VisaPFTS:V 96 PB Ratio is 0.00 as of Jun. 24, 2026. GuruFocus rates PFTS:V with a GF Score™ of 96/100. The stock has 2 warning signs investors should review. Among 523 Credit Services companies, Visa ranks worse than 97.9% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-24), Visa's share price is ₴0.00. Visa's Book Value per Share for the quarter that ended in Mar. 2026 was ₴829.56. Hence, Visa's PB Ratio of today is 0.00.
Warning Sign:
Visa Inc stock PB Ratio (=17.78) is close to 10-year high of 19.52.
The historical rank and industry rank for Visa's PB Ratio or its related term are showing as below:
PFTS:V'
s PB Ratio Range Over the Past 10 Years
Min: 5.33 Med: 12.64 Max: 19.52
Current: 17.78
During the past 13 years, Visa's highest PB Ratio was 19.52. The lowest was 5.33. And the median was 12.64.
PFTS:V's PB Ratio is ranked worse than 97.9% of 523
companies
in the Credit Services industry
Industry Median: 1.05
vs PFTS:V: 17.78
During the past 12 months, Visa's average Book Value Per Share Growth Rate was -2.60% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 6.40% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 3.90% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 4.00% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Visa was 296.00% per year. The lowest was 1.90% per year. And the median was 5.65% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Visa PB Ratio Related Terms
Visa PB Ratio Historical Data
* Premium members only.
The historical data trend for Visa's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Visa's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Visa PB Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Visa's PB Ratio distribution charts can be found below:
* The bar in red indicates where Visa's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Visa's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Visa (PFTS:V) has a PB Ratio of 0.00 as of Jun. 24, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Visa and its competitors. Over the past decade, Visa's PB Ratio has ranged from 5.33 to 19.52. According to the industry distribution chart, Visa ranks #512 out of 523 companies in the Credit Services industry, placing it in the top 97.9%.
Is Visa's PB Ratio too high?
Visa's current PB Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 5.33 to a high of 19.52. Based on the distribution chart, Visa ranks #512 out of 523 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Visa has a GF Score™ of 96/100, reflecting its overall financial health beyond just this single metric.
How does Visa's PB Ratio compare to MA and AXP?
According to the Credit Services industry distribution chart, Visa ranks #512 out of 523 companies for PB Ratio. This places Visa in the lower half of its industry. The industry median PB Ratio is 1.05. Historically, Visa's own PB Ratio has ranged from 5.33 to 19.52 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Credit Services company?
The median PB Ratio among Credit Services companies is 1.05, based on 523 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Visa and its competitors. For the Credit Services industry, the median PB Ratio is 1.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Visa's current PB Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Visa stock overvalued right now?
Visa (PFTS:V) has a current PB Ratio of 0.00. The current PB Ratio is 0.00. Visa's overall GF Score™ is 96/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Visa (PFTS:V), the current PB Ratio is 0.00 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Visa is the largest payment processor in the world. In fiscal 2025, it processed almost $17 trillion in total volume. Visa operates in over 200 countries and processes transactions in over 160 currencies. Its systems are capable of processing over 65,000 transactions per second.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
PFTS:V has been successfully added to your 