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Piramal FinanceNSE:PIRAMALFIN +0.27%26 PB Ratio is 1.74 as of Jul. 14, 2026, which is 2% above its 10-year median of 1.71. GuruFocus rates NSE:PIRAMALFIN with a GF Score™ of 26/100. The stock has 4 warning signs investors should review. Among 525 Credit Services companies, Piramal Finance ranks worse than 69.52% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-14), Piramal Finance's share price is ₹2172.80. Piramal Finance's Book Value per Share for the quarter that ended in Mar. 2026 was ₹1,245.49. Hence, Piramal Finance's PB Ratio of today is 1.74.
The historical rank and industry rank for Piramal Finance's PB Ratio or its related term are showing as below:
NSE:PIRAMALFIN'
s PB Ratio Range Over the Past 10 Years
Min: 1.34 Med: 1.71 Max: 2.18
Current: 1.74
During the past 5 years, Piramal Finance's highest PB Ratio was 2.18. The lowest was 1.34. And the median was 1.71.
NSE:PIRAMALFIN's PB Ratio is ranked worse than 69.52% of 525
companies
in the Credit Services industry
Industry Median: 1.05
vs NSE:PIRAMALFIN: 1.74
During the past 12 months, Piramal Finance's average Book Value Per Share Growth Rate was 3.70% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 475.00% per year.
During the past 5 years, the highest 3-Year average Book Value Per Share Growth Rate of Piramal Finance was 475.00% per year. The lowest was 396.10% per year. And the median was 435.55% per year.
Back to Basics: PB Ratio
Piramal Finance (NSE:PIRAMALFIN) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Piramal Finance PB Ratio Related Terms
Piramal Finance PB Ratio Historical Data
* Premium members only.
The historical data trend for Piramal Finance's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Piramal Finance's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Piramal Finance PB Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Piramal Finance's PB Ratio distribution charts can be found below:
* The bar in red indicates where Piramal Finance's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Piramal Finance's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Piramal Finance (NSE:PIRAMALFIN) has a PB Ratio of 1.74 as of Jul. 14, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Piramal Finance and its competitors. This is near median its historical median of 1.71. Over the past decade, Piramal Finance's PB Ratio has ranged from 1.34 to 2.18. According to the industry distribution chart, Piramal Finance ranks #365 out of 525 companies in the Credit Services industry, placing it in the top 69.5%.
Is Piramal Finance's PB Ratio too high?
Piramal Finance's current PB Ratio of 1.74 is near median its 10-year median of 1.71. Over the past 10 years, this metric has ranged from a low of 1.34 to a high of 2.18. The Credit Services industry median PB Ratio is 1.05. Piramal Finance's value of 1.74 is 65.7% above this industry median. Based on the distribution chart, Piramal Finance ranks #365 out of 525 companies in the Credit Services industry, which is below the industry midpoint. Overall, Piramal Finance has a GF Score™ of 26/100, reflecting its overall financial health beyond just this single metric.
How does Piramal Finance's PB Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Piramal Finance ranks #365 out of 525 companies for PB Ratio. This places Piramal Finance in the lower half of its industry. The industry median PB Ratio is 1.05. Piramal Finance's value of 1.74 is 65.7% above this benchmark. Historically, Piramal Finance's own PB Ratio has ranged from 1.34 to 2.18 over the past decade. While the company's 10-year median is 1.71 vs. the industry median of 1.05, Piramal Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Credit Services company?
The median PB Ratio among Credit Services companies is 1.05, based on 525 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Piramal Finance's current PB Ratio of 1.74 is 65.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Piramal Finance and its competitors. For the Credit Services industry, the median PB Ratio is 1.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Piramal Finance's current PB Ratio is 1.74, which is near median its own 10-year median of 1.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Piramal Finance stock overvalued right now?
Piramal Finance (NSE:PIRAMALFIN) has a current PB Ratio of 1.74. The current PB Ratio is 1.74, which is near median its 10-year median of 1.71 and 65.7% above the Credit Services industry median of 1.05. Piramal Finance's overall GF Score™ is 26/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Piramal Finance (NSE:PIRAMALFIN), the current PB Ratio is 1.74 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Piramal Finance Ltd main business is providing loans to customers for construction or purchase of residential property, loans against property, loans to real estate developers, loans to SMEs, Consumption loans, etc. Its loan products are Home Loan, Construction Loan, Renovation Loan, Extension Loan, Business Loans, Loan Against Property, Small Business Loan, Working Capital Loan, Personal Loan, Used Car Loan, Group Loan, Loan Against Securities, Loan Against Car, Insurance Services, Interest Rates & Disclosures, Wholesale Lending, Alternatives, etc. The company's business segments are Retail Lending, Wholesale Lending, Alternatives, and Life Insurance. The Company has identified only one reportable business segment & geographical segment as it deals mainly in lending business within India.
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