FNWD (Finward Bancorp) ROC %: % (As of Mar. 2026)


FNWD Finward Bancorp FNWD
59 GF Score
Price $34.78
GF Value $28.27
Valuation Modestly Overvalued
! 2 Warning Signs
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What is Finward Bancorp ROC %?

Finward Bancorp FNWD +1.90% 59 ROC % is % as of Mar. 2026. GuruFocus rates FNWD with a GF Score™ of 59/100 and a GF Value™ of $28.27 (Modestly Overvalued). The stock has 2 warning signs investors should review.

ROC %does not apply to banks.

FNWD
59GF Score
Finward Bancorp FNWD
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Finward Bancorp (FNWD) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Finward Bancorp and its competitors.
Is Finward Bancorp's ROC % too high?
Finward Bancorp's current ROC % is %. Overall, Finward Bancorp has a GF Score™ of 59/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Finward Bancorp's ROC % compare to RMBI and SLBK?
Finward Bancorp's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.98, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Finward Bancorp and its competitors. For the Banks industry, the median ROC % is 1.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Finward Bancorp's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finward Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Finward Bancorp (FNWD) is currently considered Modestly Overvalued. The stock's GF Value™ is $28.27, compared to a current price of $34.78 — trading 23% above its estimated fair value. The current ROC % is %. Finward Bancorp's overall GF Score™ is 59/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Finward Bancorp (FNWD), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Finward Bancorp (FNWD) Overvalued in 2026?

Based on GuruFocus' analysis, Finward Bancorp stock appears to be overvalued. The current stock price of $34.78 is trading 23% above its estimated GF Value™ of $28.27. GuruFocus considers Finward Bancorp to be Modestly Overvalued.

Key valuation signals for FNWD:

  • ROC %: %
  • GF Value™: $28.27 vs. price of $34.78 (23% above fair value)
  • GF Score™: 59/100 with 2 warning signs

No single metric tells the full story. See the FNWD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Finward Bancorp Business Description

Address 9204 Columbia Avenue, Munster, IN, USA, 46321
Finward Bancorp is a bank holding company that engages in the provision of financial services. It offers products and services related to Personal Banking, Cash Management, Savings Account, ebanking, Wealth Management, and Insurance Services. It is engaged in the business of attracting deposits from the general public and the origination of loans, mostly upon the security of single-family residences and commercial real estate, construction loans, commercial business loans, and municipal loans. Geographically, the activities are carried out throughout the United States. The Company operates as a single reportable segment that derives its revenue mainly from the business of banking.
59GF Score

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ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$34.78
Price
$28.27
GF Value