TERRA MAURICIA (XMAU:TERRA) PB Ratio: 0.23 (As of Aug. 04, 2026) — 32% Below Median

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XMAU:TERRA TERRA MAURICIA Ltd XMAU:TERRA
90 GF Score
Price MUR18.75
GF Value MUR35.32
Valuation Possible Value Trap
! 2 Warning Signs
View Full Analysis

What is TERRA MAURICIA PB Ratio?

TERRA MAURICIA XMAU:TERRA 90 PB Ratio is 0.23 as of Aug. 04, 2026, which is 32% below its 10-year median of 0.34. GuruFocus rates XMAU:TERRA with a GF Score™ of 90/100 and a GF Value™ of MUR35.32 (Possible Value Trap). The stock has 2 warning signs investors should review. Among 547 Conglomerates companies, TERRA MAURICIA ranks better than 92.69% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-08-04), TERRA MAURICIA's share price is MUR18.75. TERRA MAURICIA's Book Value per Share for the quarter that ended in Sep. 2025 was MUR81.27. Hence, TERRA MAURICIA's PB Ratio of today is 0.23.

Good Sign:

TERRA MAURICIA Ltd stock PB Ratio (=0.23) is close to 10-year low of 0.21.

The historical rank and industry rank for TERRA MAURICIA's PB Ratio or its related term are showing as below:

XMAU:TERRA' s PB Ratio Range Over the Past 10 Years
Min: 0.21   Med: 0.34   Max: 0.58
Current: 0.23

During the past 13 years, TERRA MAURICIA's highest PB Ratio was 0.58. The lowest was 0.21. And the median was 0.34.

XMAU:TERRA's PB Ratio is ranked better than
92.69% of 547 companies
in the Conglomerates industry
Industry Median: 1.05 vs XMAU:TERRA: 0.23

During the past 12 months, TERRA MAURICIA's average Book Value Per Share Growth Rate was 12.60% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 8.90% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 6.20% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 1.30% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of TERRA MAURICIA was 34.50% per year. The lowest was -8.80% per year. And the median was 2.90% per year.

Back to Basics: PB Ratio


TERRA MAURICIA  (XMAU:TERRA) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


TERRA MAURICIA PB Ratio Related Terms


TERRA MAURICIA PB Ratio Historical Data

* Premium members only.

The historical data trend for TERRA MAURICIA's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

TERRA MAURICIA PB Ratio Chart

TERRA MAURICIA Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.33 0.49 0.37 0.30 0.26

TERRA MAURICIA Quarterly Data
Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Sep24 Dec24 Sep25
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.34 0.30 0.27 0.26 0.25

XMAU:TERRA vs MMM, HON: PB Ratio Comparison

For the Conglomerates subindustry, TERRA MAURICIA's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


TERRA MAURICIA PB Ratio vs Conglomerates Industry

For the Conglomerates industry and Industrials sector, TERRA MAURICIA's PB Ratio distribution charts can be found below:

* The bar in red indicates where TERRA MAURICIA's PB Ratio falls into.


XMAU:TERRA
90GF Score
TERRA MAURICIA Ltd XMAU:TERRA
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

TERRA MAURICIA PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

TERRA MAURICIA's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Sep. 2025)
=18.75/81.273
=0.23

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 0.23 mean?
TERRA MAURICIA (XMAU:TERRA) has a PB Ratio of 0.23 as of Aug. 04, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on TERRA MAURICIA and its competitors. This is 32% below median its historical median of 0.34. Over the past decade, TERRA MAURICIA's PB Ratio has ranged from 0.21 to 0.58. According to the industry distribution chart, TERRA MAURICIA ranks #40 out of 547 companies in the Conglomerates industry, placing it in the top 7.3%.
Is TERRA MAURICIA's PB Ratio too high?
TERRA MAURICIA's current PB Ratio of 0.23 is 32% below median its 10-year median of 0.34. Over the past 10 years, this metric has ranged from a low of 0.21 to a high of 0.58. The Conglomerates industry median PB Ratio is 1.05. TERRA MAURICIA's value of 0.23 is 78.1% below this industry median. Based on the distribution chart, TERRA MAURICIA ranks #40 out of 547 companies in the Conglomerates industry, which is in the top quartile — a strong position relative to peers. Overall, TERRA MAURICIA has a GF Score™ of 90/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does TERRA MAURICIA's PB Ratio compare to MMM and HON?
According to the Conglomerates industry distribution chart, TERRA MAURICIA ranks #40 out of 547 companies for PB Ratio. This places TERRA MAURICIA in the top 7% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.05. TERRA MAURICIA's value of 0.23 is 78.1% below this benchmark. Historically, TERRA MAURICIA's own PB Ratio has ranged from 0.21 to 0.58 over the past decade. While the company's 10-year median is 0.34 vs. the industry median of 1.05, TERRA MAURICIA has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Conglomerates company?
The median PB Ratio among Conglomerates companies is 1.05, based on 547 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TERRA MAURICIA's current PB Ratio of 0.23 is 78.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on TERRA MAURICIA and its competitors. For the Conglomerates industry, the median PB Ratio is 1.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TERRA MAURICIA's current PB Ratio is 0.23, which is 32% below median its own 10-year median of 0.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TERRA MAURICIA stock overvalued right now?
Based on GuruFocus' analysis, TERRA MAURICIA (XMAU:TERRA) is currently considered Possible Value Trap. The stock's GF Value™ is MUR35.32, compared to a current price of MUR18.75 — trading 46.9% below its estimated fair value. The current PB Ratio is 0.23, which is 32% below median its 10-year median of 0.34 and 78.1% below the Conglomerates industry median of 1.05. TERRA MAURICIA's overall GF Score™ is 90/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For TERRA MAURICIA (XMAU:TERRA), the current PB Ratio is 0.23 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is TERRA MAURICIA (XMAU:TERRA) Overvalued in 2026?

Based on GuruFocus' analysis, TERRA MAURICIA stock appears to be undervalued. The current stock price of MUR18.75 is trading 46.9% below its estimated GF Value™ of MUR35.32. GuruFocus considers TERRA MAURICIA to be Possible Value Trap.

Key valuation signals for XMAU:TERRA:

  • PB Ratio: 0.23 (32% below median its 10-year median of 0.34)
  • GF Value™: MUR35.32 vs. price of MUR18.75 (46.9% below fair value)
  • GF Score™: 90/100 with 2 warning signs
  • Industry Position: 78.1% below the Conglomerates median (#40 of 547)

No single metric tells the full story. See the XMAU:TERRA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


TERRA MAURICIA Business Description

Address Beau Plan Business Park, Pamplemousses, MUS, 21001
TERRA MAURICIA Ltd is an investment holding company. The company operates in different segments, which include Cane, Brands, Power, Property and Leisure, and Others. Terra is organized into four clusters: Cane, Power, Brands, and Real Estate. Terra's cane operations and the activities that revolve around it are a model for sustainable agricultural operations. Its brand management is the effective route to value creation. The company operates in Mauritius, Cote d'Ivoire, and Seychelles.
90GF Score

Get the complete analysis for XMAU:TERRA

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MUR18.75
Price
MUR35.32
GF Value