Laxmi Bank (XNEP:LBL) PB Ratio: 1.00 (As of Jul. 29, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XNEP:LBL Laxmi Bank Ltd XNEP:LBL
21 GF Score
Price NPR173.00
View Full Analysis

What is Laxmi Bank PB Ratio?

Laxmi Bank XNEP:LBL 21 PB Ratio is 1.00 as of Jul. 29, 2026. GuruFocus rates XNEP:LBL with a GF Score™ of 21/100.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-29), Laxmi Bank's share price is NPR173.00. Laxmi Bank's Book Value per Share for the quarter that ended in Oct. 2023 was NPR172.93. Hence, Laxmi Bank's PB Ratio of today is 1.00.

The historical rank and industry rank for Laxmi Bank's PB Ratio or its related term are showing as below:

XNEP:LBL's PB Ratio is not ranked *
in the Banks industry.
Industry Median: 1.12
* Ranked among companies with meaningful PB Ratio only.

Back to Basics: PB Ratio


Laxmi Bank  (XNEP:LBL) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Laxmi Bank PB Ratio Related Terms


Laxmi Bank PB Ratio Historical Data

* Premium members only.

The historical data trend for Laxmi Bank's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Laxmi Bank PB Ratio Chart

Laxmi Bank Annual Data
Trend Jul12 Jul13 Jul14 Jul15 Jul16 Jul17 Jul18 Jul19 Jul20 Jul21
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.52 1.81 1.54 1.52 2.44

Laxmi Bank Quarterly Data
Jul18 Oct18 Jan19 Apr19 Jul19 Oct19 Jan20 Apr20 Jul20 Oct20 Jan21 Apr21 Jul21 Oct21 Jan22 Apr22 Oct22 Jan23 Apr23 Oct23
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.54 1.33 2.28 0.00 1.00

XNEP:LBL vs USB, PNC: PB Ratio Comparison

For the Banks - Regional subindustry, Laxmi Bank's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Laxmi Bank PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Laxmi Bank's PB Ratio distribution charts can be found below:

* The bar in red indicates where Laxmi Bank's PB Ratio falls into.


XNEP:LBL
21GF Score
Laxmi Bank Ltd XNEP:LBL
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Laxmi Bank PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Laxmi Bank's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Oct. 2023)
=173.00/172.931
=1.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 1.00 mean?
Laxmi Bank (XNEP:LBL) has a PB Ratio of 1.00 as of Jul. 29, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Laxmi Bank and its competitors.
Is Laxmi Bank's PB Ratio too high?
Laxmi Bank's current PB Ratio is 1.00. The Banks industry median PB Ratio is 1.12. Laxmi Bank's value of 1.00 is 10.7% below this industry median. Overall, Laxmi Bank has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does Laxmi Bank's PB Ratio compare to USB and PNC?
Laxmi Bank's PB Ratio of 1.00 can be compared against companies in the Banks industry. The industry median PB Ratio is 1.12. Laxmi Bank's value of 1.00 is 10.7% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.12, based on 1,515 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Laxmi Bank's current PB Ratio of 1.00 is 10.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Laxmi Bank and its competitors. For the Banks industry, the median PB Ratio is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Laxmi Bank's current PB Ratio is 1.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Laxmi Bank stock overvalued right now?
Laxmi Bank (XNEP:LBL) has a current PB Ratio of 1.00. The current PB Ratio is 1.00 and 10.7% below the Banks industry median of 1.12. Laxmi Bank's overall GF Score™ is 21/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Laxmi Bank (XNEP:LBL), the current PB Ratio is 1.00 as of Jul. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Laxmi Bank Business Description

Address Hattisar - 1, Kathmandu, NPL
Laxmi Bank Ltd provides banking services. It offers deposits, loans, remittance, card services, electronic banking, and others. The company provides auxiliaries such as Safe Deposit Lockers; Bancassurance and BBSM Club Card. Bancassurance, is an insurance service rendered through banking premises, is aimed at facilitating customers of Laxmi Bank with life insurance.
21GF Score

Get the complete analysis for XNEP:LBL

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR173.00
Price