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Sun Life Holding CoTSE:7040 +0.42%83 PB Ratio is 0.86 as of Jul. 14, 2026, which is 15% below its 10-year median of 1.01. GuruFocus rates TSE:7040 with a GF Score™ of 83/100 and a GF Value™ of 円1,001.56 (Fairly Valued). The stock has 4 warning signs investors should review. Among 87 Personal Services companies, Sun Life Holding Co ranks better than 68.97% on this metric.
Sun Life Holding Co Ltd stock PB Ratio (=0.87) is close to 5-year low of 0.83.
The historical rank and industry rank for Sun Life Holding Co's PB Ratio or its related term are showing as below:
TSE:7040'
s PB Ratio Range Over the Past 10 Years
Min: 0.73 Med: 1.01 Max: 1.42
Current: 0.85
During the past 8 years, Sun Life Holding Co's highest PB Ratio was 1.42. The lowest was 0.73. And the median was 1.01.
TSE:7040's PB Ratio is ranked better than 68.97% of 87
companies
in the Personal Services industry
Industry Median: 1.5
vs TSE:7040: 0.85
During the past 12 months, Sun Life Holding Co's average Book Value Per Share Growth Rate was 4.60% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 10.80% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 8.90% per year.
During the past 8 years, the highest 3-Year average Book Value Per Share Growth Rate of Sun Life Holding Co was 10.80% per year. The lowest was -7.90% per year. And the median was 8.40% per year.
Back to Basics: PB Ratio
Sun Life Holding Co (TSE:7040) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Sun Life Holding Co PB Ratio Related Terms
Sun Life Holding Co PB Ratio Historical Data
* Premium members only.
The historical data trend for Sun Life Holding Co's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Personal Services subindustry, Sun Life Holding Co's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sun Life Holding Co PB Ratio vs Personal Services Industry
For the Personal Services industry and Consumer Cyclical sector, Sun Life Holding Co's PB Ratio distribution charts can be found below:
* The bar in red indicates where Sun Life Holding Co's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Sun Life Holding Co (TSE:7040) has a PB Ratio of 0.86 as of Jul. 14, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Sun Life Holding Co and its competitors. This is 15% below median its historical median of 1.01. Over the past decade, Sun Life Holding Co's PB Ratio has ranged from 0.73 to 1.42. According to the industry distribution chart, Sun Life Holding Co ranks #27 out of 87 companies in the Personal Services industry, placing it in the top 31%.
Is Sun Life Holding Co's PB Ratio too high?
Sun Life Holding Co's current PB Ratio of 0.86 is 15% below median its 10-year median of 1.01. Over the past 10 years, this metric has ranged from a low of 0.73 to a high of 1.42. The Personal Services industry median PB Ratio is 1.50. Sun Life Holding Co's value of 0.86 is 42.7% below this industry median. Based on the distribution chart, Sun Life Holding Co ranks #27 out of 87 companies in the Personal Services industry, which is above the industry midpoint. Overall, Sun Life Holding Co has a GF Score™ of 83/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sun Life Holding Co's PB Ratio compare to ROL and SCI?
According to the Personal Services industry distribution chart, Sun Life Holding Co ranks #27 out of 87 companies for PB Ratio. This puts Sun Life Holding Co in the upper half of its industry. The industry median PB Ratio is 1.50. Sun Life Holding Co's value of 0.86 is 42.7% below this benchmark. Historically, Sun Life Holding Co's own PB Ratio has ranged from 0.73 to 1.42 over the past decade. While the company's 10-year median is 1.01 vs. the industry median of 1.50, Sun Life Holding Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Personal Services company?
The median PB Ratio among Personal Services companies is 1.50, based on 87 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sun Life Holding Co's current PB Ratio of 0.86 is 42.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Sun Life Holding Co and its competitors. For the Personal Services industry, the median PB Ratio is 1.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sun Life Holding Co's current PB Ratio is 0.86, which is 15% below median its own 10-year median of 1.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sun Life Holding Co stock overvalued right now?
Based on GuruFocus' analysis, Sun Life Holding Co (TSE:7040) is currently considered Fairly Valued. The stock's GF Value™ is 円1,001.56, compared to a current price of 円966.00 — trading 3.6% below its estimated fair value. The current PB Ratio is 0.86, which is 15% below median its 10-year median of 1.01 and 42.7% below the Personal Services industry median of 1.50. Sun Life Holding Co's overall GF Score™ is 83/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Sun Life Holding Co (TSE:7040), the current PB Ratio is 0.86 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sun Life Holding Co (TSE:7040) Overvalued in 2026?
Based on GuruFocus' analysis, Sun Life Holding Co stock appears to be undervalued.
The current stock price of 円966.00 is trading 3.6% below its estimated GF Value™ of 円1,001.56.
GuruFocus considers Sun Life Holding Co to be Fairly Valued.
Key valuation signals for TSE:7040:
PB Ratio: 0.86 (15% below median its 10-year median of 1.01)
GF Value™: 円1,001.56 vs. price of 円966.00 (3.6% below fair value)
Industry Position: 42.7% below the Personal Services median (#27 of 87)
No single metric tells the full story. See the TSE:7040 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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