Mos UtilityNSE:MOS -4.82%73 PB Ratio is 2.71 as of Jun. 28, 2026, which is 66% below its 10-year median of 8.06. GuruFocus rates NSE:MOS with a GF Score™ of 73/100 and a GF Value™ of ₹54.86 (Significantly Undervalued). The stock has 5 warning signs investors should review. Among 2,623 Software companies, Mos Utility ranks worse than 56.54% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-28), Mos Utility's share price is ₹11.85. Mos Utility's Book Value per Share for the quarter that ended in Mar. 2026 was ₹4.37. Hence, Mos Utility's PB Ratio of today is 2.71.
Good Sign:
Mos Utility Ltd stock PB Ratio (=2.71) is close to 5-year low of 2.44.
The historical rank and industry rank for Mos Utility's PB Ratio or its related term are showing as below:
NSE:MOS'
s PB Ratio Range Over the Past 10 Years
Min: 2.44 Med: 8.06 Max: 15.12
Current: 2.71
During the past 7 years, Mos Utility's highest PB Ratio was 15.12. The lowest was 2.44. And the median was 8.06.
NSE:MOS's PB Ratio is ranked worse than 56.54% of 2623
companies
in the Software industry
Industry Median: 2.33
vs NSE:MOS: 2.71
During the past 12 months, Mos Utility's average Book Value Per Share Growth Rate was 26.10% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 60.40% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 86.60% per year.
During the past 7 years, the highest 3-Year average Book Value Per Share Growth Rate of Mos Utility was 121.80% per year. The lowest was 60.40% per year. And the median was 90.25% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Mos Utility PB Ratio Related Terms
Mos Utility PB Ratio Historical Data
* Premium members only.
The historical data trend for Mos Utility's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Infrastructure subindustry, Mos Utility's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mos Utility PB Ratio vs Software Industry
For the Software industry and Technology sector, Mos Utility's PB Ratio distribution charts can be found below:
* The bar in red indicates where Mos Utility's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Mos Utility's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Mos Utility (NSE:MOS) has a PB Ratio of 2.71 as of Jun. 28, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Mos Utility and its competitors. This is 66% below median its historical median of 8.06. Over the past decade, Mos Utility's PB Ratio has ranged from 2.44 to 15.12. According to the industry distribution chart, Mos Utility ranks #1483 out of 2623 companies in the Software industry, placing it in the top 56.5%.
Is Mos Utility's PB Ratio too high?
Mos Utility's current PB Ratio of 2.71 is 66% below median its 10-year median of 8.06. Over the past 10 years, this metric has ranged from a low of 2.44 to a high of 15.12. The Software industry median PB Ratio is 2.33. Mos Utility's value of 2.71 is 16.3% above this industry median. Based on the distribution chart, Mos Utility ranks #1483 out of 2623 companies in the Software industry, which is below the industry midpoint. Overall, Mos Utility has a GF Score™ of 73/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Mos Utility's PB Ratio compare to MSFT and ORCL?
According to the Software industry distribution chart, Mos Utility ranks #1483 out of 2623 companies for PB Ratio. This places Mos Utility in the lower half of its industry. The industry median PB Ratio is 2.33. Mos Utility's value of 2.71 is 16.3% above this benchmark. Historically, Mos Utility's own PB Ratio has ranged from 2.44 to 15.12 over the past decade. While the company's 10-year median is 8.06 vs. the industry median of 2.33, Mos Utility has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Software company?
The median PB Ratio among Software companies is 2.33, based on 2,623 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mos Utility's current PB Ratio of 2.71 is 16.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Mos Utility and its competitors. For the Software industry, the median PB Ratio is 2.33 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mos Utility's current PB Ratio is 2.71, which is 66% below median its own 10-year median of 8.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mos Utility stock overvalued right now?
Based on GuruFocus' analysis, Mos Utility (NSE:MOS) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹54.86, compared to a current price of ₹11.85 — trading 78.4% below its estimated fair value. The current PB Ratio is 2.71, which is 66% below median its 10-year median of 8.06 and 16.3% above the Software industry median of 2.33. Mos Utility's overall GF Score™ is 73/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Mos Utility (NSE:MOS), the current PB Ratio is 2.71 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mos Utility (NSE:MOS) Overvalued in 2026?
Based on GuruFocus' analysis, Mos Utility stock appears to be undervalued.
The current stock price of ₹11.85 is trading 78.4% below its estimated GF Value™ of ₹54.86.
GuruFocus considers Mos Utility to be Significantly Undervalued.
Key valuation signals for NSE:MOS:
PB Ratio: 2.71 (66% below median its 10-year median of 8.06)
GF Value™: ₹54.86 vs. price of ₹11.85 (78.4% below fair value)
Industry Position: 16.3% above the Software median (#1483 of 2623)
No single metric tells the full story. See the NSE:MOS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mos Utility Ltd provides digital products and services in the B2C, B2B, and financial technology fields through an integrated business model. The company provides business opportunities for E-commerce, Banking, financial, travel & utility services. The company recognises revenue from the sale of Adhar Enabled Payment System and Micro ATM devices.
73GF Score
Get the complete analysis for NSE:MOS
PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NSE:MOS has been successfully added to your 
