Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Peapack Gladstone FinancialPGC +0.36%67 PB Ratio is 1.17 as of Aug. 20, 2026, which is 5% above its 10-year median of 1.11. GuruFocus rates PGC with a GF Score™ of 67/100 and a GF Value™ of $37.99 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,513 Banks companies, Peapack Gladstone Financial ranks worse than 53.87% on this metric.
Peapack Gladstone Financial Corp stock PB Ratio (=1.16) is close to 3-year high of 1.27.
The historical rank and industry rank for Peapack Gladstone Financial's PB Ratio or its related term are showing as below:
PGC'
s PB Ratio Range Over the Past 10 Years
Min: 0.51 Med: 1.11 Max: 1.74
Current: 1.17
During the past 13 years, Peapack Gladstone Financial's highest PB Ratio was 1.74. The lowest was 0.51. And the median was 1.11.
PGC's PB Ratio is ranked worse than 53.87% of 1513
companies
in the Banks industry
Industry Median: 1.11
vs PGC: 1.17
During the past 12 months, Peapack Gladstone Financial's average Book Value Per Share Growth Rate was 8.40% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 7.80% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 6.00% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 7.70% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Peapack Gladstone Financial was 15.00% per year. The lowest was -5.40% per year. And the median was 8.30% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Peapack Gladstone Financial PB Ratio Related Terms
Peapack Gladstone Financial PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Peapack Gladstone Financial's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Peapack Gladstone Financial PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Peapack Gladstone Financial's PB Ratio distribution charts can be found below:
* The bar in red indicates where Peapack Gladstone Financial's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Peapack Gladstone Financial (PGC) has a PB Ratio of 1.17 as of Aug. 20, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Peapack Gladstone Financial and its competitors. This is near median its historical median of 1.11. Over the past decade, Peapack Gladstone Financial's PB Ratio has ranged from 0.51 to 1.74. According to the industry distribution chart, Peapack Gladstone Financial ranks #815 out of 1513 companies in the Banks industry, placing it in the top 53.9%.
Is Peapack Gladstone Financial's PB Ratio too high?
Peapack Gladstone Financial's current PB Ratio of 1.17 is near median its 10-year median of 1.11. Over the past 10 years, this metric has ranged from a low of 0.51 to a high of 1.74. The Banks industry median PB Ratio is 1.11. Peapack Gladstone Financial's value of 1.17 is 5.4% above this industry median. Based on the distribution chart, Peapack Gladstone Financial ranks #815 out of 1513 companies in the Banks industry, which is below the industry midpoint. Overall, Peapack Gladstone Financial has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Peapack Gladstone Financial's PB Ratio compare to ALRS and HTB?
According to the Banks industry distribution chart, Peapack Gladstone Financial ranks #815 out of 1513 companies for PB Ratio. This places Peapack Gladstone Financial in the lower half of its industry. The industry median PB Ratio is 1.11. Peapack Gladstone Financial's value of 1.17 is 5.4% above this benchmark. Historically, Peapack Gladstone Financial's own PB Ratio has ranged from 0.51 to 1.74 over the past decade. While the company's 10-year median is 1.11 vs. the industry median of 1.11, Peapack Gladstone Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.11, based on 1,513 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Peapack Gladstone Financial's current PB Ratio of 1.17 is 5.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Peapack Gladstone Financial and its competitors. For the Banks industry, the median PB Ratio is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Peapack Gladstone Financial's current PB Ratio is 1.17, which is near median its own 10-year median of 1.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Peapack Gladstone Financial stock overvalued right now?
Based on GuruFocus' analysis, Peapack Gladstone Financial (PGC) is currently considered Modestly Overvalued. The stock's GF Value™ is $37.99, compared to a current price of $45.17 — trading 18.9% above its estimated fair value. The current PB Ratio is 1.17, which is near median its 10-year median of 1.11 and 5.4% above the Banks industry median of 1.11. Peapack Gladstone Financial's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Peapack Gladstone Financial (PGC), the current PB Ratio is 1.17 as of Aug. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Peapack Gladstone Financial (PGC) Overvalued in 2026?
Based on GuruFocus' analysis, Peapack Gladstone Financial stock appears to be overvalued.
The current stock price of $45.17 is trading 18.9% above its estimated GF Value™ of $37.99.
GuruFocus considers Peapack Gladstone Financial to be Modestly Overvalued.
Key valuation signals for PGC:
PB Ratio: 1.17 (near median its 10-year median of 1.11)
GF Value™: $37.99 vs. price of $45.17 (18.9% above fair value)
Industry Position: 5.4% above the Banks median (#815 of 1513)
No single metric tells the full story. See the PGC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Peapack Gladstone Financial Corp is a bank holding company. Through its subsidiaries, the company offers various wealth management, investment banking, and commercial and personal banking solutions to its clients. The company has two reportable segments: Banking, which generates the maximum revenue, and Wealth Management. The Banking segment includes commercial, commercial real estate, multifamily, residential, and consumer lending activities; treasury management services; escrow management; deposit generation; operation of ATMs; telephone and internet banking services; credit card services, etc. The Wealth Management segment offers investment management services for individuals and institutions; personal trust services; and other financial planning and advisory services.
67GF Score
Get the complete analysis for PGC
PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
PGC has been successfully added to your 
