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SAU:8150's PB Ratio is ranked better than 68.88% of 498
companies
in the Insurance industry
Industry Median: 1.405
vs SAU:8150: 1.00
During the past 12 months, Allied Cooperative Insurance Group's average Book Value Per Share Growth Rate was -24.10% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 5.60% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 14.20% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 3.70% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Allied Cooperative Insurance Group was 73.40% per year. The lowest was -35.20% per year. And the median was 5.60% per year.
Back to Basics: PB Ratio
Allied Cooperative Insurance Group (SAU:8150) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Allied Cooperative Insurance Group PB Ratio Related Terms
Allied Cooperative Insurance Group PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Allied Cooperative Insurance Group's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Allied Cooperative Insurance Group PB Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Allied Cooperative Insurance Group's PB Ratio distribution charts can be found below:
* The bar in red indicates where Allied Cooperative Insurance Group's PB Ratio falls into.
Allied Cooperative Insurance Group PB Ratio Calculation
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Allied Cooperative Insurance Group (SAU:8150) has a PB Ratio of 1.00 as of Jul. 20, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Allied Cooperative Insurance Group and its competitors. This is 59% below median its historical median of 2.42. Over the past decade, Allied Cooperative Insurance Group's PB Ratio has ranged from 0.80 to 7.90. According to the industry distribution chart, Allied Cooperative Insurance Group ranks #155 out of 498 companies in the Insurance industry, placing it in the top 31.1%.
Is Allied Cooperative Insurance Group's PB Ratio too high?
Allied Cooperative Insurance Group's current PB Ratio of 1.00 is 59% below median its 10-year median of 2.42. Over the past 10 years, this metric has ranged from a low of 0.80 to a high of 7.90. The Insurance industry median PB Ratio is 1.41. Allied Cooperative Insurance Group's value of 1.00 is 28.8% below this industry median. Based on the distribution chart, Allied Cooperative Insurance Group ranks #155 out of 498 companies in the Insurance industry, which is above the industry midpoint. Overall, Allied Cooperative Insurance Group has a GF Score™ of 53/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Allied Cooperative Insurance Group's PB Ratio compare to CB and PGR?
According to the Insurance industry distribution chart, Allied Cooperative Insurance Group ranks #155 out of 498 companies for PB Ratio. This puts Allied Cooperative Insurance Group in the upper half of its industry. The industry median PB Ratio is 1.41. Allied Cooperative Insurance Group's value of 1.00 is 28.8% below this benchmark. Historically, Allied Cooperative Insurance Group's own PB Ratio has ranged from 0.80 to 7.90 over the past decade. While the company's 10-year median is 2.42 vs. the industry median of 1.41, Allied Cooperative Insurance Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.41, based on 498 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Allied Cooperative Insurance Group's current PB Ratio of 1.00 is 28.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Allied Cooperative Insurance Group and its competitors. For the Insurance industry, the median PB Ratio is 1.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Allied Cooperative Insurance Group's current PB Ratio is 1.00, which is 59% below median its own 10-year median of 2.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allied Cooperative Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, Allied Cooperative Insurance Group (SAU:8150) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼16.73, compared to a current price of ﷼7.05 — trading 57.9% below its estimated fair value. The current PB Ratio is 1.00, which is 59% below median its 10-year median of 2.42 and 28.8% below the Insurance industry median of 1.41. Allied Cooperative Insurance Group's overall GF Score™ is 53/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Allied Cooperative Insurance Group (SAU:8150), the current PB Ratio is 1.00 as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Allied Cooperative Insurance Group (SAU:8150) Overvalued in 2026?
Based on GuruFocus' analysis, Allied Cooperative Insurance Group stock appears to be undervalued.
The current stock price of ﷼7.05 is trading 57.9% below its estimated GF Value™ of ﷼16.73.
GuruFocus considers Allied Cooperative Insurance Group to be Significantly Undervalued.
Key valuation signals for SAU:8150:
PB Ratio: 1.00 (59% below median its 10-year median of 2.42)
GF Value™: ﷼16.73 vs. price of ﷼7.05 (57.9% below fair value)
Industry Position: 28.8% below the Insurance median (#155 of 498)
No single metric tells the full story. See the SAU:8150 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Allied Cooperative Insurance Group Business Description
Allied Cooperative Insurance Group is a Saudi Arabia-based insurance company. The activities of the company are to transact cooperative insurance operations and related activities in the Kingdom of Saudi Arabia. The reportable operating segments of the company are Medical Insurance, Motor Insurance, Property Insurance, Engineering Insurance, and Other Insurance. Maximum revenue for the company is generated from the Motor Insurance segment, which offers various insurance plans providing coverage for vehicle insurance.
53GF Score
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