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MFIN (Medallion Financial) Cyclically Adjusted Price-to-FCF : 3.02 (As of Jun. 30, 2025)


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What is Medallion Financial Cyclically Adjusted Price-to-FCF?

As of today (2025-06-30), Medallion Financial's current share price is $9.67. Medallion Financial's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2025 was $3.20. Medallion Financial's Cyclically Adjusted Price-to-FCF for today is 3.02.

The historical rank and industry rank for Medallion Financial's Cyclically Adjusted Price-to-FCF or its related term are showing as below:

MFIN' s Cyclically Adjusted Price-to-FCF Range Over the Past 10 Years
Min: 1.51   Med: 5.25   Max: 101.13
Current: 3.02

During the past years, Medallion Financial's highest Cyclically Adjusted Price-to-FCF was 101.13. The lowest was 1.51. And the median was 5.25.

MFIN's Cyclically Adjusted Price-to-FCF is ranked better than
80.36% of 112 companies
in the Credit Services industry
Industry Median: 8.525 vs MFIN: 3.02

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Medallion Financial's adjusted free cash flow per share data for the three months ended in Mar. 2025 was $1.517. Add all the adjusted free cash flow per share for the past 10 years together and divide 10 will get our Cyclically Adjusted FCF per Share, which is $3.20 for the trailing ten years ended in Mar. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


Medallion Financial Cyclically Adjusted Price-to-FCF Historical Data

The historical data trend for Medallion Financial's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Medallion Financial Cyclically Adjusted Price-to-FCF Chart

Medallion Financial Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted Price-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.24 3.88 3.59 4.01 3.05

Medallion Financial Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted Price-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.98 2.80 2.94 3.05 2.72

Competitive Comparison of Medallion Financial's Cyclically Adjusted Price-to-FCF

For the Credit Services subindustry, Medallion Financial's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Medallion Financial's Cyclically Adjusted Price-to-FCF Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Medallion Financial's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Medallion Financial's Cyclically Adjusted Price-to-FCF falls into.


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Medallion Financial Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

Medallion Financial's Cyclically Adjusted Price-to-FCF for today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/ Cyclically Adjusted FCF per Share
=9.67/3.20
=3.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Medallion Financial's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2025 is calculated as:

For example, Medallion Financial's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2025 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=1.517/134.9266*134.9266
=1.517

Current CPI (Mar. 2025) = 134.9266.

Medallion Financial Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201506 -0.303 100.684 -0.406
201509 -0.956 100.392 -1.285
201512 -1.098 99.792 -1.485
201603 -0.590 100.470 -0.792
201606 -0.287 101.688 -0.381
201609 3.373 101.861 4.468
201612 0.053 101.863 0.070
201703 0.656 102.862 0.860
201706 0.065 103.349 0.085
201709 0.006 104.136 0.008
201712 -0.166 104.011 -0.215
201803 0.219 105.290 0.281
201806 0.797 106.317 1.011
201809 0.699 106.507 0.886
201812 1.032 105.998 1.314
201903 0.449 107.251 0.565
201906 0.621 108.070 0.775
201909 0.744 108.329 0.927
201912 0.839 108.420 1.044
202003 0.688 108.902 0.852
202006 0.680 108.767 0.844
202009 0.947 109.815 1.164
202012 0.905 109.897 1.111
202103 0.846 111.754 1.021
202106 0.752 114.631 0.885
202109 0.887 115.734 1.034
202112 0.672 117.630 0.771
202203 0.983 121.301 1.093
202206 1.097 125.017 1.184
202209 1.172 125.227 1.263
202212 1.310 125.222 1.412
202303 1.268 127.348 1.343
202306 1.276 128.729 1.337
202309 1.533 129.860 1.593
202312 0.825 129.419 0.860
202403 1.357 131.776 1.389
202406 1.179 132.554 1.200
202409 1.162 133.029 1.179
202412 1.194 133.157 1.210
202503 1.517 134.927 1.517

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Medallion Financial  (NAS:MFIN) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


Medallion Financial Cyclically Adjusted Price-to-FCF Related Terms

Thank you for viewing the detailed overview of Medallion Financial's Cyclically Adjusted Price-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Medallion Financial Business Description

Traded in Other Exchanges
Address
437 Madison Avenue, 38th Floor, New York, NY, USA, 10022
Medallion Financial Corp is a finance company that originates and services loans in various industries. The five operating segments are, (1) recreation, (2) home improvement, (3) commercial, (4) taxi medallion, and (5) strategic partnership loans. The company generates maximum revenue from the Recreation segment.
Executives
Anthony N. Cutrone officer: See Remarks 437 MADISON AVENUE, 38TH FLOOR, NEW YORK NY 10022
David Justin Haley officer: See Remarks 1100 EAST 6600 SOUTH, SUITE 510, SALT LAKE CITY UT 84121
Brent O. Hatch director C/O MEDALLION FINANCIAL CORP., 437 MADISON AVENUE, 38TH FLOOR, NEW YORK NY 10022
Robert Meyer director 1455 VALLEY ROAD, WAYNE NJ 07470
Donald S. Poulton officer: See Remarks 1100 EAST 6600 SOUTH, SUITE 510, SALT LAKE CITY UT 84121
Cynthia A Hallenbeck director 7272 WISCONSIN AVENUE, SUITE 1300, BETHESDA MD 20814
Allan J Tanenbaum director
David L Rudnick director
Alvin Murstein director, officer: Chairman & CEO
Henry L Aaron director
Thomas J. Munson officer: Please See Remarks 437 MADISON AVENUE, 38TH FLOOR, NEW YORK NY 10022
Alexander S Travis officer: See Remarks 3000 WEST COUNTY ROAD 42, SUITE 301, BURNSVILLE MN 55337
Frederick Menowitz director C/O MEDALLION FINANCIAL CORP, 437 MADISON AVE, NEW YORK NY 10022
Stephen A. Lewis officer: See Remarks 3000 WEST COUNTY ROAD 42, SUITE 301, BURNSVILLE MN 55337
John Everets director