FNWD (Finward Bancorp) 12-1 Month Momentum %: 23.33% (As of Jul. 15, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FNWD Finward Bancorp FNWD
59 GF Score
Price $36.48
GF Value $28.47
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Finward Bancorp 12-1 Month Momentum %?

Finward Bancorp FNWD +0.11% 59 12-1 Month Momentum % is 23.33% as of Jul. 15, 2026. GuruFocus rates FNWD with a GF Score™ of 59/100 and a GF Value™ of $28.47 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,596 Banks companies, Finward Bancorp ranks better than 57.14% on this metric.

12-1 Month Momentum % is the total return of the stock from 12-month ago to 1-month ago. As of today (2026-07-15), Finward Bancorp's 12-1 Month Momentum % is 23.33%.

The industry rank for Finward Bancorp's 12-1 Month Momentum % or its related term are showing as below:

FNWD's 12-1 Month Momentum % is ranked better than
57.14% of 1596 companies
in the Banks industry
Industry Median: 17.88 vs FNWD: 23.33

Finward Bancorp  (NAS:FNWD) 12-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 12-1 Month Momentum % measures the total return to a stock over the past twelve months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


Finward Bancorp 12-1 Month Momentum % Related Terms


FNWD vs INBC, SLBK, PONT: 12-1 Month Momentum % Comparison

For the Banks - Regional subindustry, Finward Bancorp's 12-1 Month Momentum %, along with its competitors' market caps and 12-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Finward Bancorp 12-1 Month Momentum % vs Banks Industry

For the Banks industry and Financial Services sector, Finward Bancorp's 12-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where Finward Bancorp's 12-1 Month Momentum % falls into.


FNWD
59GF Score
Finward Bancorp FNWD
12-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
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Finward Bancorp  (NAS:FNWD) 12-1 Month Momentum % Calculation

12-1 Month Momentum % is calculated as following:

12-1 Month Momentum %=( Price 1-month ago / Price 12-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 12-1 Month Momentum % →
What does a 12-1 Month Momentum % of 23.33% mean?
Finward Bancorp (FNWD) has a 12-1 Month Momentum % of 23.33% as of Jul. 15, 2026. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on Finward Bancorp and its competitors. According to the industry distribution chart, Finward Bancorp ranks #684 out of 1596 companies in the Banks industry, placing it in the top 42.9%.
Is Finward Bancorp's 12-1 Month Momentum % too high?
Finward Bancorp's current 12-1 Month Momentum % is 23.33%. The Banks industry median 12-1 Month Momentum % is 17.88. Finward Bancorp's value of 23.33% is 30.5% above this industry median. Based on the distribution chart, Finward Bancorp ranks #684 out of 1596 companies in the Banks industry, which is above the industry midpoint. Overall, Finward Bancorp has a GF Score™ of 59/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Finward Bancorp's 12-1 Month Momentum % compare to INBC and SLBK?
According to the Banks industry distribution chart, Finward Bancorp ranks #684 out of 1596 companies for 12-1 Month Momentum %. This puts Finward Bancorp in the upper half of its industry. The industry median 12-1 Month Momentum % is 17.88. Finward Bancorp's value of 23.33% is 30.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 12-1 Month Momentum % for a Banks company?
The median 12-1 Month Momentum % among Banks companies is 17.88, based on 1,596 companies in the industry. Companies in the top quartile (top 25%) have a 12-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 12-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Finward Bancorp's current 12-1 Month Momentum % of 23.33% is 30.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 12-1 Month Momentum % mean?
A high 12-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on Finward Bancorp and its competitors. For the Banks industry, the median 12-1 Month Momentum % is 17.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Finward Bancorp's current 12-1 Month Momentum % is 23.33%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finward Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Finward Bancorp (FNWD) is currently considered Modestly Overvalued. The stock's GF Value™ is $28.47, compared to a current price of $36.48 — trading 28.1% above its estimated fair value. The current 12-1 Month Momentum % is 23.33% and 30.5% above the Banks industry median of 17.88. Finward Bancorp's overall GF Score™ is 59/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 12-1 Month Momentum % calculated?
12-1 Month Momentum % is calculated from a company's financial statements. For Finward Bancorp (FNWD), the current 12-1 Month Momentum % is 23.33% as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Finward Bancorp (FNWD) Overvalued in 2026?

Based on GuruFocus' analysis, Finward Bancorp stock appears to be overvalued. The current stock price of $36.48 is trading 28.1% above its estimated GF Value™ of $28.47. GuruFocus considers Finward Bancorp to be Modestly Overvalued.

Key valuation signals for FNWD:

  • 12-1 Month Momentum %: 23.33%
  • GF Value™: $28.47 vs. price of $36.48 (28.1% above fair value)
  • GF Score™: 59/100 with 6 warning signs
  • Industry Position: 30.5% above the Banks median (#684 of 1596)

No single metric tells the full story. See the FNWD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Finward Bancorp Business Description

Address 9204 Columbia Avenue, Munster, IN, USA, 46321
Finward Bancorp is a bank holding company that engages in the provision of financial services. It offers products and services related to Personal Banking, Cash Management, Savings Account, ebanking, Wealth Management, and Insurance Services. It is engaged in the business of attracting deposits from the general public and the origination of loans, mostly upon the security of single-family residences and commercial real estate, construction loans, commercial business loans, and municipal loans. Geographically, the activities are carried out throughout the United States. The Company operates as a single reportable segment that derives its revenue mainly from the business of banking.
59GF Score

Get the complete analysis for FNWD

12-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$36.48
Price
$28.47
GF Value