MFIN (Medallion Financial) 1-Year Sharpe Ratio: 0.38 (As of Sep. 09, 2026)

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MFIN Medallion Financial Corp MFIN
62 GF Score
Price $12.04
GF Value $9.95
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Medallion Financial 1-Year Sharpe Ratio?

Medallion Financial MFIN -0.41% 62 1-Year Sharpe Ratio is 0.38 as of Sep. 09, 2026. GuruFocus rates MFIN with a GF Score™ of 62/100 and a GF Value™ of $9.95 (Modestly Overvalued). The stock has 7 warning signs investors should review.

The 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk over the past year. As of today (2026-09-09), Medallion Financial's 1-Year Sharpe Ratio is 0.38.

Medallion Financial  (NAS:MFIN) 1-Year Sharpe Ratio Explanation

The 1-Year Sharpe Ratio inidicates the risk-adjusted return of an investment over the past year. It is calculated as the annualized result of the average monthly excess return divided by its standard deviation over the past year. The monthly excess return is the monthly investment return minus the monthly risk-free rate (typically the 10-year Treasury Constant Maturity Rate). If the risk-free rate for a specific region is not available, U.S. data is used by default.

The greater a portfolio's Sharpe Ratio, the better its risk-adjusted performance. A negative Sharpe Ratio means the risk-free rate is greater than the portfolio’s historical or projected return, or else the portfolio's return is expected to be negative.

Medallion Financial 1-Year Sharpe Ratio Related Terms

MFIN vs TROO, RM, PMTS: 1-Year Sharpe Ratio Comparison

For the Credit Services subindustry, Medallion Financial's 1-Year Sharpe Ratio, along with its competitors' market caps and 1-Year Sharpe Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Medallion Financial 1-Year Sharpe Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Medallion Financial's 1-Year Sharpe Ratio distribution charts can be found below:

* The bar in red indicates where Medallion Financial's 1-Year Sharpe Ratio falls into.


MFIN
62GF Score
Medallion Financial Corp MFIN
1-Year Sharpe Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Medallion Financial 1-Year Sharpe Ratio Calculation

The 1-Year Sharpe Ratio measures the performance of an investment such as a stock or portfolio compared to a risk-free asset. A stock / portfolio's 1-Year Sharpe Ratio can be calculated by dividing the difference between the one-year returns of the investment and the risk-free rate, by the standard deviation of the investment returns over one year.

Frequently Asked Questions Learn more about 1-Year Sharpe Ratio →
What does a 1-Year Sharpe Ratio of 0.38 mean?
Medallion Financial (MFIN) has a 1-Year Sharpe Ratio of 0.38 as of Sep. 09, 2026. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Medallion Financial and its competitors.
Is Medallion Financial's 1-Year Sharpe Ratio too high?
Medallion Financial's current 1-Year Sharpe Ratio is 0.38. Overall, Medallion Financial has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Medallion Financial's 1-Year Sharpe Ratio compare to TROO and RM?
Medallion Financial's 1-Year Sharpe Ratio of 0.38 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Sharpe Ratio for a Credit Services company?
A good 1-Year Sharpe Ratio depends on the Credit Services industry context. However, 1-Year Sharpe Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Sharpe Ratio mean?
A high 1-Year Sharpe Ratio can signal that a stock is expensive relative to its fundamentals. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Medallion Financial and its competitors. Medallion Financial's current 1-Year Sharpe Ratio is 0.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Medallion Financial stock overvalued right now?
Based on GuruFocus' analysis, Medallion Financial (MFIN) is currently considered Modestly Overvalued. The stock's GF Value™ is $9.95, compared to a current price of $12.04 — trading 21% above its estimated fair value. The current 1-Year Sharpe Ratio is 0.38. Medallion Financial's overall GF Score™ is 62/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Sharpe Ratio calculated?
1-Year Sharpe Ratio is calculated from a company's financial statements. For Medallion Financial (MFIN), the current 1-Year Sharpe Ratio is 0.38 as of Sep. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Medallion Financial (MFIN) Overvalued in 2026?

Based on GuruFocus' analysis, Medallion Financial stock appears to be overvalued. The current stock price of $12.04 is trading 21% above its estimated GF Value™ of $9.95. GuruFocus considers Medallion Financial to be Modestly Overvalued.

Key valuation signals for MFIN:

  • 1-Year Sharpe Ratio: 0.38
  • GF Value™: $9.95 vs. price of $12.04 (21% above fair value)
  • GF Score™: 62/100 with 7 warning signs

No single metric tells the full story. See the MFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Medallion Financial Business Description

Other Exchanges MD5:Germany
Address 437 Madison Avenue, 38th Floor, New York, NY, USA, 10022
Medallion Financial Corp is a finance company that originates and services loans in various industries. The four operating segments are, (1) recreation, (2) home improvement, (3) commercial and (4) taxi medallion The company generates maximum revenue from the Recreation segment. The company's geographic Concentrations are in united states diversified in California, Wisconsin, New York, Texas and others.
62GF Score

Get the complete analysis for MFIN

1-Year Sharpe Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$12.04
Price
$9.95
GF Value