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Peninsula GroupXTAE:PEN 61 PB Ratio is 1.41 as of Jul. 25, 2026, which is 1% above its 10-year median of 1.40. GuruFocus rates XTAE:PEN with a GF Score™ of 61/100 and a GF Value™ of ₪2.71 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 526 Credit Services companies, Peninsula Group ranks worse than 59.51% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-25), Peninsula Group's share price is ₪3.58. Peninsula Group's Book Value per Share for the quarter that ended in Mar. 2026 was ₪2.54. Hence, Peninsula Group's PB Ratio of today is 1.41.
The historical rank and industry rank for Peninsula Group's PB Ratio or its related term are showing as below:
XTAE:PEN'
s PB Ratio Range Over the Past 10 Years
Min: 0.48 Med: 1.4 Max: 3.68
Current: 1.41
During the past 13 years, Peninsula Group's highest PB Ratio was 3.68. The lowest was 0.48. And the median was 1.40.
XTAE:PEN's PB Ratio is ranked worse than 59.51% of 526
companies
in the Credit Services industry
Industry Median: 1.06
vs XTAE:PEN: 1.41
During the past 12 months, Peninsula Group's average Book Value Per Share Growth Rate was 5.00% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 5.40% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 2.40% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 13.50% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Peninsula Group was 28.10% per year. The lowest was -52.00% per year. And the median was 13.30% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Peninsula Group PB Ratio Related Terms
Peninsula Group PB Ratio Historical Data
* Premium members only.
The historical data trend for Peninsula Group's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Peninsula Group's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Peninsula Group PB Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Peninsula Group's PB Ratio distribution charts can be found below:
* The bar in red indicates where Peninsula Group's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Peninsula Group's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Peninsula Group (XTAE:PEN) has a PB Ratio of 1.41 as of Jul. 25, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Peninsula Group and its competitors. This is near median its historical median of 1.40. Over the past decade, Peninsula Group's PB Ratio has ranged from 0.48 to 3.68. According to the industry distribution chart, Peninsula Group ranks #313 out of 526 companies in the Credit Services industry, placing it in the top 59.5%.
Is Peninsula Group's PB Ratio too high?
Peninsula Group's current PB Ratio of 1.41 is near median its 10-year median of 1.40. Over the past 10 years, this metric has ranged from a low of 0.48 to a high of 3.68. The Credit Services industry median PB Ratio is 1.06. Peninsula Group's value of 1.41 is 33% above this industry median. Based on the distribution chart, Peninsula Group ranks #313 out of 526 companies in the Credit Services industry, which is below the industry midpoint. Overall, Peninsula Group has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Peninsula Group's PB Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Peninsula Group ranks #313 out of 526 companies for PB Ratio. This places Peninsula Group in the lower half of its industry. The industry median PB Ratio is 1.06. Peninsula Group's value of 1.41 is 33% above this benchmark. Historically, Peninsula Group's own PB Ratio has ranged from 0.48 to 3.68 over the past decade. While the company's 10-year median is 1.40 vs. the industry median of 1.06, Peninsula Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Credit Services company?
The median PB Ratio among Credit Services companies is 1.06, based on 526 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Peninsula Group's current PB Ratio of 1.41 is 33% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Peninsula Group and its competitors. For the Credit Services industry, the median PB Ratio is 1.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Peninsula Group's current PB Ratio is 1.41, which is near median its own 10-year median of 1.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Peninsula Group stock overvalued right now?
Based on GuruFocus' analysis, Peninsula Group (XTAE:PEN) is currently considered Significantly Overvalued. The stock's GF Value™ is ₪2.71, compared to a current price of ₪3.58 — trading 32.1% above its estimated fair value. The current PB Ratio is 1.41, which is near median its 10-year median of 1.40 and 33% above the Credit Services industry median of 1.06. Peninsula Group's overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Peninsula Group (XTAE:PEN), the current PB Ratio is 1.41 as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Peninsula Group (XTAE:PEN) Overvalued in 2026?
Based on GuruFocus' analysis, Peninsula Group stock appears to be overvalued.
The current stock price of ₪3.58 is trading 32.1% above its estimated GF Value™ of ₪2.71.
GuruFocus considers Peninsula Group to be Significantly Overvalued.
Key valuation signals for XTAE:PEN:
PB Ratio: 1.41 (near median its 10-year median of 1.40)
GF Value™: ₪2.71 vs. price of ₪3.58 (32.1% above fair value)
Industry Position: 33% above the Credit Services median (#313 of 526)
No single metric tells the full story. See the XTAE:PEN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Peninsula Group Ltd is engaged in providing financial services. The Company is engaged in providing credit facilities including loans, leasing and factoring and investment banking services. It provides credit to small and medium-sized companies in Israel. It also serves customers in fields of manufacturing, commerce, import, distribution, construction, infrastructure, retail, and services.
61GF Score
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