FNWD (Finward Bancorp) Total Debt per Share: $11.55 (As of Mar. 2026)


FNWD Finward Bancorp FNWD
59 GF Score
Price $36.13
GF Value $28.42
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Finward Bancorp Total Debt per Share?

Finward Bancorp FNWD +0.36% 59 Total Debt per Share is $11.55 as of Mar. 2026. GuruFocus rates FNWD with a GF Score™ of 59/100 and a GF Value™ of $28.42 (Modestly Overvalued). The stock has 4 warning signs investors should review.

$11.55 (As of Mar. 2026)

Total Debt per Share is calculated as total debt divided by Shares Outstanding (EOP). Total debt is calculated as Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Finward Bancorp's Total Debt Per Share for the quarter that ended in Mar. 2026 was $11.55.

Finward Bancorp Total Debt per Share Historical Data

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The historical data trend for Finward Bancorp's Total Debt per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Finward Bancorp Total Debt per Share Chart

Finward Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Debt per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 27.92 18.61 15.07 10.40

Finward Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Debt per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 10.40 11.55
FNWD
59GF Score
Finward Bancorp FNWD
Total Debt per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Finward Bancorp Total Debt per Share Calculation

Finward Bancorp's Total Debt Per Share for the fiscal year that ended in Dec. 2025 is calculated as:

Total Debt Per Share=(Long-Term Debt & Capital Lease Obligation+Short-Term Debt & Capital Lease Obligation)/Shares Outstanding (EOP)
=(45.00+0.00)/4.33
=10.40

Finward Bancorp's Total Debt Per Share for the quarter that ended in Mar. 2026 is calculated as:

Total Debt Per Share=(Long-Term Debt & Capital Lease Obligation+Short-Term Debt & Capital Lease Obligation)/Shares Outstanding (EOP)
=(50.00+0.00)/4.33
=11.55

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Debt per Share →
What does a Total Debt per Share of $11.55 mean?
Finward Bancorp (FNWD) has a Total Debt per Share of $11.55 as of Mar. 2026. Total debt per share equals the per-share value of a company's long-term and short-term debt. View historical data on Finward Bancorp and its competitors.
Is Finward Bancorp's Total Debt per Share too high?
Finward Bancorp's current Total Debt per Share is $11.55. Overall, Finward Bancorp has a GF Score™ of 59/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Finward Bancorp's Total Debt per Share compare to INBC and SLBK?
Finward Bancorp's Total Debt per Share of $11.55 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Debt per Share for a Banks company?
A good Total Debt per Share depends on the Banks industry context. However, Total Debt per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Debt per Share mean?
A high Total Debt per Share can signal that a stock is expensive relative to its fundamentals. Total debt per share equals the per-share value of a company's long-term and short-term debt. View historical data on Finward Bancorp and its competitors. Finward Bancorp's current Total Debt per Share is $11.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finward Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Finward Bancorp (FNWD) is currently considered Modestly Overvalued. The stock's GF Value™ is $28.42, compared to a current price of $36.13 — trading 27.1% above its estimated fair value. The current Total Debt per Share is $11.55. Finward Bancorp's overall GF Score™ is 59/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Debt per Share calculated?
Total Debt per Share is calculated from a company's financial statements. For Finward Bancorp (FNWD), the current Total Debt per Share is $11.55 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Finward Bancorp (FNWD) Overvalued in 2026?

Based on GuruFocus' analysis, Finward Bancorp stock appears to be overvalued. The current stock price of $36.13 is trading 27.1% above its estimated GF Value™ of $28.42. GuruFocus considers Finward Bancorp to be Modestly Overvalued.

Key valuation signals for FNWD:

  • Total Debt per Share: $11.55
  • GF Value™: $28.42 vs. price of $36.13 (27.1% above fair value)
  • GF Score™: 59/100 with 4 warning signs

No single metric tells the full story. See the FNWD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Finward Bancorp Business Description

Address 9204 Columbia Avenue, Munster, IN, USA, 46321
Finward Bancorp is a bank holding company that engages in the provision of financial services. It offers products and services related to Personal Banking, Cash Management, Savings Account, ebanking, Wealth Management, and Insurance Services. It is engaged in the business of attracting deposits from the general public and the origination of loans, mostly upon the security of single-family residences and commercial real estate, construction loans, commercial business loans, and municipal loans. Geographically, the activities are carried out throughout the United States. The Company operates as a single reportable segment that derives its revenue mainly from the business of banking.
59GF Score

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Total Debt per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$36.13
Price
$28.42
GF Value