American International Group Inc stock PB Ratio (=0.98) is close to 3-year low of 0.95.
The historical rank and industry rank for American International Group's PB Ratio or its related term are showing as below:
XSWX:AIG'
s PB Ratio Range Over the Past 10 Years
Min: 0.26 Med: 0.79 Max: 1.25
Current: 0.98
During the past 13 years, American International Group's highest PB Ratio was 1.25. The lowest was 0.26. And the median was 0.79.
XSWX:AIG's PB Ratio is ranked better than 69.26% of 501
companies
in the Insurance industry
Industry Median: 1.37
vs XSWX:AIG: 0.98
During the past 12 months, American International Group's average Book Value Per Share Growth Rate was 6.20% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 11.50% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was -0.70% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was -0.80% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of American International Group was 507.60% per year. The lowest was -92.80% per year. And the median was 9.70% per year.
Back to Basics: PB Ratio
American International Group (XSWX:AIG) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
American International Group PB Ratio Related Terms
American International Group PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, American International Group's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
American International Group PB Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, American International Group's PB Ratio distribution charts can be found below:
* The bar in red indicates where American International Group's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
American International Group (XSWX:AIG) has a PB Ratio of 1.02 as of Jul. 02, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on American International Group and its competitors. This is 29% above median its historical median of 0.79. Over the past decade, American International Group's PB Ratio has ranged from 0.26 to 1.25. According to the industry distribution chart, American International Group ranks #154 out of 501 companies in the Insurance industry, placing it in the top 30.7%.
Is American International Group's PB Ratio too high?
American International Group's current PB Ratio of 1.02 is 29% above median its 10-year median of 0.79. Over the past 10 years, this metric has ranged from a low of 0.26 to a high of 1.25. The Insurance industry median PB Ratio is 1.37. American International Group's value of 1.02 is 25.5% below this industry median. Based on the distribution chart, American International Group ranks #154 out of 501 companies in the Insurance industry, which is above the industry midpoint. Overall, American International Group has a GF Score™ of 63/100, reflecting its overall financial health beyond just this single metric.
How does American International Group's PB Ratio compare to HIG and ACGL?
According to the Insurance industry distribution chart, American International Group ranks #154 out of 501 companies for PB Ratio. This puts American International Group in the upper half of its industry. The industry median PB Ratio is 1.37. American International Group's value of 1.02 is 25.5% below this benchmark. Historically, American International Group's own PB Ratio has ranged from 0.26 to 1.25 over the past decade. While the company's 10-year median is 0.79 vs. the industry median of 1.37, American International Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.37, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. American International Group's current PB Ratio of 1.02 is 25.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on American International Group and its competitors. For the Insurance industry, the median PB Ratio is 1.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. American International Group's current PB Ratio is 1.02, which is 29% above median its own 10-year median of 0.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American International Group stock overvalued right now?
American International Group (XSWX:AIG) has a current PB Ratio of 1.02. The stock's GF Value™ is CHF76.82, compared to a current price of CHF60.73 — trading 20.9% below its estimated fair value. The current PB Ratio is 1.02, which is 29% above median its 10-year median of 0.79 and 25.5% below the Insurance industry median of 1.37. American International Group's overall GF Score™ is 63/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For American International Group (XSWX:AIG), the current PB Ratio is 1.02 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is American International Group (XSWX:AIG) Overvalued in 2026?
Based on GuruFocus' analysis, American International Group stock appears to be undervalued.
The current stock price of CHF60.73 is trading 20.9% below its estimated GF Value™ of CHF76.82.
Key valuation signals for XSWX:AIG:
PB Ratio: 1.02 (29% above median its 10-year median of 0.79)
GF Value™: CHF76.82 vs. price of CHF60.73 (20.9% below fair value)
Industry Position: 25.5% below the Insurance median (#154 of 501)
No single metric tells the full story. See the XSWX:AIG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
American International Group is one of the largest insurance and financial services firms in the world and has a global footprint. It operates through a wide range of subsidiaries that provide property, casualty, and life insurance. The company recently spun off its life insurance operations (Corebridge), but still retains a minority stake.
63GF Score
Get the complete analysis for XSWX:AIG
PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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