MFIN (Medallion Financial) 12-1 Month Momentum %: 1.49% (As of Sep. 09, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MFIN Medallion Financial Corp MFIN
62 GF Score
Price $11.97
GF Value $9.95
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Medallion Financial 12-1 Month Momentum %?

Medallion Financial MFIN -0.95% 62 12-1 Month Momentum % is 1.49% as of Sep. 09, 2026. GuruFocus rates MFIN with a GF Score™ of 62/100 and a GF Value™ of $9.95 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 563 Credit Services companies, Medallion Financial ranks better than 59.68% on this metric.

12-1 Month Momentum % is the total return of the stock from 12-month ago to 1-month ago. As of today (2026-09-09), Medallion Financial's 12-1 Month Momentum % is 1.49%.

The industry rank for Medallion Financial's 12-1 Month Momentum % or its related term are showing as below:

MFIN's 12-1 Month Momentum % is ranked better than
59.68% of 563 companies
in the Credit Services industry
Industry Median: -5.1 vs MFIN: 1.49

Medallion Financial  (NAS:MFIN) 12-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 12-1 Month Momentum % measures the total return to a stock over the past twelve months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


Medallion Financial 12-1 Month Momentum % Related Terms


MFIN vs TROO, RM, PMTS: 12-1 Month Momentum % Comparison

For the Credit Services subindustry, Medallion Financial's 12-1 Month Momentum %, along with its competitors' market caps and 12-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Medallion Financial 12-1 Month Momentum % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Medallion Financial's 12-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where Medallion Financial's 12-1 Month Momentum % falls into.


MFIN
62GF Score
Medallion Financial Corp MFIN
12-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
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Medallion Financial  (NAS:MFIN) 12-1 Month Momentum % Calculation

12-1 Month Momentum % is calculated as following:

12-1 Month Momentum %=( Price 1-month ago / Price 12-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 12-1 Month Momentum % →
What does a 12-1 Month Momentum % of 1.49% mean?
Medallion Financial (MFIN) has a 12-1 Month Momentum % of 1.49% as of Sep. 09, 2026. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on Medallion Financial and its competitors. According to the industry distribution chart, Medallion Financial ranks #227 out of 563 companies in the Credit Services industry, placing it in the top 40.3%.
Is Medallion Financial's 12-1 Month Momentum % too high?
Medallion Financial's current 12-1 Month Momentum % is 1.49%. Based on the distribution chart, Medallion Financial ranks #227 out of 563 companies in the Credit Services industry, which is above the industry midpoint. Overall, Medallion Financial has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Medallion Financial's 12-1 Month Momentum % compare to TROO and RM?
According to the Credit Services industry distribution chart, Medallion Financial ranks #227 out of 563 companies for 12-1 Month Momentum %. This puts Medallion Financial in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 12-1 Month Momentum % for a Credit Services company?
A good 12-1 Month Momentum % depends on the Credit Services industry context. However, 12-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 12-1 Month Momentum % mean?
A high 12-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on Medallion Financial and its competitors. Medallion Financial's current 12-1 Month Momentum % is 1.49%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Medallion Financial stock overvalued right now?
Based on GuruFocus' analysis, Medallion Financial (MFIN) is currently considered Modestly Overvalued. The stock's GF Value™ is $9.95, compared to a current price of $11.97 — trading 20.3% above its estimated fair value. The current 12-1 Month Momentum % is 1.49%. Medallion Financial's overall GF Score™ is 62/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 12-1 Month Momentum % calculated?
12-1 Month Momentum % is calculated from a company's financial statements. For Medallion Financial (MFIN), the current 12-1 Month Momentum % is 1.49% as of Sep. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Medallion Financial (MFIN) Overvalued in 2026?

Based on GuruFocus' analysis, Medallion Financial stock appears to be overvalued. The current stock price of $11.97 is trading 20.3% above its estimated GF Value™ of $9.95. GuruFocus considers Medallion Financial to be Modestly Overvalued.

Key valuation signals for MFIN:

  • 12-1 Month Momentum %: 1.49%
  • GF Value™: $9.95 vs. price of $11.97 (20.3% above fair value)
  • GF Score™: 62/100 with 7 warning signs

No single metric tells the full story. See the MFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Medallion Financial Business Description

Other Exchanges MD5:Germany
Address 437 Madison Avenue, 38th Floor, New York, NY, USA, 10022
Medallion Financial Corp is a finance company that originates and services loans in various industries. The four operating segments are, (1) recreation, (2) home improvement, (3) commercial and (4) taxi medallion The company generates maximum revenue from the Recreation segment. The company's geographic Concentrations are in united states diversified in California, Wisconsin, New York, Texas and others.
62GF Score

Get the complete analysis for MFIN

12-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$11.97
Price
$9.95
GF Value