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N.B.I. Industrial Finance Co Ltd stock PB Ratio (=0.24) is close to 1-year high of 0.26.
The historical rank and industry rank for N.B.I. Industrial Finance Co's PB Ratio or its related term are showing as below:
NSE:NBIFIN'
s PB Ratio Range Over the Past 10 Years
Min: 0.15 Med: 0.22 Max: 5.6
Current: 0.23
During the past 13 years, N.B.I. Industrial Finance Co's highest PB Ratio was 5.60. The lowest was 0.15. And the median was 0.22.
NSE:NBIFIN's PB Ratio is ranked better than 96.53% of 777
companies
in the Capital Markets industry
Industry Median: 1.32
vs NSE:NBIFIN: 0.23
During the past 12 months, N.B.I. Industrial Finance Co's average Book Value Per Share Growth Rate was -20.20% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was -2.40% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 40.40% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of N.B.I. Industrial Finance Co was 301.90% per year. The lowest was -2.70% per year. And the median was 13.70% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
N.B.I. Industrial Finance Co PB Ratio Related Terms
N.B.I. Industrial Finance Co PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Capital Markets subindustry, N.B.I. Industrial Finance Co's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
N.B.I. Industrial Finance Co PB Ratio vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, N.B.I. Industrial Finance Co's PB Ratio distribution charts can be found below:
* The bar in red indicates where N.B.I. Industrial Finance Co's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
N.B.I. Industrial Finance Co (NSE:NBIFIN) has a PB Ratio of 0.24 as of Aug. 14, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on N.B.I. Industrial Finance Co and its competitors. This is near median its historical median of 0.22. Over the past decade, N.B.I. Industrial Finance Co's PB Ratio has ranged from 0.15 to 5.60. According to the industry distribution chart, N.B.I. Industrial Finance Co ranks #27 out of 777 companies in the Capital Markets industry, placing it in the top 3.5%.
Is N.B.I. Industrial Finance Co's PB Ratio too high?
N.B.I. Industrial Finance Co's current PB Ratio of 0.24 is near median its 10-year median of 0.22. Over the past 10 years, this metric has ranged from a low of 0.15 to a high of 5.60. The Capital Markets industry median PB Ratio is 1.32. N.B.I. Industrial Finance Co's value of 0.24 is 81.8% below this industry median. Based on the distribution chart, N.B.I. Industrial Finance Co ranks #27 out of 777 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, N.B.I. Industrial Finance Co has a GF Score™ of 91/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does N.B.I. Industrial Finance Co's PB Ratio compare to MS and GS?
According to the Capital Markets industry distribution chart, N.B.I. Industrial Finance Co ranks #27 out of 777 companies for PB Ratio. This places N.B.I. Industrial Finance Co in the top 4% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.32. N.B.I. Industrial Finance Co's value of 0.24 is 81.8% below this benchmark. Historically, N.B.I. Industrial Finance Co's own PB Ratio has ranged from 0.15 to 5.60 over the past decade. While the company's 10-year median is 0.22 vs. the industry median of 1.32, N.B.I. Industrial Finance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Capital Markets company?
The median PB Ratio among Capital Markets companies is 1.32, based on 777 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. N.B.I. Industrial Finance Co's current PB Ratio of 0.24 is 81.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on N.B.I. Industrial Finance Co and its competitors. For the Capital Markets industry, the median PB Ratio is 1.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. N.B.I. Industrial Finance Co's current PB Ratio is 0.24, which is near median its own 10-year median of 0.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is N.B.I. Industrial Finance Co stock overvalued right now?
Based on GuruFocus' analysis, N.B.I. Industrial Finance Co (NSE:NBIFIN) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹2,767.89, compared to a current price of ₹2,114.20 — trading 23.6% below its estimated fair value. The current PB Ratio is 0.24, which is near median its 10-year median of 0.22 and 81.8% below the Capital Markets industry median of 1.32. N.B.I. Industrial Finance Co's overall GF Score™ is 91/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For N.B.I. Industrial Finance Co (NSE:NBIFIN), the current PB Ratio is 0.24 as of Aug. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is N.B.I. Industrial Finance Co (NSE:NBIFIN) Overvalued in 2026?
Based on GuruFocus' analysis, N.B.I. Industrial Finance Co stock appears to be undervalued.
The current stock price of ₹2,114.20 is trading 23.6% below its estimated GF Value™ of ₹2,767.89.
GuruFocus considers N.B.I. Industrial Finance Co to be Modestly Undervalued.
Key valuation signals for NSE:NBIFIN:
PB Ratio: 0.24 (near median its 10-year median of 0.22)
GF Value™: ₹2,767.89 vs. price of ₹2,114.20 (23.6% below fair value)
Industry Position: 81.8% below the Capital Markets median (#27 of 777)
No single metric tells the full story. See the NSE:NBIFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
N.B.I. Industrial Finance Co Ltd is a non-banking financial company also engaged in financial activities in India. It invests in securities and shares of listed companies.
91GF Score
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