LendingTreeTREE +4.03%74 PB Ratio is 1.76 as of Jun. 24, 2026, which is 70% below its 10-year median of 5.86. GuruFocus rates TREE with a GF Score™ of 74/100 and a GF Value™ of $59.26 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 472 Diversified Financial Services companies, LendingTree ranks worse than 71.82% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-24), LendingTree's share price is $38.34. LendingTree's Book Value per Share for the quarter that ended in Mar. 2026 was $21.84. Hence, LendingTree's PB Ratio of today is 1.76.
Good Sign:
LendingTree Inc stock PB Ratio (=1.68) is close to 2-year low of 1.64.
The historical rank and industry rank for LendingTree's PB Ratio or its related term are showing as below:
TREE'
s PB Ratio Range Over the Past 10 Years
Min: 0.77 Med: 5.86 Max: 15.62
Current: 1.75
During the past 13 years, LendingTree's highest PB Ratio was 15.62. The lowest was 0.77. And the median was 5.86.
TREE's PB Ratio is ranked worse than 71.82% of 472
companies
in the Diversified Financial Services industry
Industry Median: 1.38
vs TREE: 1.75
During the past 12 months, LendingTree's average Book Value Per Share Growth Rate was 184.90% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 8.70% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was -16.40% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was -6.10% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of LendingTree was 42.60% per year. The lowest was -38.10% per year. And the median was -1.15% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
LendingTree PB Ratio Related Terms
LendingTree PB Ratio Historical Data
* Premium members only.
The historical data trend for LendingTree's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Financial Conglomerates subindustry, LendingTree's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
LendingTree PB Ratio vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, LendingTree's PB Ratio distribution charts can be found below:
* The bar in red indicates where LendingTree's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
LendingTree's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
LendingTree (TREE) has a PB Ratio of 1.76 as of Jun. 24, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on LendingTree and its competitors. This is 70% below median its historical median of 5.86. Over the past decade, LendingTree's PB Ratio has ranged from 0.77 to 15.62. According to the industry distribution chart, LendingTree ranks #339 out of 472 companies in the Diversified Financial Services industry, placing it in the top 71.8%.
Is LendingTree's PB Ratio too high?
LendingTree's current PB Ratio of 1.76 is 70% below median its 10-year median of 5.86. Over the past 10 years, this metric has ranged from a low of 0.77 to a high of 15.62. The Diversified Financial Services industry median PB Ratio is 1.38. LendingTree's value of 1.76 is 27.5% above this industry median. Based on the distribution chart, LendingTree ranks #339 out of 472 companies in the Diversified Financial Services industry, which is below the industry midpoint. Overall, LendingTree has a GF Score™ of 74/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does LendingTree's PB Ratio compare to RILY and HTH?
According to the Diversified Financial Services industry distribution chart, LendingTree ranks #339 out of 472 companies for PB Ratio. This places LendingTree in the lower half of its industry. The industry median PB Ratio is 1.38. LendingTree's value of 1.76 is 27.5% above this benchmark. Historically, LendingTree's own PB Ratio has ranged from 0.77 to 15.62 over the past decade. While the company's 10-year median is 5.86 vs. the industry median of 1.38, LendingTree has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Diversified Financial Services company?
The median PB Ratio among Diversified Financial Services companies is 1.38, based on 472 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. LendingTree's current PB Ratio of 1.76 is 27.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on LendingTree and its competitors. For the Diversified Financial Services industry, the median PB Ratio is 1.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. LendingTree's current PB Ratio is 1.76, which is 70% below median its own 10-year median of 5.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LendingTree stock overvalued right now?
Based on GuruFocus' analysis, LendingTree (TREE) is currently considered Possible Value Trap. The stock's GF Value™ is $59.26, compared to a current price of $38.34 — trading 35.3% below its estimated fair value. The current PB Ratio is 1.76, which is 70% below median its 10-year median of 5.86 and 27.5% above the Diversified Financial Services industry median of 1.38. LendingTree's overall GF Score™ is 74/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For LendingTree (TREE), the current PB Ratio is 1.76 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is LendingTree (TREE) Overvalued in 2026?
Based on GuruFocus' analysis, LendingTree stock appears to be undervalued.
The current stock price of $38.34 is trading 35.3% below its estimated GF Value™ of $59.26.
GuruFocus considers LendingTree to be Possible Value Trap.
Key valuation signals for TREE:
PB Ratio: 1.76 (70% below median its 10-year median of 5.86)
GF Value™: $59.26 vs. price of $38.34 (35.3% below fair value)
Industry Position: 27.5% above the Diversified Financial Services median (#339 of 472)
No single metric tells the full story. See the TREE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
LendingTree Inc. is a U.S.-based company that mainly operates an online loan marketplace. The company offers online tools and resources to help consumers find loans or other credit-based products, including mortgage loans, reverse mortgages, home equity loans, personal loans, auto loans, credit cards, student loans, small business loans, and various related products. It provides consumers with direct access to a wide array of lenders. The company has three reportable segments: Home, Consumer, and Insurance. It generates match fees by connecting consumers with lenders and closing fees from lenders when a transaction is finalized. The company conducts business solely in the United States.
74GF Score
Get the complete analysis for TREE
PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
TREE has been successfully added to your 
