TERRA MAURICIA (XMAU:TERRA) ROE %: -1.19% (As of Sep. 2025)

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XMAU:TERRA TERRA MAURICIA Ltd XMAU:TERRA
90 GF Score
Price MUR18.75
GF Value MUR35.32
Valuation Possible Value Trap
! 2 Warning Signs
View Full Analysis

What is TERRA MAURICIA ROE %?

TERRA MAURICIA XMAU:TERRA 90 ROE % is -1.19% as of Sep. 2025. GuruFocus rates XMAU:TERRA with a GF Score™ of 90/100 and a GF Value™ of MUR35.32 (Possible Value Trap). The stock has 2 warning signs investors should review. Among 560 Conglomerates companies, TERRA MAURICIA ranks worse than 59.64% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. TERRA MAURICIA's annualized net income for the quarter that ended in Sep. 2025 was MUR-218 Mil. TERRA MAURICIA's average Total Stockholders Equity over the quarter that ended in Sep. 2025 was MUR18,386 Mil. Therefore, TERRA MAURICIA's annualized ROE % for the quarter that ended in Sep. 2025 was -1.19%.

The historical rank and industry rank for TERRA MAURICIA's ROE % or its related term are showing as below:

XMAU:TERRA' s ROE % Range Over the Past 10 Years
Min: -1.94   Med: 2.88   Max: 8.29
Current: 3.9

During the past 13 years, TERRA MAURICIA's highest ROE % was 8.29%. The lowest was -1.94%. And the median was 2.88%.

XMAU:TERRA's ROE % is ranked worse than
59.64% of 560 companies
in the Conglomerates industry
Industry Median: 5.945 vs XMAU:TERRA: 3.90

TERRA MAURICIA  (XMAU:TERRA) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Sep. 2025 )
=Net Income/Total Stockholders Equity
=-218/18386.45
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(-218 / 11420.4)*(11420.4 / 27880.9)*(27880.9 / 18386.45)
=Net Margin %*Asset Turnover*Equity Multiplier
=-1.91 %*0.4096*1.5164
=ROA %*Equity Multiplier
=-0.78 %*1.5164
=-1.19 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Sep. 2025 )
=Net Income/Total Stockholders Equity
=-218/18386.45
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Operating Income) * (Operating Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (-218 / -45.6) * (-45.6 / 0) * (0 / 11420.4) * (11420.4 / 27880.9) * (27880.9 / 18386.45)
= Tax Burden * Interest Burden * Operating Margin % * Asset Turnover * Equity Multiplier
= 4.7807 * N/A * 0 % * 0.4096 * 1.5164
=-1.19 %

Note: The net income data used here is four times the quarterly (Sep. 2025) net income data. The Revenue data used here is four times the quarterly (Sep. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


TERRA MAURICIA ROE % Related Terms


TERRA MAURICIA ROE % Historical Data

* Premium members only.

The historical data trend for TERRA MAURICIA's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

TERRA MAURICIA ROE % Chart

TERRA MAURICIA Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
ROE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -1.94 3.33 5.91 8.29 6.98

TERRA MAURICIA Quarterly Data
Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Sep24 Dec24 Sep25
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.52 24.49 7.68 16.94 -1.19

XMAU:TERRA vs MMM, HON: ROE % Comparison

For the Conglomerates subindustry, TERRA MAURICIA's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


TERRA MAURICIA ROE % vs Conglomerates Industry

For the Conglomerates industry and Industrials sector, TERRA MAURICIA's ROE % distribution charts can be found below:

* The bar in red indicates where TERRA MAURICIA's ROE % falls into.


XMAU:TERRA
90GF Score
TERRA MAURICIA Ltd XMAU:TERRA
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

TERRA MAURICIA ROE % Calculation

TERRA MAURICIA's annualized ROE % for the fiscal year that ended in Dec. 2024 is calculated as

ROE %=Net Income (A: Dec. 2024 )/( (Total Stockholders Equity (A: Dec. 2023 )+Total Stockholders Equity (A: Dec. 2024 ))/ count )
=1237.8/( (17200.2+18279.6)/ 2 )
=1237.8/17739.9
=6.98 %

TERRA MAURICIA's annualized ROE % for the quarter that ended in Sep. 2025 is calculated as

ROE %=Net Income (Q: Sep. 2025 )/( (Total Stockholders Equity (Q: Dec. 2024 )+Total Stockholders Equity (Q: Sep. 2025 ))/ count )
=-218/( (18279.6+18493.3)/ 2 )
=-218/18386.45
=-1.19 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Sep. 2025) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of -1.19% mean?
TERRA MAURICIA (XMAU:TERRA) has a ROE % of -1.19% as of Sep. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on TERRA MAURICIA and its competitors. According to the industry distribution chart, TERRA MAURICIA ranks #334 out of 560 companies in the Conglomerates industry, placing it in the top 59.6%.
Is TERRA MAURICIA's ROE % too high?
TERRA MAURICIA's current ROE % is -1.19%. Based on the distribution chart, TERRA MAURICIA ranks #334 out of 560 companies in the Conglomerates industry, which is below the industry midpoint. Overall, TERRA MAURICIA has a GF Score™ of 90/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does TERRA MAURICIA's ROE % compare to MMM and HON?
According to the Conglomerates industry distribution chart, TERRA MAURICIA ranks #334 out of 560 companies for ROE %. This places TERRA MAURICIA in the lower half of its industry. The industry median ROE % is 5.95. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Conglomerates company?
The median ROE % among Conglomerates companies is 5.95, based on 560 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on TERRA MAURICIA and its competitors. For the Conglomerates industry, the median ROE % is 5.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TERRA MAURICIA's current ROE % is -1.19%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TERRA MAURICIA stock overvalued right now?
Based on GuruFocus' analysis, TERRA MAURICIA (XMAU:TERRA) is currently considered Possible Value Trap. The stock's GF Value™ is MUR35.32, compared to a current price of MUR18.75 — trading 46.9% below its estimated fair value. The current ROE % is -1.19%. TERRA MAURICIA's overall GF Score™ is 90/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For TERRA MAURICIA (XMAU:TERRA), the current ROE % is -1.19% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is TERRA MAURICIA (XMAU:TERRA) Overvalued in 2026?

Based on GuruFocus' analysis, TERRA MAURICIA stock appears to be undervalued. The current stock price of MUR18.75 is trading 46.9% below its estimated GF Value™ of MUR35.32. GuruFocus considers TERRA MAURICIA to be Possible Value Trap.

Key valuation signals for XMAU:TERRA:

  • ROE %: -1.19%
  • GF Value™: MUR35.32 vs. price of MUR18.75 (46.9% below fair value)
  • GF Score™: 90/100 with 2 warning signs

No single metric tells the full story. See the XMAU:TERRA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


TERRA MAURICIA Business Description

Address Beau Plan Business Park, Pamplemousses, MUS, 21001
TERRA MAURICIA Ltd is an investment holding company. The company operates in different segments, which include Cane, Brands, Power, Property and Leisure, and Others. Terra is organized into four clusters: Cane, Power, Brands, and Real Estate. Terra's cane operations and the activities that revolve around it are a model for sustainable agricultural operations. Its brand management is the effective route to value creation. The company operates in Mauritius, Cote d'Ivoire, and Seychelles.
90GF Score

Get the complete analysis for XMAU:TERRA

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MUR18.75
Price
MUR35.32
GF Value