TERRA MAURICIA (XMAU:TERRA) ROE % Adjusted to Book Value: -4.76% (As of Sep. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XMAU:TERRA TERRA MAURICIA Ltd XMAU:TERRA
90 GF Score
Price MUR18.75
GF Value MUR35.32
Valuation Possible Value Trap
! 2 Warning Signs
View Full Analysis

What is TERRA MAURICIA ROE % Adjusted to Book Value?

TERRA MAURICIA XMAU:TERRA 90 ROE % Adjusted to Book Value is -4.76% as of Sep. 2025. GuruFocus rates XMAU:TERRA with a GF Score™ of 90/100 and a GF Value™ of MUR35.32 (Possible Value Trap). The stock has 2 warning signs investors should review.

TERRA MAURICIA's ROE % for the quarter that ended in Sep. 2025 was -1.19%. TERRA MAURICIA's PB Ratio for the quarter that ended in Sep. 2025 was 0.25. TERRA MAURICIA's ROE % Adjusted to Book Value for the quarter that ended in Sep. 2025 was -4.76%.


TERRA MAURICIA ROE % Adjusted to Book Value Related Terms


TERRA MAURICIA ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for TERRA MAURICIA's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

TERRA MAURICIA ROE % Adjusted to Book Value Chart

TERRA MAURICIA Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only -5.88 6.80 15.97 27.63 26.85

TERRA MAURICIA Quarterly Data
Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Sep24 Dec24 Sep25
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.29 81.63 28.44 65.15 -4.76

XMAU:TERRA vs MMM, HON: ROE % Adjusted to Book Value Comparison

For the Conglomerates subindustry, TERRA MAURICIA's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


TERRA MAURICIA ROE % Adjusted to Book Value vs Conglomerates Industry

For the Conglomerates industry and Industrials sector, TERRA MAURICIA's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where TERRA MAURICIA's ROE % Adjusted to Book Value falls into.


XMAU:TERRA
90GF Score
TERRA MAURICIA Ltd XMAU:TERRA
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

TERRA MAURICIA ROE % Adjusted to Book Value Calculation

TERRA MAURICIA's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2024 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=6.98% / 0.26
=26.85%

TERRA MAURICIA's ROE % Adjusted to Book Value for the quarter that ended in Sep. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=-1.19% / 0.25
=-4.76%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of -4.76% mean?
TERRA MAURICIA (XMAU:TERRA) has a ROE % Adjusted to Book Value of -4.76% as of Sep. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on TERRA MAURICIA and its competitors.
Is TERRA MAURICIA's ROE % Adjusted to Book Value too high?
TERRA MAURICIA's current ROE % Adjusted to Book Value is -4.76%. Overall, TERRA MAURICIA has a GF Score™ of 90/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does TERRA MAURICIA's ROE % Adjusted to Book Value compare to MMM and HON?
TERRA MAURICIA's ROE % Adjusted to Book Value of -4.76% can be compared against companies in the Conglomerates industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Conglomerates company?
A good ROE % Adjusted to Book Value depends on the Conglomerates industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on TERRA MAURICIA and its competitors. TERRA MAURICIA's current ROE % Adjusted to Book Value is -4.76%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TERRA MAURICIA stock overvalued right now?
Based on GuruFocus' analysis, TERRA MAURICIA (XMAU:TERRA) is currently considered Possible Value Trap. The stock's GF Value™ is MUR35.32, compared to a current price of MUR18.75 — trading 46.9% below its estimated fair value. The current ROE % Adjusted to Book Value is -4.76%. TERRA MAURICIA's overall GF Score™ is 90/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For TERRA MAURICIA (XMAU:TERRA), the current ROE % Adjusted to Book Value is -4.76% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is TERRA MAURICIA (XMAU:TERRA) Overvalued in 2026?

Based on GuruFocus' analysis, TERRA MAURICIA stock appears to be undervalued. The current stock price of MUR18.75 is trading 46.9% below its estimated GF Value™ of MUR35.32. GuruFocus considers TERRA MAURICIA to be Possible Value Trap.

Key valuation signals for XMAU:TERRA:

  • ROE % Adjusted to Book Value: -4.76%
  • GF Value™: MUR35.32 vs. price of MUR18.75 (46.9% below fair value)
  • GF Score™: 90/100 with 2 warning signs

No single metric tells the full story. See the XMAU:TERRA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


TERRA MAURICIA Business Description

Address Beau Plan Business Park, Pamplemousses, MUS, 21001
TERRA MAURICIA Ltd is an investment holding company. The company operates in different segments, which include Cane, Brands, Power, Property and Leisure, and Others. Terra is organized into four clusters: Cane, Power, Brands, and Real Estate. Terra's cane operations and the activities that revolve around it are a model for sustainable agricultural operations. Its brand management is the effective route to value creation. The company operates in Mauritius, Cote d'Ivoire, and Seychelles.
90GF Score

Get the complete analysis for XMAU:TERRA

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MUR18.75
Price
MUR35.32
GF Value