Rogaland SparebankOSL:ROGS -1.77%59 PB Ratio is 0.78 as of Jun. 26, 2026, which is 44% above its 10-year median of 0.54. GuruFocus rates OSL:ROGS with a GF Score™ of 59/100 and a GF Value™ of kr125.74 (Modestly Overvalued). The stock has 9 warning signs investors should review. Among 1,516 Banks companies, Rogaland Sparebank ranks better than 73.81% on this metric.
Rogaland Sparebank stock PB Ratio (=0.8) is close to 10-year high of 0.82.
The historical rank and industry rank for Rogaland Sparebank's PB Ratio or its related term are showing as below:
OSL:ROGS'
s PB Ratio Range Over the Past 10 Years
Min: 0.08 Med: 0.54 Max: 0.82
Current: 0.79
During the past 13 years, Rogaland Sparebank's highest PB Ratio was 0.82. The lowest was 0.08. And the median was 0.54.
OSL:ROGS's PB Ratio is ranked better than 73.81% of 1516
companies
in the Banks industry
Industry Median: 1.09
vs OSL:ROGS: 0.79
During the past 12 months, Rogaland Sparebank's average Book Value Per Share Growth Rate was 4.20% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 6.90% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 7.30% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 3.90% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Rogaland Sparebank was 55.30% per year. The lowest was -14.10% per year. And the median was 6.90% per year.
Back to Basics: PB Ratio
Rogaland Sparebank (OSL:ROGS) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Rogaland Sparebank PB Ratio Related Terms
Rogaland Sparebank PB Ratio Historical Data
* Premium members only.
The historical data trend for Rogaland Sparebank's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Rogaland Sparebank's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Rogaland Sparebank PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Rogaland Sparebank's PB Ratio distribution charts can be found below:
* The bar in red indicates where Rogaland Sparebank's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Rogaland Sparebank (OSL:ROGS) has a PB Ratio of 0.78 as of Jun. 26, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Rogaland Sparebank and its competitors. This is 44% above median its historical median of 0.54. Over the past decade, Rogaland Sparebank's PB Ratio has ranged from 0.08 to 0.82. According to the industry distribution chart, Rogaland Sparebank ranks #397 out of 1516 companies in the Banks industry, placing it in the top 26.2%.
Is Rogaland Sparebank's PB Ratio too high?
Rogaland Sparebank's current PB Ratio of 0.78 is 44% above median its 10-year median of 0.54. Over the past 10 years, this metric has ranged from a low of 0.08 to a high of 0.82. The Banks industry median PB Ratio is 1.09. Rogaland Sparebank's value of 0.78 is 28.4% below this industry median. Based on the distribution chart, Rogaland Sparebank ranks #397 out of 1516 companies in the Banks industry, which is above the industry midpoint. Overall, Rogaland Sparebank has a GF Score™ of 59/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Rogaland Sparebank's PB Ratio compare to competitors?
According to the Banks industry distribution chart, Rogaland Sparebank ranks #397 out of 1516 companies for PB Ratio. This puts Rogaland Sparebank in the upper half of its industry. The industry median PB Ratio is 1.09. Rogaland Sparebank's value of 0.78 is 28.4% below this benchmark. Historically, Rogaland Sparebank's own PB Ratio has ranged from 0.08 to 0.82 over the past decade. While the company's 10-year median is 0.54 vs. the industry median of 1.09, Rogaland Sparebank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.09, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Rogaland Sparebank's current PB Ratio of 0.78 is 28.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Rogaland Sparebank and its competitors. For the Banks industry, the median PB Ratio is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Rogaland Sparebank's current PB Ratio is 0.78, which is 44% above median its own 10-year median of 0.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rogaland Sparebank stock overvalued right now?
Based on GuruFocus' analysis, Rogaland Sparebank (OSL:ROGS) is currently considered Modestly Overvalued. The stock's GF Value™ is kr125.74, compared to a current price of kr144.00 — trading 14.5% above its estimated fair value. The current PB Ratio is 0.78, which is 44% above median its 10-year median of 0.54 and 28.4% below the Banks industry median of 1.09. Rogaland Sparebank's overall GF Score™ is 59/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Rogaland Sparebank (OSL:ROGS), the current PB Ratio is 0.78 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Rogaland Sparebank (OSL:ROGS) Overvalued in 2026?
Based on GuruFocus' analysis, Rogaland Sparebank stock appears to be overvalued.
The current stock price of kr144.00 is trading 14.5% above its estimated GF Value™ of kr125.74.
GuruFocus considers Rogaland Sparebank to be Modestly Overvalued.
Key valuation signals for OSL:ROGS:
PB Ratio: 0.78 (44% above median its 10-year median of 0.54)
GF Value™: kr125.74 vs. price of kr144.00 (14.5% above fair value)
Industry Position: 28.4% below the Banks median (#397 of 1516)
No single metric tells the full story. See the OSL:ROGS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Rogaland Sparebank is an independent savings bank. The company offers a broad range of banking and investment products to retail and corporate customers. The services provided by the company include daily banking, Insurance, loans, Savings, pensions, and others.
59GF Score
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