FNWD (Finward Bancorp) ROC (Joel Greenblatt) %: % (As of Mar. 2026)


FNWD Finward Bancorp FNWD
59 GF Score
Price $34.26
GF Value $28.27
Valuation Modestly Overvalued
! 2 Warning Signs
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What is Finward Bancorp ROC (Joel Greenblatt) %?

Finward Bancorp FNWD -0.18% 59 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates FNWD with a GF Score™ of 59/100 and a GF Value™ of $28.27 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 47 Banks companies, Finward Bancorp ranks worse than 2127657.45% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

FNWD
59GF Score
Finward Bancorp FNWD
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Finward Bancorp (FNWD) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Finward Bancorp and its competitors. According to the industry distribution chart, Finward Bancorp ranks #999999 out of 47 companies in the Banks industry.
Is Finward Bancorp's ROC (Joel Greenblatt) % too high?
Finward Bancorp's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Finward Bancorp ranks #999999 out of 47 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Finward Bancorp has a GF Score™ of 59/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Finward Bancorp's ROC (Joel Greenblatt) % compare to RMBI and SLBK?
According to the Banks industry distribution chart, Finward Bancorp ranks #999999 out of 47 companies for ROC (Joel Greenblatt) %. This places Finward Bancorp in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 70.66. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 70.66, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Finward Bancorp and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 70.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Finward Bancorp's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finward Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Finward Bancorp (FNWD) is currently considered Modestly Overvalued. The stock's GF Value™ is $28.27, compared to a current price of $34.26 — trading 21.2% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Finward Bancorp's overall GF Score™ is 59/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Finward Bancorp (FNWD), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Finward Bancorp (FNWD) Overvalued in 2026?

Based on GuruFocus' analysis, Finward Bancorp stock appears to be overvalued. The current stock price of $34.26 is trading 21.2% above its estimated GF Value™ of $28.27. GuruFocus considers Finward Bancorp to be Modestly Overvalued.

Key valuation signals for FNWD:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: $28.27 vs. price of $34.26 (21.2% above fair value)
  • GF Score™: 59/100 with 2 warning signs

No single metric tells the full story. See the FNWD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Finward Bancorp Business Description

Address 9204 Columbia Avenue, Munster, IN, USA, 46321
Finward Bancorp is a bank holding company that engages in the provision of financial services. It offers products and services related to Personal Banking, Cash Management, Savings Account, ebanking, Wealth Management, and Insurance Services. It is engaged in the business of attracting deposits from the general public and the origination of loans, mostly upon the security of single-family residences and commercial real estate, construction loans, commercial business loans, and municipal loans. Geographically, the activities are carried out throughout the United States. The Company operates as a single reportable segment that derives its revenue mainly from the business of banking.
59GF Score

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ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$34.26
Price
$28.27
GF Value