TERRA MAURICIA (XMAU:TERRA) ROA %: -0.78% (As of Sep. 2025)

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XMAU:TERRA TERRA MAURICIA Ltd XMAU:TERRA
90 GF Score
Price MUR18.75
GF Value MUR35.32
Valuation Possible Value Trap
! 2 Warning Signs
View Full Analysis

What is TERRA MAURICIA ROA %?

TERRA MAURICIA XMAU:TERRA 90 ROA % is -0.78% as of Sep. 2025. GuruFocus rates XMAU:TERRA with a GF Score™ of 90/100 and a GF Value™ of MUR35.32 (Possible Value Trap). The stock has 2 warning signs investors should review. Among 568 Conglomerates companies, TERRA MAURICIA ranks better than 51.06% on this metric.

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. TERRA MAURICIA's annualized Net Income for the quarter that ended in Sep. 2025 was MUR-218 Mil. TERRA MAURICIA's average Total Assets over the quarter that ended in Sep. 2025 was MUR27,881 Mil. Therefore, TERRA MAURICIA's annualized ROA % for the quarter that ended in Sep. 2025 was -0.78%.

The historical rank and industry rank for TERRA MAURICIA's ROA % or its related term are showing as below:

XMAU:TERRA' s ROA % Range Over the Past 10 Years
Min: -1.3   Med: 1.91   Max: 5.34
Current: 2.57

During the past 13 years, TERRA MAURICIA's highest ROA % was 5.34%. The lowest was -1.30%. And the median was 1.91%.

XMAU:TERRA's ROA % is ranked better than
51.06% of 568 companies
in the Conglomerates industry
Industry Median: 2.43 vs XMAU:TERRA: 2.57

TERRA MAURICIA  (XMAU:TERRA) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

ROA %(Q: Sep. 2025 )
=Net Income/Total Assets
=-218/27880.9
=(Net Income / Revenue)*(Revenue / Total Assets)
=(-218 / 11420.4)*(11420.4 / 27880.9)
=Net Margin %*Asset Turnover
=-1.91 %*0.4096
=-0.78 %

Note: The Net Income data used here is four times the quarterly (Sep. 2025) net income data. The Revenue data used here is four times the quarterly (Sep. 2025) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


TERRA MAURICIA ROA % Related Terms


TERRA MAURICIA ROA % Historical Data

* Premium members only.

The historical data trend for TERRA MAURICIA's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

TERRA MAURICIA ROA % Chart

TERRA MAURICIA Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
ROA %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -1.30 2.15 3.77 5.34 4.54

TERRA MAURICIA Quarterly Data
Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Sep24 Dec24 Sep25
ROA % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.88 15.77 5.01 11.09 -0.78

XMAU:TERRA vs MMM, HON: ROA % Comparison

For the Conglomerates subindustry, TERRA MAURICIA's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


TERRA MAURICIA ROA % vs Conglomerates Industry

For the Conglomerates industry and Industrials sector, TERRA MAURICIA's ROA % distribution charts can be found below:

* The bar in red indicates where TERRA MAURICIA's ROA % falls into.


XMAU:TERRA
90GF Score
TERRA MAURICIA Ltd XMAU:TERRA
ROA % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

TERRA MAURICIA ROA % Calculation

TERRA MAURICIA's annualized ROA % for the fiscal year that ended in Dec. 2024 is calculated as:

ROA %=Net Income (A: Dec. 2024 )/( (Total Assets (A: Dec. 2023 )+Total Assets (A: Dec. 2024 ))/ count )
=1237.8/( (26545.2+27958)/ 2 )
=1237.8/27251.6
=4.54 %

TERRA MAURICIA's annualized ROA % for the quarter that ended in Sep. 2025 is calculated as:

ROA %=Net Income (Q: Sep. 2025 )/( (Total Assets (Q: Dec. 2024 )+Total Assets (Q: Sep. 2025 ))/ count )
=-218/( (27958+27803.8)/ 2 )
=-218/27880.9
=-0.78 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Sep. 2025) net income data. ROA % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROA % →
What does a ROA % of -0.78% mean?
TERRA MAURICIA (XMAU:TERRA) has a ROA % of -0.78% as of Sep. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on TERRA MAURICIA and its competitors. According to the industry distribution chart, TERRA MAURICIA ranks #278 out of 568 companies in the Conglomerates industry, placing it in the top 48.9%.
Is TERRA MAURICIA's ROA % too high?
TERRA MAURICIA's current ROA % is -0.78%. Based on the distribution chart, TERRA MAURICIA ranks #278 out of 568 companies in the Conglomerates industry, which is above the industry midpoint. Overall, TERRA MAURICIA has a GF Score™ of 90/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does TERRA MAURICIA's ROA % compare to MMM and HON?
According to the Conglomerates industry distribution chart, TERRA MAURICIA ranks #278 out of 568 companies for ROA %. This puts TERRA MAURICIA in the upper half of its industry. The industry median ROA % is 2.43. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Conglomerates company?
The median ROA % among Conglomerates companies is 2.43, based on 568 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on TERRA MAURICIA and its competitors. For the Conglomerates industry, the median ROA % is 2.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TERRA MAURICIA's current ROA % is -0.78%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TERRA MAURICIA stock overvalued right now?
Based on GuruFocus' analysis, TERRA MAURICIA (XMAU:TERRA) is currently considered Possible Value Trap. The stock's GF Value™ is MUR35.32, compared to a current price of MUR18.75 — trading 46.9% below its estimated fair value. The current ROA % is -0.78%. TERRA MAURICIA's overall GF Score™ is 90/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For TERRA MAURICIA (XMAU:TERRA), the current ROA % is -0.78% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is TERRA MAURICIA (XMAU:TERRA) Overvalued in 2026?

Based on GuruFocus' analysis, TERRA MAURICIA stock appears to be undervalued. The current stock price of MUR18.75 is trading 46.9% below its estimated GF Value™ of MUR35.32. GuruFocus considers TERRA MAURICIA to be Possible Value Trap.

Key valuation signals for XMAU:TERRA:

  • ROA %: -0.78%
  • GF Value™: MUR35.32 vs. price of MUR18.75 (46.9% below fair value)
  • GF Score™: 90/100 with 2 warning signs

No single metric tells the full story. See the XMAU:TERRA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


TERRA MAURICIA Business Description

Address Beau Plan Business Park, Pamplemousses, MUS, 21001
TERRA MAURICIA Ltd is an investment holding company. The company operates in different segments, which include Cane, Brands, Power, Property and Leisure, and Others. Terra is organized into four clusters: Cane, Power, Brands, and Real Estate. Terra's cane operations and the activities that revolve around it are a model for sustainable agricultural operations. Its brand management is the effective route to value creation. The company operates in Mauritius, Cote d'Ivoire, and Seychelles.
90GF Score

Get the complete analysis for XMAU:TERRA

ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MUR18.75
Price
MUR35.32
GF Value