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IDBI BankNSE:IDBI -2.29%64 PB Ratio is 1.29 as of Jul. 21, 2026, which is 5% above its 10-year median of 1.23. GuruFocus rates NSE:IDBI with a GF Score™ of 64/100 and a GF Value™ of ₹91.72 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,514 Banks companies, IDBI Bank ranks worse than 66.84% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-21), IDBI Bank's share price is ₹85.03. IDBI Bank's Book Value per Share for the quarter that ended in Jun. 2026 was ₹65.70. Hence, IDBI Bank's PB Ratio of today is 1.29.
The historical rank and industry rank for IDBI Bank's PB Ratio or its related term are showing as below:
NSE:IDBI'
s PB Ratio Range Over the Past 10 Years
Min: 0.55 Med: 1.23 Max: 2.06
Current: 1.29
During the past 13 years, IDBI Bank's highest PB Ratio was 2.06. The lowest was 0.55. And the median was 1.23.
NSE:IDBI's PB Ratio is ranked worse than 66.84% of 1514
companies
in the Banks industry
Industry Median: 1.11
vs NSE:IDBI: 1.29
During the past 12 months, IDBI Bank's average Book Value Per Share Growth Rate was 10.90% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 14.00% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 12.80% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was -6.90% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of IDBI Bank was 14.00% per year. The lowest was -33.30% per year. And the median was 3.90% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
IDBI Bank PB Ratio Related Terms
IDBI Bank PB Ratio Historical Data
* Premium members only.
The historical data trend for IDBI Bank's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, IDBI Bank's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
IDBI Bank PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, IDBI Bank's PB Ratio distribution charts can be found below:
* The bar in red indicates where IDBI Bank's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
IDBI Bank's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
IDBI Bank (NSE:IDBI) has a PB Ratio of 1.29 as of Jul. 21, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on IDBI Bank and its competitors. This is near median its historical median of 1.23. Over the past decade, IDBI Bank's PB Ratio has ranged from 0.55 to 2.06. According to the industry distribution chart, IDBI Bank ranks #1012 out of 1514 companies in the Banks industry, placing it in the top 66.8%.
Is IDBI Bank's PB Ratio too high?
IDBI Bank's current PB Ratio of 1.29 is near median its 10-year median of 1.23. Over the past 10 years, this metric has ranged from a low of 0.55 to a high of 2.06. The Banks industry median PB Ratio is 1.11. IDBI Bank's value of 1.29 is 16.2% above this industry median. Based on the distribution chart, IDBI Bank ranks #1012 out of 1514 companies in the Banks industry, which is below the industry midpoint. Overall, IDBI Bank has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does IDBI Bank's PB Ratio compare to competitors?
According to the Banks industry distribution chart, IDBI Bank ranks #1012 out of 1514 companies for PB Ratio. This places IDBI Bank in the lower half of its industry. The industry median PB Ratio is 1.11. IDBI Bank's value of 1.29 is 16.2% above this benchmark. Historically, IDBI Bank's own PB Ratio has ranged from 0.55 to 2.06 over the past decade. While the company's 10-year median is 1.23 vs. the industry median of 1.11, IDBI Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.11, based on 1,514 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. IDBI Bank's current PB Ratio of 1.29 is 16.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on IDBI Bank and its competitors. For the Banks industry, the median PB Ratio is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IDBI Bank's current PB Ratio is 1.29, which is near median its own 10-year median of 1.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IDBI Bank stock overvalued right now?
Based on GuruFocus' analysis, IDBI Bank (NSE:IDBI) is currently considered Fairly Valued. The stock's GF Value™ is ₹91.72, compared to a current price of ₹85.03 — trading 7.3% below its estimated fair value. The current PB Ratio is 1.29, which is near median its 10-year median of 1.23 and 16.2% above the Banks industry median of 1.11. IDBI Bank's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For IDBI Bank (NSE:IDBI), the current PB Ratio is 1.29 as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is IDBI Bank (NSE:IDBI) Overvalued in 2026?
Based on GuruFocus' analysis, IDBI Bank stock appears to be undervalued.
The current stock price of ₹85.03 is trading 7.3% below its estimated GF Value™ of ₹91.72.
GuruFocus considers IDBI Bank to be Fairly Valued.
Key valuation signals for NSE:IDBI:
PB Ratio: 1.29 (near median its 10-year median of 1.23)
GF Value™: ₹91.72 vs. price of ₹85.03 (7.3% below fair value)
Industry Position: 16.2% above the Banks median (#1012 of 1514)
No single metric tells the full story. See the NSE:IDBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
IDBI Bank Ltd is an India-based company that is principally engaged in providing banking services. The company's business segments include wholesale banking, retail banking, and treasury services, with wholesale banking and retail banking jointly contributing the majority of total revenue. In addition to its banking business, the company is also involved in capital markets, investment banking, and mutual fund businesses. The company operates through a branch network across India. Its operations are concentrated in India, with a presence in overseas markets as well.
64GF Score
Get the complete analysis for NSE:IDBI
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