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3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-09-02), World Acceptance's 3-1 Month Momentum % is 8.57%.
The industry rank for World Acceptance's 3-1 Month Momentum % or its related term are showing as below:
FRA:WOA's 3-1 Month Momentum % is ranked better than 64.68% of 555
companies
in the Credit Services industry
Industry Median: 0.5
vs FRA:WOA: 8.57
World Acceptance (FRA:WOA) 3-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
World Acceptance 3-1 Month Momentum % Related Terms
FRA:WOA vs NAVI, FINV, GDOT: 3-1 Month Momentum % Comparison
For the Credit Services subindustry, World Acceptance's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
World Acceptance 3-1 Month Momentum % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, World Acceptance's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where World Acceptance's 3-1 Month Momentum % falls into.
World Acceptance (FRA:WOA) 3-1 Month Momentum % Calculation
3-1 Month Momentum % is calculated as following:
3-1 Month Momentum %
=
( Price 1-month ago
/
Price 3-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
World Acceptance (FRA:WOA) has a 3-1 Month Momentum % of 8.57% as of Sep. 02, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on World Acceptance and its competitors. According to the industry distribution chart, World Acceptance ranks #196 out of 555 companies in the Credit Services industry, placing it in the top 35.3%.
Is World Acceptance's 3-1 Month Momentum % too high?
World Acceptance's current 3-1 Month Momentum % is 8.57%. The Credit Services industry median 3-1 Month Momentum % is 0.50. World Acceptance's value of 8.57% is 1614% above this industry median. Based on the distribution chart, World Acceptance ranks #196 out of 555 companies in the Credit Services industry, which is above the industry midpoint. Overall, World Acceptance has a GF Score™ of 65/100, reflecting its overall financial health beyond just this single metric.
How does World Acceptance's 3-1 Month Momentum % compare to NAVI and FINV?
According to the Credit Services industry distribution chart, World Acceptance ranks #196 out of 555 companies for 3-1 Month Momentum %. This puts World Acceptance in the upper half of its industry. The industry median 3-1 Month Momentum % is 0.50. World Acceptance's value of 8.57% is 1614% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Credit Services company?
The median 3-1 Month Momentum % among Credit Services companies is 0.50, based on 555 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. World Acceptance's current 3-1 Month Momentum % of 8.57% is 1614% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on World Acceptance and its competitors. For the Credit Services industry, the median 3-1 Month Momentum % is 0.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. World Acceptance's current 3-1 Month Momentum % is 8.57%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is World Acceptance stock overvalued right now?
World Acceptance (FRA:WOA) has a current 3-1 Month Momentum % of 8.57%. The stock's GF Value™ is €144.30, compared to a current price of €153.00 — trading 6% above its estimated fair value. The current 3-1 Month Momentum % is 8.57% and 1614% above the Credit Services industry median of 0.50. World Acceptance's overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For World Acceptance (FRA:WOA), the current 3-1 Month Momentum % is 8.57% as of Sep. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is World Acceptance (FRA:WOA) Overvalued in 2026?
Based on GuruFocus' analysis, World Acceptance stock appears to be overvalued.
The current stock price of €153.00 is trading 6% above its estimated GF Value™ of €144.30.
Key valuation signals for FRA:WOA:
3-1 Month Momentum %: 8.57%
GF Value™: €144.30 vs. price of €153.00 (6% above fair value)
Industry Position: 1614% above the Credit Services median (#196 of 555)
No single metric tells the full story. See the FRA:WOA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
World Acceptance Corp operates a small-loan consumer finance (installment loan) business. It offers short-term small installment loans, medium-term larger installment loans, related credit insurance and ancillary products and services to individuals. The Company generally serves individuals with limited access to other sources of consumer credit such as banks, credit unions, other consumer finance businesses and credit card lenders. The Company also offers income tax return preparation services to its loan customers and other individuals. The traditional installment loan industry is a fragmented segment of the consumer lending industry. The Company has one reportable segment: the consumer finance segment.
65GF Score
Get the complete analysis for FRA:WOA
3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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