What is Raiffeisen Bank International AG PB Ratio?
Raiffeisen Bank International AGRAIFF 50 PB Ratio is 0.81 as of Jun. 30, 2026, which is 72% above its 10-year median of 0.47. GuruFocus rates RAIFF with a GF Score™ of 50/100 and a GF Value™ of $19.17 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,519 Banks companies, Raiffeisen Bank International AG ranks better than 71.69% on this metric.
RAIFF'
s PB Ratio Range Over the Past 10 Years
Min: 0.2 Med: 0.47 Max: 1.06
Current: 0.83
During the past 13 years, Raiffeisen Bank International AG's highest PB Ratio was 1.06. The lowest was 0.20. And the median was 0.47.
RAIFF's PB Ratio is ranked better than 71.69% of 1519
companies
in the Banks industry
Industry Median: 1.09
vs RAIFF: 0.83
During the past 12 months, Raiffeisen Bank International AG's average Book Value Per Share Growth Rate was 5.50% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 6.10% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 9.40% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 9.10% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Raiffeisen Bank International AG was 36.80% per year. The lowest was -10.20% per year. And the median was 8.00% per year.
Back to Basics: PB Ratio
Raiffeisen Bank International AG (OTCPK:RAIFF) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Raiffeisen Bank International AG PB Ratio Related Terms
Raiffeisen Bank International AG PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Raiffeisen Bank International AG's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Raiffeisen Bank International AG PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Raiffeisen Bank International AG's PB Ratio distribution charts can be found below:
* The bar in red indicates where Raiffeisen Bank International AG's PB Ratio falls into.
Raiffeisen Bank International AG PB Ratio Calculation
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Raiffeisen Bank International AG (RAIFF) has a PB Ratio of 0.81 as of Jun. 30, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Raiffeisen Bank International AG and its competitors. This is 72% above median its historical median of 0.47. Over the past decade, Raiffeisen Bank International AG's PB Ratio has ranged from 0.20 to 1.06. According to the industry distribution chart, Raiffeisen Bank International AG ranks #430 out of 1519 companies in the Banks industry, placing it in the top 28.3%.
Is Raiffeisen Bank International AG's PB Ratio too high?
Raiffeisen Bank International AG's current PB Ratio of 0.81 is 72% above median its 10-year median of 0.47. Over the past 10 years, this metric has ranged from a low of 0.20 to a high of 1.06. The Banks industry median PB Ratio is 1.09. Raiffeisen Bank International AG's value of 0.81 is 25.7% below this industry median. Based on the distribution chart, Raiffeisen Bank International AG ranks #430 out of 1519 companies in the Banks industry, which is above the industry midpoint. Overall, Raiffeisen Bank International AG has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Raiffeisen Bank International AG's PB Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Raiffeisen Bank International AG ranks #430 out of 1519 companies for PB Ratio. This puts Raiffeisen Bank International AG in the upper half of its industry. The industry median PB Ratio is 1.09. Raiffeisen Bank International AG's value of 0.81 is 25.7% below this benchmark. Historically, Raiffeisen Bank International AG's own PB Ratio has ranged from 0.20 to 1.06 over the past decade. While the company's 10-year median is 0.47 vs. the industry median of 1.09, Raiffeisen Bank International AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.09, based on 1,519 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Raiffeisen Bank International AG's current PB Ratio of 0.81 is 25.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Raiffeisen Bank International AG and its competitors. For the Banks industry, the median PB Ratio is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Raiffeisen Bank International AG's current PB Ratio is 0.81, which is 72% above median its own 10-year median of 0.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Raiffeisen Bank International AG stock overvalued right now?
Based on GuruFocus' analysis, Raiffeisen Bank International AG (RAIFF) is currently considered Significantly Overvalued. The stock's GF Value™ is $19.17, compared to a current price of $62.50 — trading 226% above its estimated fair value. The current PB Ratio is 0.81, which is 72% above median its 10-year median of 0.47 and 25.7% below the Banks industry median of 1.09. Raiffeisen Bank International AG's overall GF Score™ is 50/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Raiffeisen Bank International AG (RAIFF), the current PB Ratio is 0.81 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Raiffeisen Bank International AG (RAIFF) Overvalued in 2026?
Based on GuruFocus' analysis, Raiffeisen Bank International AG stock appears to be overvalued.
The current stock price of $62.50 is trading 226% above its estimated GF Value™ of $19.17.
GuruFocus considers Raiffeisen Bank International AG to be Significantly Overvalued.
Key valuation signals for RAIFF:
PB Ratio: 0.81 (72% above median its 10-year median of 0.47)
GF Value™: $19.17 vs. price of $62.50 (226% above fair value)
Industry Position: 25.7% below the Banks median (#430 of 1519)
No single metric tells the full story. See the RAIFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Raiffeisen Bank International AG Business Description
Raiffeisen Bank International AG is a corporate and investment bank with Central and Eastern Europe (CEE) as its home market. The group also includes financial service providers in leasing, asset management, factoring, and M&A. Its segments are as follows: The Central Europe segment covers the Czech Republic, Hungary, Poland, and Slovakia, offering corporate and retail banking, leasing, asset management, and building society services. Southeastern Europe includes Albania, Bosnia and Herzegovina, Romania, and Serbia, providing banking, leasing, asset management, and pension fund services. Eastern Europe comprises Russia, where RBI serves corporate and private customers and leasing. Ukraine is served through a bank offering full financial services via digital channels and branches.
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