FNWD (Finward Bancorp) 1-Year Sharpe Ratio: 0.39 (As of Jul. 05, 2026)


FNWD Finward Bancorp FNWD
58 GF Score
Price $36.80
GF Value $28.37
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Finward Bancorp 1-Year Sharpe Ratio?

Finward Bancorp FNWD -0.05% 58 1-Year Sharpe Ratio is 0.39 as of Jul. 05, 2026. GuruFocus rates FNWD with a GF Score™ of 58/100 and a GF Value™ of $28.37 (Modestly Overvalued). The stock has 6 warning signs investors should review.

The 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk over the past year. As of today (2026-07-05), Finward Bancorp's 1-Year Sharpe Ratio is 0.39.

Finward Bancorp  (NAS:FNWD) 1-Year Sharpe Ratio Explanation

The 1-Year Sharpe Ratio inidicates the risk-adjusted return of an investment over the past year. It is calculated as the annualized result of the average monthly excess return divided by its standard deviation over the past year. The monthly excess return is the monthly investment return minus the monthly risk-free rate (typically the 10-year Treasury Constant Maturity Rate). If the risk-free rate for a specific region is not available, U.S. data is used by default.

The greater a portfolio's Sharpe Ratio, the better its risk-adjusted performance. A negative Sharpe Ratio means the risk-free rate is greater than the portfolio’s historical or projected return, or else the portfolio's return is expected to be negative.

Finward Bancorp 1-Year Sharpe Ratio Related Terms

FNWD vs INBC, SLBK, PONT: 1-Year Sharpe Ratio Comparison

For the Banks - Regional subindustry, Finward Bancorp's 1-Year Sharpe Ratio, along with its competitors' market caps and 1-Year Sharpe Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Finward Bancorp 1-Year Sharpe Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Finward Bancorp's 1-Year Sharpe Ratio distribution charts can be found below:

* The bar in red indicates where Finward Bancorp's 1-Year Sharpe Ratio falls into.


FNWD
58GF Score
Finward Bancorp FNWD
1-Year Sharpe Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Finward Bancorp 1-Year Sharpe Ratio Calculation

The 1-Year Sharpe Ratio measures the performance of an investment such as a stock or portfolio compared to a risk-free asset. A stock / portfolio's 1-Year Sharpe Ratio can be calculated by dividing the difference between the one-year returns of the investment and the risk-free rate, by the standard deviation of the investment returns over one year.

Frequently Asked Questions Learn more about 1-Year Sharpe Ratio →
What does a 1-Year Sharpe Ratio of 0.39 mean?
Finward Bancorp (FNWD) has a 1-Year Sharpe Ratio of 0.39 as of Jul. 05, 2026. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Finward Bancorp and its competitors.
Is Finward Bancorp's 1-Year Sharpe Ratio too high?
Finward Bancorp's current 1-Year Sharpe Ratio is 0.39. Overall, Finward Bancorp has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Finward Bancorp's 1-Year Sharpe Ratio compare to INBC and SLBK?
Finward Bancorp's 1-Year Sharpe Ratio of 0.39 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Sharpe Ratio for a Banks company?
A good 1-Year Sharpe Ratio depends on the Banks industry context. However, 1-Year Sharpe Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Sharpe Ratio mean?
A high 1-Year Sharpe Ratio can signal that a stock is expensive relative to its fundamentals. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Finward Bancorp and its competitors. Finward Bancorp's current 1-Year Sharpe Ratio is 0.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finward Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Finward Bancorp (FNWD) is currently considered Modestly Overvalued. The stock's GF Value™ is $28.37, compared to a current price of $36.80 — trading 29.7% above its estimated fair value. The current 1-Year Sharpe Ratio is 0.39. Finward Bancorp's overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Sharpe Ratio calculated?
1-Year Sharpe Ratio is calculated from a company's financial statements. For Finward Bancorp (FNWD), the current 1-Year Sharpe Ratio is 0.39 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Finward Bancorp (FNWD) Overvalued in 2026?

Based on GuruFocus' analysis, Finward Bancorp stock appears to be overvalued. The current stock price of $36.80 is trading 29.7% above its estimated GF Value™ of $28.37. GuruFocus considers Finward Bancorp to be Modestly Overvalued.

Key valuation signals for FNWD:

  • 1-Year Sharpe Ratio: 0.39
  • GF Value™: $28.37 vs. price of $36.80 (29.7% above fair value)
  • GF Score™: 58/100 with 6 warning signs

No single metric tells the full story. See the FNWD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Finward Bancorp Business Description

Address 9204 Columbia Avenue, Munster, IN, USA, 46321
Finward Bancorp is a bank holding company that engages in the provision of financial services. It offers products and services related to Personal Banking, Cash Management, Savings Account, ebanking, Wealth Management, and Insurance Services. It is engaged in the business of attracting deposits from the general public and the origination of loans, mostly upon the security of single-family residences and commercial real estate, construction loans, commercial business loans, and municipal loans. Geographically, the activities are carried out throughout the United States. The Company operates as a single reportable segment that derives its revenue mainly from the business of banking.
58GF Score

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1-Year Sharpe Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$36.80
Price
$28.37
GF Value