Fundusz Hipoteczny Dom (WAR:FHD) PB Ratio: 2.25 (As of Jul. 02, 2026) — Near Median


WAR:FHD Fundusz Hipoteczny Dom SA WAR:FHD
24 GF Score
Price zł3.70
! 3 Warning Signs
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What is Fundusz Hipoteczny Dom PB Ratio?

Fundusz Hipoteczny Dom WAR:FHD 24 PB Ratio is 2.25 as of Jul. 02, 2026, which is 6% above its 10-year median of 2.12. GuruFocus rates WAR:FHD with a GF Score™ of 24/100. The stock has 3 warning signs investors should review. Among 1,517 Banks companies, Fundusz Hipoteczny Dom ranks worse than 91.56% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-02), Fundusz Hipoteczny Dom's share price is zł3.70. Fundusz Hipoteczny Dom's Book Value per Share for the quarter that ended in Sep. 2025 was zł1.64. Hence, Fundusz Hipoteczny Dom's PB Ratio of today is 2.25.

Good Sign:

Fundusz Hipoteczny Dom SA stock PB Ratio (=2.13) is close to 3-year low of 2.13.

The historical rank and industry rank for Fundusz Hipoteczny Dom's PB Ratio or its related term are showing as below:

WAR:FHD' s PB Ratio Range Over the Past 10 Years
Min: 1.07   Med: 2.12   Max: 65.71
Current: 2.25

During the past 13 years, Fundusz Hipoteczny Dom's highest PB Ratio was 65.71. The lowest was 1.07. And the median was 2.12.

WAR:FHD's PB Ratio is ranked worse than
91.56% of 1517 companies
in the Banks industry
Industry Median: 1.1 vs WAR:FHD: 2.25

During the past 12 months, Fundusz Hipoteczny Dom's average Book Value Per Share Growth Rate was 25.80% per year. During the past 3 years, the average Book Value Per Share Growth Rate was -12.50% per year. During the past 5 years, the average Book Value Per Share Growth Rate was -17.00% per year. During the past 10 years, the average Book Value Per Share Growth Rate was -5.00% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Fundusz Hipoteczny Dom was 18.00% per year. The lowest was -41.90% per year. And the median was -1.60% per year.

Back to Basics: PB Ratio


Fundusz Hipoteczny Dom  (WAR:FHD) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Fundusz Hipoteczny Dom PB Ratio Related Terms


Fundusz Hipoteczny Dom PB Ratio Historical Data

* Premium members only.

The historical data trend for Fundusz Hipoteczny Dom's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fundusz Hipoteczny Dom PB Ratio Chart

Fundusz Hipoteczny Dom Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.14 1.49 9.40 21.40 3.11

Fundusz Hipoteczny Dom Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.95 3.11 2.98 2.78 2.62

WAR:FHD vs RKT, FNMA, PFSI: PB Ratio Comparison

For the Mortgage Finance subindustry, Fundusz Hipoteczny Dom's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fundusz Hipoteczny Dom PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Fundusz Hipoteczny Dom's PB Ratio distribution charts can be found below:

* The bar in red indicates where Fundusz Hipoteczny Dom's PB Ratio falls into.


WAR:FHD
24GF Score
Fundusz Hipoteczny Dom SA WAR:FHD
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Fundusz Hipoteczny Dom PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Fundusz Hipoteczny Dom's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Sep. 2025)
=3.70/1.642
=2.25

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 2.25 mean?
Fundusz Hipoteczny Dom (WAR:FHD) has a PB Ratio of 2.25 as of Jul. 02, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Fundusz Hipoteczny Dom and its competitors. This is near median its historical median of 2.12. Over the past decade, Fundusz Hipoteczny Dom's PB Ratio has ranged from 1.07 to 65.71. According to the industry distribution chart, Fundusz Hipoteczny Dom ranks #1389 out of 1517 companies in the Banks industry, placing it in the top 91.6%.
Is Fundusz Hipoteczny Dom's PB Ratio too high?
Fundusz Hipoteczny Dom's current PB Ratio of 2.25 is near median its 10-year median of 2.12. Over the past 10 years, this metric has ranged from a low of 1.07 to a high of 65.71. The Banks industry median PB Ratio is 1.10. Fundusz Hipoteczny Dom's value of 2.25 is 104.5% above this industry median. Based on the distribution chart, Fundusz Hipoteczny Dom ranks #1389 out of 1517 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Fundusz Hipoteczny Dom has a GF Score™ of 24/100, reflecting its overall financial health beyond just this single metric.
How does Fundusz Hipoteczny Dom's PB Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, Fundusz Hipoteczny Dom ranks #1389 out of 1517 companies for PB Ratio. This places Fundusz Hipoteczny Dom in the lower half of its industry. The industry median PB Ratio is 1.10. Fundusz Hipoteczny Dom's value of 2.25 is 104.5% above this benchmark. Historically, Fundusz Hipoteczny Dom's own PB Ratio has ranged from 1.07 to 65.71 over the past decade. While the company's 10-year median is 2.12 vs. the industry median of 1.10, Fundusz Hipoteczny Dom has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.10, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fundusz Hipoteczny Dom's current PB Ratio of 2.25 is 104.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Fundusz Hipoteczny Dom and its competitors. For the Banks industry, the median PB Ratio is 1.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fundusz Hipoteczny Dom's current PB Ratio is 2.25, which is near median its own 10-year median of 2.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fundusz Hipoteczny Dom stock overvalued right now?
Fundusz Hipoteczny Dom (WAR:FHD) has a current PB Ratio of 2.25. The current PB Ratio is 2.25, which is near median its 10-year median of 2.12 and 104.5% above the Banks industry median of 1.10. Fundusz Hipoteczny Dom's overall GF Score™ is 24/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Fundusz Hipoteczny Dom (WAR:FHD), the current PB Ratio is 2.25 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Fundusz Hipoteczny Dom Business Description

Address al. Jana Pawla II 29, Warsaw, POL, 00-867
Fundusz Hipoteczny Dom SA offers reverse mortgages services enabling oldest member who are owners of residential real estate to use its property and release its value in the form of cash benefits received.
24GF Score

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