MFIN (Medallion Financial) ROC %: % (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MFIN Medallion Financial Corp MFIN
62 GF Score
Price $11.97
GF Value $9.95
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Medallion Financial ROC %?

Medallion Financial MFIN -0.95% 62 ROC % is % as of Jun. 2026. GuruFocus rates MFIN with a GF Score™ of 62/100 and a GF Value™ of $9.95 (Modestly Overvalued). The stock has 7 warning signs investors should review.

ROC %does not apply to banks.

MFIN
62GF Score
Medallion Financial Corp MFIN
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Medallion Financial (MFIN) has a ROC % of % as of Jun. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Medallion Financial and its competitors.
Is Medallion Financial's ROC % too high?
Medallion Financial's current ROC % is %. Overall, Medallion Financial has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Medallion Financial's ROC % compare to TROO and RM?
Medallion Financial's ROC % of % can be compared against companies in the Credit Services industry. The industry median ROC % is 2.19. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Credit Services company?
The median ROC % among Credit Services companies is 2.19, based on 426 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Medallion Financial and its competitors. For the Credit Services industry, the median ROC % is 2.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Medallion Financial's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Medallion Financial stock overvalued right now?
Based on GuruFocus' analysis, Medallion Financial (MFIN) is currently considered Modestly Overvalued. The stock's GF Value™ is $9.95, compared to a current price of $11.97 — trading 20.3% above its estimated fair value. The current ROC % is %. Medallion Financial's overall GF Score™ is 62/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Medallion Financial (MFIN), the current ROC % is % as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Medallion Financial (MFIN) Overvalued in 2026?

Based on GuruFocus' analysis, Medallion Financial stock appears to be overvalued. The current stock price of $11.97 is trading 20.3% above its estimated GF Value™ of $9.95. GuruFocus considers Medallion Financial to be Modestly Overvalued.

Key valuation signals for MFIN:

  • ROC %: %
  • GF Value™: $9.95 vs. price of $11.97 (20.3% above fair value)
  • GF Score™: 62/100 with 7 warning signs

No single metric tells the full story. See the MFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Medallion Financial Business Description

Other Exchanges MD5:Germany
Address 437 Madison Avenue, 38th Floor, New York, NY, USA, 10022
Medallion Financial Corp is a finance company that originates and services loans in various industries. The four operating segments are, (1) recreation, (2) home improvement, (3) commercial and (4) taxi medallion The company generates maximum revenue from the Recreation segment. The company's geographic Concentrations are in united states diversified in California, Wisconsin, New York, Texas and others.
62GF Score

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ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$11.97
Price
$9.95
GF Value