OSL:VVL'
s PB Ratio Range Over the Past 10 Years
Min: 0.52 Med: 0.66 Max: 1.31
Current: 1.22
During the past 13 years, Voss Veksel- og Landmandsbank ASA's highest PB Ratio was 1.31. The lowest was 0.52. And the median was 0.66.
OSL:VVL's PB Ratio is ranked worse than 59.26% of 1517
companies
in the Banks industry
Industry Median: 1.1
vs OSL:VVL: 1.22
During the past 12 months, Voss Veksel- og Landmandsbank ASA's average Book Value Per Share Growth Rate was 7.50% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 6.60% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 7.10% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 7.10% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Voss Veksel- og Landmandsbank ASA was 10.60% per year. The lowest was 3.00% per year. And the median was 6.80% per year.
Back to Basics: PB Ratio
Voss Veksel- og Landmandsbank ASA (OSL:VVL) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Voss Veksel- og Landmandsbank ASA PB Ratio Related Terms
Voss Veksel- og Landmandsbank ASA PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Voss Veksel- og Landmandsbank ASA PB Ratio Competitor Comparison
For the Banks - Regional subindustry, Voss Veksel- og Landmandsbank ASA's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Voss Veksel- og Landmandsbank ASA PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Voss Veksel- og Landmandsbank ASA's PB Ratio distribution charts can be found below:
* The bar in red indicates where Voss Veksel- og Landmandsbank ASA's PB Ratio falls into.
Voss Veksel- og Landmandsbank ASA PB Ratio Calculation
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Voss Veksel- og Landmandsbank ASA (OSL:VVL) has a PB Ratio of 1.19 as of Jul. 04, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Voss Veksel- og Landmandsbank ASA and its competitors. This is 80% above median its historical median of 0.66. Over the past decade, Voss Veksel- og Landmandsbank ASA's PB Ratio has ranged from 0.52 to 1.31. According to the industry distribution chart, Voss Veksel- og Landmandsbank ASA ranks #899 out of 1517 companies in the Banks industry, placing it in the top 59.3%.
Is Voss Veksel- og Landmandsbank ASA's PB Ratio too high?
Voss Veksel- og Landmandsbank ASA's current PB Ratio of 1.19 is 80% above median its 10-year median of 0.66. Over the past 10 years, this metric has ranged from a low of 0.52 to a high of 1.31. The Banks industry median PB Ratio is 1.10. Voss Veksel- og Landmandsbank ASA's value of 1.19 is 8.2% above this industry median. Based on the distribution chart, Voss Veksel- og Landmandsbank ASA ranks #899 out of 1517 companies in the Banks industry, which is below the industry midpoint. Overall, Voss Veksel- og Landmandsbank ASA has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Voss Veksel- og Landmandsbank ASA's PB Ratio compare to competitors?
According to the Banks industry distribution chart, Voss Veksel- og Landmandsbank ASA ranks #899 out of 1517 companies for PB Ratio. This places Voss Veksel- og Landmandsbank ASA in the lower half of its industry. The industry median PB Ratio is 1.10. Voss Veksel- og Landmandsbank ASA's value of 1.19 is 8.2% above this benchmark. Historically, Voss Veksel- og Landmandsbank ASA's own PB Ratio has ranged from 0.52 to 1.31 over the past decade. While the company's 10-year median is 0.66 vs. the industry median of 1.10, Voss Veksel- og Landmandsbank ASA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.10, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Voss Veksel- og Landmandsbank ASA's current PB Ratio of 1.19 is 8.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Voss Veksel- og Landmandsbank ASA and its competitors. For the Banks industry, the median PB Ratio is 1.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Voss Veksel- og Landmandsbank ASA's current PB Ratio is 1.19, which is 80% above median its own 10-year median of 0.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Voss Veksel- og Landmandsbank ASA stock overvalued right now?
Based on GuruFocus' analysis, Voss Veksel- og Landmandsbank ASA (OSL:VVL) is currently considered Significantly Overvalued. The stock's GF Value™ is kr314.56, compared to a current price of kr464.00 — trading 47.5% above its estimated fair value. The current PB Ratio is 1.19, which is 80% above median its 10-year median of 0.66 and 8.2% above the Banks industry median of 1.10. Voss Veksel- og Landmandsbank ASA's overall GF Score™ is 62/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Voss Veksel- og Landmandsbank ASA (OSL:VVL), the current PB Ratio is 1.19 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Voss Veksel- og Landmandsbank ASA (OSL:VVL) Overvalued in 2026?
Based on GuruFocus' analysis, Voss Veksel- og Landmandsbank ASA stock appears to be overvalued.
The current stock price of kr464.00 is trading 47.5% above its estimated GF Value™ of kr314.56.
GuruFocus considers Voss Veksel- og Landmandsbank ASA to be Significantly Overvalued.
Key valuation signals for OSL:VVL:
PB Ratio: 1.19 (80% above median its 10-year median of 0.66)
GF Value™: kr314.56 vs. price of kr464.00 (47.5% above fair value)
Industry Position: 8.2% above the Banks median (#899 of 1517)
No single metric tells the full story. See the OSL:VVL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Voss Veksel- og Landmandsbank ASA Business Description
Voss Veksel- og Landmandsbank ASA operates in the banking sector. It provides general banking services like deposits, loans, insurance services, mobile banking, online banking, among others.
62GF Score
Get the complete analysis for OSL:VVL
PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
OSL:VVL has been successfully added to your 
