Zuger Kantonalbank AG (XSWX:ZUGER) PB Ratio: 1.85 (As of Jun. 24, 2026) — 22% Above Median


XSWX:ZUGER Zuger Kantonalbank AG XSWX:ZUGER
66 GF Score
Price CHF10,400.00
GF Value CHF9,698.55
Valuation Fairly Valued
! 2 Warning Signs
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What is Zuger Kantonalbank AG PB Ratio?

Zuger Kantonalbank AG XSWX:ZUGER +0.97% 66 PB Ratio is 1.85 as of Jun. 24, 2026, which is 22% above its 10-year median of 1.52. GuruFocus rates XSWX:ZUGER with a GF Score™ of 66/100 and a GF Value™ of CHF9,698.55 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,516 Banks companies, Zuger Kantonalbank AG ranks worse than 86.61% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-24), Zuger Kantonalbank AG's share price is CHF10400.00. Zuger Kantonalbank AG's Book Value per Share for the quarter that ended in Dec. 2025 was CHF5,618.38. Hence, Zuger Kantonalbank AG's PB Ratio of today is 1.85.

The historical rank and industry rank for Zuger Kantonalbank AG's PB Ratio or its related term are showing as below:

XSWX:ZUGER' s PB Ratio Range Over the Past 10 Years
Min: 1.18   Med: 1.52   Max: 2.06
Current: 1.85

During the past 13 years, Zuger Kantonalbank AG's highest PB Ratio was 2.06. The lowest was 1.18. And the median was 1.52.

XSWX:ZUGER's PB Ratio is ranked worse than
86.61% of 1516 companies
in the Banks industry
Industry Median: 1.08 vs XSWX:ZUGER: 1.85

During the past 12 months, Zuger Kantonalbank AG's average Book Value Per Share Growth Rate was 4.30% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 4.10% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 3.50% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 2.60% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Zuger Kantonalbank AG was 5.00% per year. The lowest was 1.50% per year. And the median was 3.00% per year.

Back to Basics: PB Ratio


Zuger Kantonalbank AG  (XSWX:ZUGER) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Zuger Kantonalbank AG PB Ratio Related Terms


Zuger Kantonalbank AG PB Ratio Historical Data

* Premium members only.

The historical data trend for Zuger Kantonalbank AG's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Zuger Kantonalbank AG PB Ratio Chart

Zuger Kantonalbank AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.39 1.46 1.46 1.53 1.57

Zuger Kantonalbank AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.46 1.63 1.53 1.59 1.57

Zuger Kantonalbank AG PB Ratio Competitor Comparison

For the Banks - Regional subindustry, Zuger Kantonalbank AG's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Zuger Kantonalbank AG PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Zuger Kantonalbank AG's PB Ratio distribution charts can be found below:

* The bar in red indicates where Zuger Kantonalbank AG's PB Ratio falls into.


XSWX:ZUGER
66GF Score
Zuger Kantonalbank AG XSWX:ZUGER
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Zuger Kantonalbank AG PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Zuger Kantonalbank AG's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2025)
=10400.00/5618.378
=1.85

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 1.85 mean?
Zuger Kantonalbank AG (XSWX:ZUGER) has a PB Ratio of 1.85 as of Jun. 24, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Zuger Kantonalbank AG and its competitors. This is 22% above median its historical median of 1.52. Over the past decade, Zuger Kantonalbank AG's PB Ratio has ranged from 1.18 to 2.06. According to the industry distribution chart, Zuger Kantonalbank AG ranks #1313 out of 1516 companies in the Banks industry, placing it in the top 86.6%.
Is Zuger Kantonalbank AG's PB Ratio too high?
Zuger Kantonalbank AG's current PB Ratio of 1.85 is 22% above median its 10-year median of 1.52. Over the past 10 years, this metric has ranged from a low of 1.18 to a high of 2.06. The Banks industry median PB Ratio is 1.08. Zuger Kantonalbank AG's value of 1.85 is 71.3% above this industry median. Based on the distribution chart, Zuger Kantonalbank AG ranks #1313 out of 1516 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Zuger Kantonalbank AG has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Zuger Kantonalbank AG's PB Ratio compare to competitors?
According to the Banks industry distribution chart, Zuger Kantonalbank AG ranks #1313 out of 1516 companies for PB Ratio. This places Zuger Kantonalbank AG in the lower half of its industry. The industry median PB Ratio is 1.08. Zuger Kantonalbank AG's value of 1.85 is 71.3% above this benchmark. Historically, Zuger Kantonalbank AG's own PB Ratio has ranged from 1.18 to 2.06 over the past decade. While the company's 10-year median is 1.52 vs. the industry median of 1.08, Zuger Kantonalbank AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.08, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Zuger Kantonalbank AG's current PB Ratio of 1.85 is 71.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Zuger Kantonalbank AG and its competitors. For the Banks industry, the median PB Ratio is 1.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zuger Kantonalbank AG's current PB Ratio is 1.85, which is 22% above median its own 10-year median of 1.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zuger Kantonalbank AG stock overvalued right now?
Based on GuruFocus' analysis, Zuger Kantonalbank AG (XSWX:ZUGER) is currently considered Fairly Valued. The stock's GF Value™ is CHF9,698.55, compared to a current price of CHF10,400.00 — trading 7.2% above its estimated fair value. The current PB Ratio is 1.85, which is 22% above median its 10-year median of 1.52 and 71.3% above the Banks industry median of 1.08. Zuger Kantonalbank AG's overall GF Score™ is 66/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Zuger Kantonalbank AG (XSWX:ZUGER), the current PB Ratio is 1.85 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Zuger Kantonalbank AG (XSWX:ZUGER) Overvalued in 2026?

Based on GuruFocus' analysis, Zuger Kantonalbank AG stock appears to be overvalued. The current stock price of CHF10,400.00 is trading 7.2% above its estimated GF Value™ of CHF9,698.55. GuruFocus considers Zuger Kantonalbank AG to be Fairly Valued.

Key valuation signals for XSWX:ZUGER:

  • PB Ratio: 1.85 (22% above median its 10-year median of 1.52)
  • GF Value™: CHF9,698.55 vs. price of CHF10,400.00 (7.2% above fair value)
  • GF Score™: 66/100 with 2 warning signs
  • Industry Position: 71.3% above the Banks median (#1313 of 1516)

No single metric tells the full story. See the XSWX:ZUGER stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Zuger Kantonalbank AG Business Description

Address Zuger Kantonalbank, Baarerstrasse 37, Zug, CHE, CH-6301
Zuger Kantonalbank AG is a cantonal, universal Swiss bank. The canton of Zug is the majority shareholder with just over half of the outstanding shares. The cantonal government also guarantees state protection of funds deposited with the bank. The bank's operations include retail banking, private banking, and corporate banking. Most of its products and services cater to residents in the canton of Zug. Products and offerings include traditional banking services, home financing, financial planning, asset management, corporate and real estate financing, pension planning, and succession planning. Most of the bank's net revenue consists of net interest income derived from mortgages.
66GF Score

Get the complete analysis for XSWX:ZUGER

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF10,400.00
Price
CHF9,698.55
GF Value