Provision Information Co (ROCO:6590) PB Ratio: 2.39 (As of Jul. 15, 2026) — Near Median

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ROCO:6590 Provision Information Co Ltd ROCO:6590
82 GF Score
Price NT$67.60
GF Value NT$79.72
Valuation Modestly Undervalued
! 1 Warning Sign
View Full Analysis

What is Provision Information Co PB Ratio?

Provision Information Co ROCO:6590 +0.90% 82 PB Ratio is 2.39 as of Jul. 15, 2026, which is 8% below its 10-year median of 2.61. GuruFocus rates ROCO:6590 with a GF Score™ of 82/100 and a GF Value™ of NT$79.72 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 2,629 Software companies, Provision Information Co ranks better than 50.51% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-15), Provision Information Co's share price is NT$67.60. Provision Information Co's Book Value per Share for the quarter that ended in Dec. 2025 was NT$28.27. Hence, Provision Information Co's PB Ratio of today is 2.39.

Good Sign:

Provision Information Co Ltd stock PB Ratio (=2.41) is close to 3-year low of 2.3.

The historical rank and industry rank for Provision Information Co's PB Ratio or its related term are showing as below:

ROCO:6590' s PB Ratio Range Over the Past 10 Years
Min: 1.33   Med: 2.61   Max: 4.17
Current: 2.39

During the past 13 years, Provision Information Co's highest PB Ratio was 4.17. The lowest was 1.33. And the median was 2.61.

ROCO:6590's PB Ratio is ranked better than
50.51% of 2629 companies
in the Software industry
Industry Median: 2.39 vs ROCO:6590: 2.39

During the past 12 months, Provision Information Co's average Book Value Per Share Growth Rate was 8.70% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 5.70% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 9.40% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 9.30% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Provision Information Co was 14.70% per year. The lowest was 3.40% per year. And the median was 11.00% per year.

Back to Basics: PB Ratio


Provision Information Co  (ROCO:6590) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Provision Information Co PB Ratio Related Terms


Provision Information Co PB Ratio Historical Data

* Premium members only.

The historical data trend for Provision Information Co's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Provision Information Co PB Ratio Chart

Provision Information Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.84 2.05 2.97 2.49 2.68

Provision Information Co Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.49 2.72 2.52 2.71 2.68

ROCO:6590 vs UBER, SHOP, CRM: PB Ratio Comparison

For the Software - Application subindustry, Provision Information Co's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Provision Information Co PB Ratio vs Software Industry

For the Software industry and Technology sector, Provision Information Co's PB Ratio distribution charts can be found below:

* The bar in red indicates where Provision Information Co's PB Ratio falls into.


ROCO:6590
82GF Score
Provision Information Co Ltd ROCO:6590
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Provision Information Co PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Provision Information Co's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2025)
=67.60/28.271
=2.39

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 2.39 mean?
Provision Information Co (ROCO:6590) has a PB Ratio of 2.39 as of Jul. 15, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Provision Information Co and its competitors. This is near median its historical median of 2.61. Over the past decade, Provision Information Co's PB Ratio has ranged from 1.33 to 4.17. According to the industry distribution chart, Provision Information Co ranks #1301 out of 2629 companies in the Software industry, placing it in the top 49.5%.
Is Provision Information Co's PB Ratio too high?
Provision Information Co's current PB Ratio of 2.39 is near median its 10-year median of 2.61. Over the past 10 years, this metric has ranged from a low of 1.33 to a high of 4.17. The Software industry median PB Ratio is 2.39. Provision Information Co's value of 2.39 is 0% at this industry median. Based on the distribution chart, Provision Information Co ranks #1301 out of 2629 companies in the Software industry, which is above the industry midpoint. Overall, Provision Information Co has a GF Score™ of 82/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Provision Information Co's PB Ratio compare to UBER and SHOP?
According to the Software industry distribution chart, Provision Information Co ranks #1301 out of 2629 companies for PB Ratio. This puts Provision Information Co in the upper half of its industry. The industry median PB Ratio is 2.39. Provision Information Co's value of 2.39 is 0% at this benchmark. Historically, Provision Information Co's own PB Ratio has ranged from 1.33 to 4.17 over the past decade. While the company's 10-year median is 2.61 vs. the industry median of 2.39, Provision Information Co has consistently been at the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Software company?
The median PB Ratio among Software companies is 2.39, based on 2,629 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Provision Information Co's current PB Ratio of 2.39 is 0% at the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Provision Information Co and its competitors. For the Software industry, the median PB Ratio is 2.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Provision Information Co's current PB Ratio is 2.39, which is near median its own 10-year median of 2.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Provision Information Co stock overvalued right now?
Based on GuruFocus' analysis, Provision Information Co (ROCO:6590) is currently considered Modestly Undervalued. The stock's GF Value™ is NT$79.72, compared to a current price of NT$67.60 — trading 15.2% below its estimated fair value. The current PB Ratio is 2.39, which is near median its 10-year median of 2.61 and 0% at the Software industry median of 2.39. Provision Information Co's overall GF Score™ is 82/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Provision Information Co (ROCO:6590), the current PB Ratio is 2.39 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Provision Information Co (ROCO:6590) Overvalued in 2026?

Based on GuruFocus' analysis, Provision Information Co stock appears to be undervalued. The current stock price of NT$67.60 is trading 15.2% below its estimated GF Value™ of NT$79.72. GuruFocus considers Provision Information Co to be Modestly Undervalued.

Key valuation signals for ROCO:6590:

  • PB Ratio: 2.39 (near median its 10-year median of 2.61)
  • GF Value™: NT$79.72 vs. price of NT$67.60 (15.2% below fair value)
  • GF Score™: 82/100 with 1 warning sign
  • Industry Position: 0% at the Software median (#1301 of 2629)

No single metric tells the full story. See the ROCO:6590 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Provision Information Co Business Description

Address No. 1, Guangfu South Road, 9F-2, Songshan District, Taipei, TWN
Provision Information Co Ltd provides software application solutions. The company offers Payment solutions, Financial application solutions, Security solutions, and Outsourcing services. It provides platform such as Linux, Unix, Windows, AS/400, Mainframe to mainly financial industry clients.
82GF Score

Get the complete analysis for ROCO:6590

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$67.60
Price
NT$79.72
GF Value