CMS Info Systems's highest PB Ratio was 4.60. The lowest was 1.91. And the median was 3.32.
NSE:CMSINFO's PB Ratio is ranked worse than 57.48% of 1049
companies
in the Business Services industry
Industry Median: 1.62
vs NSE:CMSINFO: 1.96
During the past 12 months, CMS Info Systems's average Book Value Per Share Growth Rate was 7.10% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 13.40% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 17.70% per year.
During the past 8 years, the highest 3-Year average Book Value Per Share Growth Rate of CMS Info Systems was 21.60% per year. The lowest was 13.40% per year. And the median was 18.90% per year.
Back to Basics: PB Ratio
CMS Info Systems (NSE:CMSINFO) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
CMS Info Systems PB Ratio Related Terms
CMS Info Systems PB Ratio Historical Data
* Premium members only.
The historical data trend for CMS Info Systems's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:CMSINFO vs CTAS, CPRT, GPN: PB Ratio Comparison
For the Specialty Business Services subindustry, CMS Info Systems's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CMS Info Systems PB Ratio vs Business Services Industry
For the Business Services industry and Industrials sector, CMS Info Systems's PB Ratio distribution charts can be found below:
* The bar in red indicates where CMS Info Systems's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
CMS Info Systems (NSE:CMSINFO) has a PB Ratio of 1.97 as of Jun. 26, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on CMS Info Systems and its competitors. This is 41% below median its historical median of 3.32. Over the past decade, CMS Info Systems' PB Ratio has ranged from 1.91 to 4.60. According to the industry distribution chart, CMS Info Systems ranks #603 out of 1049 companies in the Business Services industry, placing it in the top 57.5%.
Is CMS Info Systems' PB Ratio too high?
CMS Info Systems' current PB Ratio of 1.97 is 41% below median its 10-year median of 3.32. Over the past 10 years, this metric has ranged from a low of 1.91 to a high of 4.60. The Business Services industry median PB Ratio is 1.62. CMS Info Systems' value of 1.97 is 21.6% above this industry median. Based on the distribution chart, CMS Info Systems ranks #603 out of 1049 companies in the Business Services industry, which is below the industry midpoint. Overall, CMS Info Systems has a GF Score™ of 81/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CMS Info Systems' PB Ratio compare to CTAS and CPRT?
According to the Business Services industry distribution chart, CMS Info Systems ranks #603 out of 1049 companies for PB Ratio. This places CMS Info Systems in the lower half of its industry. The industry median PB Ratio is 1.62. CMS Info Systems' value of 1.97 is 21.6% above this benchmark. Historically, CMS Info Systems' own PB Ratio has ranged from 1.91 to 4.60 over the past decade. While the company's 10-year median is 3.32 vs. the industry median of 1.62, CMS Info Systems has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Business Services company?
The median PB Ratio among Business Services companies is 1.62, based on 1,049 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CMS Info Systems's current PB Ratio of 1.97 is 21.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on CMS Info Systems and its competitors. For the Business Services industry, the median PB Ratio is 1.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CMS Info Systems's current PB Ratio is 1.97, which is 41% below median its own 10-year median of 3.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CMS Info Systems stock overvalued right now?
Based on GuruFocus' analysis, CMS Info Systems (NSE:CMSINFO) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹465.45, compared to a current price of ₹291.10 — trading 37.5% below its estimated fair value. The current PB Ratio is 1.97, which is 41% below median its 10-year median of 3.32 and 21.6% above the Business Services industry median of 1.62. CMS Info Systems' overall GF Score™ is 81/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For CMS Info Systems (NSE:CMSINFO), the current PB Ratio is 1.97 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CMS Info Systems (NSE:CMSINFO) Overvalued in 2026?
Based on GuruFocus' analysis, CMS Info Systems stock appears to be undervalued.
The current stock price of ₹291.10 is trading 37.5% below its estimated GF Value™ of ₹465.45.
GuruFocus considers CMS Info Systems to be Significantly Undervalued.
Key valuation signals for NSE:CMSINFO:
PB Ratio: 1.97 (41% below median its 10-year median of 3.32)
GF Value™: ₹465.45 vs. price of ₹291.10 (37.5% below fair value)
Industry Position: 21.6% above the Business Services median (#603 of 1049)
No single metric tells the full story. See the NSE:CMSINFO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CMS Info Systems Ltd is engaged in the business of providing ATM and Cash Management services, supply, installation and maintenance of ATM and cash deposit machines, and also engaged in card trading and personalization services. Its reportable segments are; Cash Management services; Managed services; and Card services. Maximum revenue for the company is generated from its Cash Management services segment which provides ATM cash management services, Retail cash management services, Cash in transit services for banks, and other related services.
81GF Score
Get the complete analysis for NSE:CMSINFO
PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NSE:CMSINFO has been successfully added to your 
